Internet banking in Pakistan: finding complexities

Internet banking in Pakistan: finding complexities

Technology is evolving every new day and has its impact on every thing. In this paper we will analyze the acceptance of technology in the Banking Industry of Pakisatn. This research investigates complexities (factors) that have resisted or obstructed the adoption of Internet Banking in Pakistan....

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Main Authors: Akhlaq, Mohammed ather, Shah, Asadullah
Format: Article
Language:English
Published: Array Development Canada (JIBC) 2011
Subjects:
QA75 Electronic computers. Computer science
Online Access:http://irep.iium.edu.my/3981/
http://irep.iium.edu.my/3981/
http://irep.iium.edu.my/3981/1/internet-banking-paper2011.pdf
id iium-3981
recordtype eprints
spelling iium-39812011-12-02T07:52:28Z http://irep.iium.edu.my/3981/ Internet banking in Pakistan: finding complexities Akhlaq, Mohammed ather Shah, Asadullah QA75 Electronic computers. Computer science Technology is evolving every new day and has its impact on every thing. In this paper we will analyze the acceptance of technology in the Banking Industry of Pakisatn. This research investigates complexities (factors) that have resisted or obstructed the adoption of Internet Banking in Pakistan. Traditional innovation diffusion model (IDT) is used to develop the research model indicating the proposed complexities and acceptance of Internet Banking among Pakistani users. The model is tested with a survey sample (n=45). Out of the nine complexities identified, six are found significant. The findings of the research signify that 67 % of the proposed complexities, Familiarity with the technology, Concerns for Download Speed, Unfriendly Website Design, Fear of Government tracking transactions, Security and People Gaining Access/Misusing, hinder the users in accepting and adopting internet banking technology in Pakistan. Array Development Canada (JIBC) 2011-04 Article PeerReviewed application/pdf en http://irep.iium.edu.my/3981/1/internet-banking-paper2011.pdf Akhlaq, Mohammed ather and Shah, Asadullah (2011) Internet banking in Pakistan: finding complexities. Journal of Internet Banking and Commerce, 16 (1). pp. 1-14. ISSN 1204-5357 http://www.arraydev.com/commerce/jibc/
repository_type Digital Repository
institution_category Local University
institution International Islamic University Malaysia
building IIUM Repository
collection Online Access
language English
topic QA75 Electronic computers. Computer science
spellingShingle QA75 Electronic computers. Computer science
Akhlaq, Mohammed ather
Shah, Asadullah
Internet banking in Pakistan: finding complexities
description Technology is evolving every new day and has its impact on every thing. In this paper we will analyze the acceptance of technology in the Banking Industry of Pakisatn. This research investigates complexities (factors) that have resisted or obstructed the adoption of Internet Banking in Pakistan. Traditional innovation diffusion model (IDT) is used to develop the research model indicating the proposed complexities and acceptance of Internet Banking among Pakistani users. The model is tested with a survey sample (n=45). Out of the nine complexities identified, six are found significant. The findings of the research signify that 67 % of the proposed complexities, Familiarity with the technology, Concerns for Download Speed, Unfriendly Website Design, Fear of Government tracking transactions, Security and People Gaining Access/Misusing, hinder the users in accepting and adopting internet banking technology in Pakistan.
format Article
author Akhlaq, Mohammed ather
Shah, Asadullah
author_facet Akhlaq, Mohammed ather
Shah, Asadullah
author_sort Akhlaq, Mohammed ather
title Internet banking in Pakistan: finding complexities
title_short Internet banking in Pakistan: finding complexities
title_full Internet banking in Pakistan: finding complexities
title_fullStr Internet banking in Pakistan: finding complexities
title_full_unstemmed Internet banking in Pakistan: finding complexities
title_sort internet banking in pakistan: finding complexities
publisher Array Development Canada (JIBC)
publishDate 2011
url http://irep.iium.edu.my/3981/
http://irep.iium.edu.my/3981/
http://irep.iium.edu.my/3981/1/internet-banking-paper2011.pdf
first_indexed 2023-09-18T20:12:00Z
last_indexed 2023-09-18T20:12:00Z
_version_ 1777407539789430784

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