Key factors influencing women micro-entrepreneurs to use Ar-Rahnu: evidence from Siti Khadijah’s Market, Kelantan

Key factors influencing women micro-entrepreneurs to use Ar-Rahnu: evidence from Siti Khadijah’s Market, Kelantan

Ar-Rahnu is becoming an increasingly micro-credit instrument in Malaysia. It is accepted as a viable and competitive mode to obtain cash instantly. Despite this, studies on Ar-Rahnu, particularly on the acceptance factors among women micro-entrepreneurs has been very limited. This study aim...

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Main Authors: Nik Azman, Nik Hadiyan, Kassim, Salina, Masron, Tajul Ariffin
Format: Article
Language:English
Published: INSI Publications 2015
Subjects:
HF Commerce
HG Finance
Online Access:http://irep.iium.edu.my/46096/
http://irep.iium.edu.my/46096/
http://irep.iium.edu.my/46096/1/Nik1.pdf
id iium-46096
recordtype eprints
spelling iium-460962016-12-20T01:20:46Z http://irep.iium.edu.my/46096/ Key factors influencing women micro-entrepreneurs to use Ar-Rahnu: evidence from Siti Khadijah’s Market, Kelantan Nik Azman, Nik Hadiyan Kassim, Salina Masron, Tajul Ariffin HF Commerce HG Finance Ar-Rahnu is becoming an increasingly micro-credit instrument in Malaysia. It is accepted as a viable and competitive mode to obtain cash instantly. Despite this, studies on Ar-Rahnu, particularly on the acceptance factors among women micro-entrepreneurs has been very limited. This study aims to investigate the level of acceptance for ArRahnu among women micro-entrepreneurs, in Siti Khadijah’s market, Kelantan. This study conducted in-depth interviews with the women micro-entrepreneurs from different area of business who used Ar-Rahnu as a source of capital. Overall, there are four sub themes influencing the acceptance of Ar-Rahnu, namely; locality, difficulties in getting loan, service charges and collateral. This study finds that, service charge is the main factor influencing women micro-entrepreneurs to choose Ar-Rahnu as their source of micro-credit. INSI Publications 2015 Article PeerReviewed application/pdf en http://irep.iium.edu.my/46096/1/Nik1.pdf Nik Azman, Nik Hadiyan and Kassim, Salina and Masron, Tajul Ariffin (2015) Key factors influencing women micro-entrepreneurs to use Ar-Rahnu: evidence from Siti Khadijah’s Market, Kelantan. Australian Journal of Basic and Applied Sciences, 9 (28). pp. 105-110. ISSN 1991-8178 http://www.ajbasweb.com
repository_type Digital Repository
institution_category Local University
institution International Islamic University Malaysia
building IIUM Repository
collection Online Access
language English
topic HF Commerce
HG Finance
spellingShingle HF Commerce
HG Finance
Nik Azman, Nik Hadiyan
Kassim, Salina
Masron, Tajul Ariffin
Key factors influencing women micro-entrepreneurs to use Ar-Rahnu: evidence from Siti Khadijah’s Market, Kelantan
description Ar-Rahnu is becoming an increasingly micro-credit instrument in Malaysia. It is accepted as a viable and competitive mode to obtain cash instantly. Despite this, studies on Ar-Rahnu, particularly on the acceptance factors among women micro-entrepreneurs has been very limited. This study aims to investigate the level of acceptance for ArRahnu among women micro-entrepreneurs, in Siti Khadijah’s market, Kelantan. This study conducted in-depth interviews with the women micro-entrepreneurs from different area of business who used Ar-Rahnu as a source of capital. Overall, there are four sub themes influencing the acceptance of Ar-Rahnu, namely; locality, difficulties in getting loan, service charges and collateral. This study finds that, service charge is the main factor influencing women micro-entrepreneurs to choose Ar-Rahnu as their source of micro-credit.
format Article
author Nik Azman, Nik Hadiyan
Kassim, Salina
Masron, Tajul Ariffin
author_facet Nik Azman, Nik Hadiyan
Kassim, Salina
Masron, Tajul Ariffin
author_sort Nik Azman, Nik Hadiyan
title Key factors influencing women micro-entrepreneurs to use Ar-Rahnu: evidence from Siti Khadijah’s Market, Kelantan
title_short Key factors influencing women micro-entrepreneurs to use Ar-Rahnu: evidence from Siti Khadijah’s Market, Kelantan
title_full Key factors influencing women micro-entrepreneurs to use Ar-Rahnu: evidence from Siti Khadijah’s Market, Kelantan
title_fullStr Key factors influencing women micro-entrepreneurs to use Ar-Rahnu: evidence from Siti Khadijah’s Market, Kelantan
title_full_unstemmed Key factors influencing women micro-entrepreneurs to use Ar-Rahnu: evidence from Siti Khadijah’s Market, Kelantan
title_sort key factors influencing women micro-entrepreneurs to use ar-rahnu: evidence from siti khadijah’s market, kelantan
publisher INSI Publications
publishDate 2015
url http://irep.iium.edu.my/46096/
http://irep.iium.edu.my/46096/
http://irep.iium.edu.my/46096/1/Nik1.pdf
first_indexed 2023-09-18T21:05:36Z
last_indexed 2023-09-18T21:05:36Z
_version_ 1777410912566640640

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