An analytical framework to examine shari'ah-compliant mortgage financing by cooperative financial institutions in Malaysia

This paper presents an analytical framework for exploring and critically examining the supply side’s issues and challenges of offering Shari’ah-compliant mortgage financing by cooperative financial institutions in Malaysia. Concepts from five distinct theories (theory of credit cooperative, transact...

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Main Authors:	Zabri, Zaidi, Abdul Razak, Dzuljastri, Mohamed, Mustafa Omar
Format:	Conference or Workshop Item
Language:	English English
Published:	2014
Subjects:	HG Finance
Online Access:	http://irep.iium.edu.my/39445/ http://irep.iium.edu.my/39445/1/An_analytical_framework_to_examine_Shari%27ah-compliant_mortgage_financing.pdf http://irep.iium.edu.my/39445/2/AICIF_20001.pdf

id	iium-39445
recordtype	eprints
spelling	iium-394452018-05-24T06:07:44Z http://irep.iium.edu.my/39445/ An analytical framework to examine shari'ah-compliant mortgage financing by cooperative financial institutions in Malaysia Zabri, Zaidi Abdul Razak, Dzuljastri Mohamed, Mustafa Omar HG Finance This paper presents an analytical framework for exploring and critically examining the supply side’s issues and challenges of offering Shari’ah-compliant mortgage financing by cooperative financial institutions in Malaysia. Concepts from five distinct theories (theory of credit cooperative, transaction costs theory, theory of credit rationing, agency theory, and stakeholder theory) are modified and integrated to form a hybrid, layered framework. It is then used as a ‘lens’ to highlight the issues pertaining to (business models and strategies, good governance, regulation and supervision, risk management, human resource management) which may influence the success of such product. The analytical framework presented is useful for relevant stakeholders within this milieu on how to manage the issues, challenges, and harnessing the prospects of Shari’ah-compliant mortgage financing products. Keywords: Shari’ah-compliant mortgage financing, cooperative financial institutions (CFI), analytical framework (AF) 2014-11-12 Conference or Workshop Item NonPeerReviewed application/pdf en http://irep.iium.edu.my/39445/1/An_analytical_framework_to_examine_Shari%27ah-compliant_mortgage_financing.pdf application/pdf en http://irep.iium.edu.my/39445/2/AICIF_20001.pdf Zabri, Zaidi and Abdul Razak, Dzuljastri and Mohamed, Mustafa Omar (2014) An analytical framework to examine shari'ah-compliant mortgage financing by cooperative financial institutions in Malaysia. In: 2nd Asean International Conference on Islamic Finance, 12th-14th November 2014, Yogyakarta. (Unpublished)
repository_type	Digital Repository
institution_category	Local University
institution	International Islamic University Malaysia
building	IIUM Repository
collection	Online Access
language	English English
topic	HG Finance
spellingShingle	HG Finance Zabri, Zaidi Abdul Razak, Dzuljastri Mohamed, Mustafa Omar An analytical framework to examine shari'ah-compliant mortgage financing by cooperative financial institutions in Malaysia
description	This paper presents an analytical framework for exploring and critically examining the supply side’s issues and challenges of offering Shari’ah-compliant mortgage financing by cooperative financial institutions in Malaysia. Concepts from five distinct theories (theory of credit cooperative, transaction costs theory, theory of credit rationing, agency theory, and stakeholder theory) are modified and integrated to form a hybrid, layered framework. It is then used as a ‘lens’ to highlight the issues pertaining to (business models and strategies, good governance, regulation and supervision, risk management, human resource management) which may influence the success of such product. The analytical framework presented is useful for relevant stakeholders within this milieu on how to manage the issues, challenges, and harnessing the prospects of Shari’ah-compliant mortgage financing products. Keywords: Shari’ah-compliant mortgage financing, cooperative financial institutions (CFI), analytical framework (AF)
format	Conference or Workshop Item
author	Zabri, Zaidi Abdul Razak, Dzuljastri Mohamed, Mustafa Omar
author_facet	Zabri, Zaidi Abdul Razak, Dzuljastri Mohamed, Mustafa Omar
author_sort	Zabri, Zaidi
title	An analytical framework to examine shari'ah-compliant mortgage financing by cooperative financial institutions in Malaysia
title_short	An analytical framework to examine shari'ah-compliant mortgage financing by cooperative financial institutions in Malaysia
title_full	An analytical framework to examine shari'ah-compliant mortgage financing by cooperative financial institutions in Malaysia
title_fullStr	An analytical framework to examine shari'ah-compliant mortgage financing by cooperative financial institutions in Malaysia
title_full_unstemmed	An analytical framework to examine shari'ah-compliant mortgage financing by cooperative financial institutions in Malaysia
title_sort	analytical framework to examine shari'ah-compliant mortgage financing by cooperative financial institutions in malaysia
publishDate	2014
url	http://irep.iium.edu.my/39445/ http://irep.iium.edu.my/39445/1/An_analytical_framework_to_examine_Shari%27ah-compliant_mortgage_financing.pdf http://irep.iium.edu.my/39445/2/AICIF_20001.pdf
first_indexed	2023-09-18T20:56:40Z
last_indexed	2023-09-18T20:56:40Z
_version_	1777410350367375360

An analytical framework to examine shari'ah-compliant mortgage financing by cooperative financial institutions in Malaysia

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