APA (7th ed.) Citation

Idris, U. M. (2013). Effects of Islamic credit cards on customer spending. s.n.

Chicago Style (17th ed.) Citation

Idris, Umar Muhammed. Effects of Islamic Credit Cards on Customer Spending. s.n, 2013.

MLA (8th ed.) Citation

Idris, Umar Muhammed. Effects of Islamic Credit Cards on Customer Spending. s.n, 2013.

Warning: These citations may not always be 100% accurate.