'Cradle to grave' financial literacy programs and money management
The objective of this paper is to develop an integrated conceptual model, termed as the “cradle to grave model” that forms the link between the roles of educational agents, socialisation agents and the media with financial literacy and its eventual impact on money management. The paper also propos...
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iium-369752016-02-13T05:42:20Z http://irep.iium.edu.my/36975/ 'Cradle to grave' financial literacy programs and money management D. Sundarasen, Sheela Devi Rahman, Muhammad Sabbir Rajangam, Nakiran Sellappan, Rathakrishnan HG Finance HG4001 Financial management. Business finance. Corporation finance. The objective of this paper is to develop an integrated conceptual model, termed as the “cradle to grave model” that forms the link between the roles of educational agents, socialisation agents and the media with financial literacy and its eventual impact on money management. The paper also proposes the moderating effects of money attitude between financial literacy and money management for future empirical research. The researchers deliberated on a rigorous literature to conceptualise the model. It is envisioned that the paper will assist individual citizens and the policy makers in understanding the use of educational institutions, society and media to intellectualize financial literacy in achieving money management. The proposed conceptual model by the researchers should not be generalized until further empirical testing. Auxiliary research is desired to empirically validate the concept through systematic investigations and devising of appropriate tools for quantification. The idea is original and makes the foundational contribution for an inaugural stream of financial literacy and money management research. Canadian Center of Science and Education 2014 Article PeerReviewed application/pdf en http://irep.iium.edu.my/36975/1/Cardle_to_grave.pdf D. Sundarasen, Sheela Devi and Rahman, Muhammad Sabbir and Rajangam, Nakiran and Sellappan, Rathakrishnan (2014) 'Cradle to grave' financial literacy programs and money management. International Journal of Economics and Finance, 6 (6). pp. 240-246. ISSN 1916-9728 (O), 1916-971X (P) http://dx.doi.org/10.5539/ijef.v6n6p240 10.5539/ijef.v6n6p240 |
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HG Finance HG4001 Financial management. Business finance. Corporation finance. |
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HG Finance HG4001 Financial management. Business finance. Corporation finance. D. Sundarasen, Sheela Devi Rahman, Muhammad Sabbir Rajangam, Nakiran Sellappan, Rathakrishnan 'Cradle to grave' financial literacy programs and money management |
description |
The objective of this paper is to develop an integrated conceptual model, termed as the “cradle to grave model”
that forms the link between the roles of educational agents, socialisation agents and the media with financial
literacy and its eventual impact on money management. The paper also proposes the moderating effects of
money attitude between financial literacy and money
management for future empirical research. The researchers
deliberated on a rigorous literature to conceptualise the model. It is envisioned that the paper will assist
individual citizens and the policy makers in
understanding the use of educational institutions, society and media to intellectualize financial literacy in achieving money management. The proposed conceptual model by the researchers should not be generalized until further empirical testing. Auxiliary research is desired to empirically validate the concept through systematic investigations and devising of appropriate tools for quantification. The idea is original and makes the foundational contribution for an inaugural stream of financial literacy and money management research. |
format |
Article |
author |
D. Sundarasen, Sheela Devi Rahman, Muhammad Sabbir Rajangam, Nakiran Sellappan, Rathakrishnan |
author_facet |
D. Sundarasen, Sheela Devi Rahman, Muhammad Sabbir Rajangam, Nakiran Sellappan, Rathakrishnan |
author_sort |
D. Sundarasen, Sheela Devi |
title |
'Cradle to grave' financial literacy programs and money
management |
title_short |
'Cradle to grave' financial literacy programs and money
management |
title_full |
'Cradle to grave' financial literacy programs and money
management |
title_fullStr |
'Cradle to grave' financial literacy programs and money
management |
title_full_unstemmed |
'Cradle to grave' financial literacy programs and money
management |
title_sort |
'cradle to grave' financial literacy programs and money
management |
publisher |
Canadian Center of Science and Education |
publishDate |
2014 |
url |
http://irep.iium.edu.my/36975/ http://irep.iium.edu.my/36975/ http://irep.iium.edu.my/36975/ http://irep.iium.edu.my/36975/1/Cardle_to_grave.pdf |
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2023-09-18T20:53:02Z |
last_indexed |
2023-09-18T20:53:02Z |
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1777410120949432320 |