Financial exclusion and livelihood assets acquisition among muslim households in Ilorin, Nigeria : a structural invariance analysis.

Financial exclusion and livelihood assets acquisition among muslim households in Ilorin, Nigeria : a structural invariance analysis.

This study examined the relationship that exists between the latent variables of financial exclusion (credit, savings, and remittances) and sustainable livelihood assets (social capital, natural capital, physical capital, and human capital) among some poor Muslim households in Ilorin, Kwara State, N...

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Main Author: Adewale, Abideen Adeyemi
Format: Article
Language:English
Published: International Islamic University Malaysia 2014
Subjects:
H Social Sciences (General)
HA Statistics
HG Finance
HN Social history and conditions. Social problems. Social reform
Online Access:http://irep.iium.edu.my/41498/
http://irep.iium.edu.my/41498/
http://irep.iium.edu.my/41498/4/Financial_Exclsuion_IJEMA.pdf
id iium-41498
recordtype eprints
spelling iium-414982016-04-17T23:23:00Z http://irep.iium.edu.my/41498/ Financial exclusion and livelihood assets acquisition among muslim households in Ilorin, Nigeria : a structural invariance analysis. Adewale, Abideen Adeyemi H Social Sciences (General) HA Statistics HG Finance HN Social history and conditions. Social problems. Social reform This study examined the relationship that exists between the latent variables of financial exclusion (credit, savings, and remittances) and sustainable livelihood assets (social capital, natural capital, physical capital, and human capital) among some poor Muslim households in Ilorin, Kwara State, Nigeria. Data elicited via survey questionnaire administered on poor Muslim households was analysed based on both factor analysis and structural equation modelling using SPSS 19.0 and Amos 19.0 software. The results indicated that the lack of financial inclusion significantly and statistically impedes the acquisition of the livelihood assets. The invariance analysis also revealed that both gender and educational attainment do not moderate the hypothesised structural model. The relatively small sample size and coverage of study area are major limitations to generalizing the findings. Nonetheless, the findings imply that financial inclusion strategies in Nigeria and perhaps in other Muslim majority areas should be located within a broader sustainable livelihood framework. This paper contributes to the literature on implication of financial exclusion from an integrated welfare analysis perspective given that access to, and uses of finance are viewed as independent rather than conjoined. International Islamic University Malaysia 2014 Article PeerReviewed application/pdf en http://irep.iium.edu.my/41498/4/Financial_Exclsuion_IJEMA.pdf Adewale, Abideen Adeyemi (2014) Financial exclusion and livelihood assets acquisition among muslim households in Ilorin, Nigeria : a structural invariance analysis. International Journal of Economics, Management and Accounting, 22 (2). pp. 69-94. ISSN 0128-006 http://journals.iium.edu.my/enmjournal/index.php/enmj
repository_type Digital Repository
institution_category Local University
institution International Islamic University Malaysia
building IIUM Repository
collection Online Access
language English
topic H Social Sciences (General)
HA Statistics
HG Finance
HN Social history and conditions. Social problems. Social reform
spellingShingle H Social Sciences (General)
HA Statistics
HG Finance
HN Social history and conditions. Social problems. Social reform
Adewale, Abideen Adeyemi
Financial exclusion and livelihood assets acquisition among muslim households in Ilorin, Nigeria : a structural invariance analysis.
description This study examined the relationship that exists between the latent variables of financial exclusion (credit, savings, and remittances) and sustainable livelihood assets (social capital, natural capital, physical capital, and human capital) among some poor Muslim households in Ilorin, Kwara State, Nigeria. Data elicited via survey questionnaire administered on poor Muslim households was analysed based on both factor analysis and structural equation modelling using SPSS 19.0 and Amos 19.0 software. The results indicated that the lack of financial inclusion significantly and statistically impedes the acquisition of the livelihood assets. The invariance analysis also revealed that both gender and educational attainment do not moderate the hypothesised structural model. The relatively small sample size and coverage of study area are major limitations to generalizing the findings. Nonetheless, the findings imply that financial inclusion strategies in Nigeria and perhaps in other Muslim majority areas should be located within a broader sustainable livelihood framework. This paper contributes to the literature on implication of financial exclusion from an integrated welfare analysis perspective given that access to, and uses of finance are viewed as independent rather than conjoined.
format Article
author Adewale, Abideen Adeyemi
author_facet Adewale, Abideen Adeyemi
author_sort Adewale, Abideen Adeyemi
title Financial exclusion and livelihood assets acquisition among muslim households in Ilorin, Nigeria : a structural invariance analysis.
title_short Financial exclusion and livelihood assets acquisition among muslim households in Ilorin, Nigeria : a structural invariance analysis.
title_full Financial exclusion and livelihood assets acquisition among muslim households in Ilorin, Nigeria : a structural invariance analysis.
title_fullStr Financial exclusion and livelihood assets acquisition among muslim households in Ilorin, Nigeria : a structural invariance analysis.
title_full_unstemmed Financial exclusion and livelihood assets acquisition among muslim households in Ilorin, Nigeria : a structural invariance analysis.
title_sort financial exclusion and livelihood assets acquisition among muslim households in ilorin, nigeria : a structural invariance analysis.
publisher International Islamic University Malaysia
publishDate 2014
url http://irep.iium.edu.my/41498/
http://irep.iium.edu.my/41498/
http://irep.iium.edu.my/41498/4/Financial_Exclsuion_IJEMA.pdf
first_indexed 2023-09-18T20:59:25Z
last_indexed 2023-09-18T20:59:25Z
_version_ 1777410523206254592

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