APA (7th ed.) Citation

Sarif, S. M., & Ahmad Fawzal, S. H. (2011). Service charges on study loan: A business ethical review. IIUM Press.

Chicago Style (17th ed.) Citation

Sarif, Suhaimi Mhd, and Siti Husna Ahmad Fawzal. Service Charges on Study Loan: A Business Ethical Review. IIUM Press, 2011.

MLA (8th ed.) Citation

Sarif, Suhaimi Mhd, and Siti Husna Ahmad Fawzal. Service Charges on Study Loan: A Business Ethical Review. IIUM Press, 2011.

Warning: These citations may not always be 100% accurate.