Financial citizenship barriers among Muslim micro-entrepreneurs in Ilorin, Nigeria: a factorial invariance analysis

This study examines the factors that explain the lack of financial citizenship among selected respondent poor households in the inner city of a densely Muslim populated area. Specifically, Ilorin, Kwara State, North Central geo-political zone of Nigeria was the study area in this regard. Data elicit...

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Main Authors:	Adewale, Abideen Adeyemi, Pramanik, Ataul Huq, Mydin Meera, Ahamed Kameel
Other Authors:	Nasim , Shah Shirazi
Format:	Book Chapter
Language:	English
Published:	Islamic Research and Training Institute 2014
Subjects:	HA Statistics HG Finance HG3691 Credit
Online Access:	http://irep.iium.edu.my/46482/ http://irep.iium.edu.my/46482/ http://irep.iium.edu.my/46482/1/46482.pdf

id	iium-46482
recordtype	eprints
spelling	iium-464822016-04-18T00:12:46Z http://irep.iium.edu.my/46482/ Financial citizenship barriers among Muslim micro-entrepreneurs in Ilorin, Nigeria: a factorial invariance analysis Adewale, Abideen Adeyemi Pramanik, Ataul Huq Mydin Meera, Ahamed Kameel HA Statistics HG Finance HG3691 Credit This study examines the factors that explain the lack of financial citizenship among selected respondent poor households in the inner city of a densely Muslim populated area. Specifically, Ilorin, Kwara State, North Central geo-political zone of Nigeria was the study area in this regard. Data elicited via a survey questionnaire was analysed using both the SPSS 17.0 and Amos 17.0 software. Based on both the exploratory and confirmatory factor analyses, the study revealed that the barrier factors can be divided into two broad categories. While debt phobia, religion, financial complacency, and cultural capital explain voluntary exclusion, affordability and eligibility factors explain the involuntary financial exclusion barriers. The results indicate that the lack of financial citizenship is explained by both lack of access and unwillingness to patronise certain sources of funds. Factorial indifference was also found along demographic divides of the respondents except for age and primary occupation in which case no difference was found between the trading and non-trading micro entrepreneurs. Islamic Research and Training Institute Nasim , Shah Shirazi Abdelrahman , Elzahi Ishraga, Khattab 2014 Book Chapter PeerReviewed application/pdf en http://irep.iium.edu.my/46482/1/46482.pdf Adewale, Abideen Adeyemi and Pramanik, Ataul Huq and Mydin Meera, Ahamed Kameel (2014) Financial citizenship barriers among Muslim micro-entrepreneurs in Ilorin, Nigeria: a factorial invariance analysis. In: Islamic microfinance for sustainable development. Islamic Research and Training Institute, Jeddah, Saudi Arabia, pp. 230-249. ISBN 978-9960-32-274-2 http://www.irti.org
repository_type	Digital Repository
institution_category	Local University
institution	International Islamic University Malaysia
building	IIUM Repository
collection	Online Access
language	English
topic	HA Statistics HG Finance HG3691 Credit
spellingShingle	HA Statistics HG Finance HG3691 Credit Adewale, Abideen Adeyemi Pramanik, Ataul Huq Mydin Meera, Ahamed Kameel Financial citizenship barriers among Muslim micro-entrepreneurs in Ilorin, Nigeria: a factorial invariance analysis
description	This study examines the factors that explain the lack of financial citizenship among selected respondent poor households in the inner city of a densely Muslim populated area. Specifically, Ilorin, Kwara State, North Central geo-political zone of Nigeria was the study area in this regard. Data elicited via a survey questionnaire was analysed using both the SPSS 17.0 and Amos 17.0 software. Based on both the exploratory and confirmatory factor analyses, the study revealed that the barrier factors can be divided into two broad categories. While debt phobia, religion, financial complacency, and cultural capital explain voluntary exclusion, affordability and eligibility factors explain the involuntary financial exclusion barriers. The results indicate that the lack of financial citizenship is explained by both lack of access and unwillingness to patronise certain sources of funds. Factorial indifference was also found along demographic divides of the respondents except for age and primary occupation in which case no difference was found between the trading and non-trading micro entrepreneurs.
author2	Nasim , Shah Shirazi
author_facet	Nasim , Shah Shirazi Adewale, Abideen Adeyemi Pramanik, Ataul Huq Mydin Meera, Ahamed Kameel
format	Book Chapter
author	Adewale, Abideen Adeyemi Pramanik, Ataul Huq Mydin Meera, Ahamed Kameel
author_sort	Adewale, Abideen Adeyemi
title	Financial citizenship barriers among Muslim micro-entrepreneurs in Ilorin, Nigeria: a factorial invariance analysis
title_short	Financial citizenship barriers among Muslim micro-entrepreneurs in Ilorin, Nigeria: a factorial invariance analysis
title_full	Financial citizenship barriers among Muslim micro-entrepreneurs in Ilorin, Nigeria: a factorial invariance analysis
title_fullStr	Financial citizenship barriers among Muslim micro-entrepreneurs in Ilorin, Nigeria: a factorial invariance analysis
title_full_unstemmed	Financial citizenship barriers among Muslim micro-entrepreneurs in Ilorin, Nigeria: a factorial invariance analysis
title_sort	financial citizenship barriers among muslim micro-entrepreneurs in ilorin, nigeria: a factorial invariance analysis
publisher	Islamic Research and Training Institute
publishDate	2014
url	http://irep.iium.edu.my/46482/ http://irep.iium.edu.my/46482/ http://irep.iium.edu.my/46482/1/46482.pdf
first_indexed	2023-09-18T21:06:11Z
last_indexed	2023-09-18T21:06:11Z
_version_	1777410949149360128

Financial citizenship barriers among Muslim micro-entrepreneurs in Ilorin, Nigeria: a factorial invariance analysis

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