Ruin. (2001). Managing service, finance, credit and debts: Understanding and applying the dynamics for the 3Es and productivity, Superior customer service, Banking/finance framwork, Credits/lending and debt management, using records/ratios as business tools. Leeds Publications.
Chicago Style (17th ed.) CitationRuin. Managing Service, Finance, Credit and Debts: Understanding and Applying the Dynamics for the 3Es and Productivity, Superior Customer Service, Banking/finance Framwork, Credits/lending and Debt Management, Using Records/ratios as Business Tools. Kuala Lumpur: Leeds Publications, 2001.
MLA (8th ed.) CitationRuin. Managing Service, Finance, Credit and Debts: Understanding and Applying the Dynamics for the 3Es and Productivity, Superior Customer Service, Banking/finance Framwork, Credits/lending and Debt Management, Using Records/ratios as Business Tools. Leeds Publications, 2001.