A second-order factor gender-measurement invariance analysis of financial exclusion in ilorin, Nigeria

This study examines a measurement invariance of a second-order factor models of financial exclusion among micro-entrepreneurs in Ilorin, Kwara State, Nigeria. Data elicited via a survey questionnaire was analysed using both the Statistical Package for Social Sciences (SPSS) 20.0 and Amos 20.0 softwa...

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Main Author:	Adewale, Abideen Adeyemi
Format:	Article
Language:	English
Published:	International Association of Computer Science and Information Technology (I A C S I T) 2013
Subjects:	HA Statistics HG Finance HG3691 Credit
Online Access:	http://irep.iium.edu.my/46488/ http://irep.iium.edu.my/46488/ http://irep.iium.edu.my/46488/ http://irep.iium.edu.my/46488/1/46488_-_a_second-order_factor.pdf

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spelling	iium-464882016-07-20T01:12:59Z http://irep.iium.edu.my/46488/ A second-order factor gender-measurement invariance analysis of financial exclusion in ilorin, Nigeria Adewale, Abideen Adeyemi HA Statistics HG Finance HG3691 Credit This study examines a measurement invariance of a second-order factor models of financial exclusion among micro-entrepreneurs in Ilorin, Kwara State, Nigeria. Data elicited via a survey questionnaire was analysed using both the Statistical Package for Social Sciences (SPSS) 20.0 and Amos 20.0 software. The study revealed that financial exclusion as a second order factor is indicated by debt phobia, religion, financial complacency, and affordability and eligibility first order factors. Measurement invariance was tested based on gender via a set of hierarchically structured levels: a) configural invariance, b) metric invariance of both the firstorder and second-order models, c) intercepts of both the firstorder and second-order models, and d) residuals of both the first-order and second-order models. The groups were found to be invariant across the models. Moreover, based on t-test at alpha of 0.001, the latent mean difference tests of the second order model indicates no statistically significant difference on a path by path basis along gender divides. This provides a further questioning on the focus on women of financial inclusion programmes International Association of Computer Science and Information Technology (I A C S I T) 2013-12 Article PeerReviewed application/pdf en http://irep.iium.edu.my/46488/1/46488_-_a_second-order_factor.pdf Adewale, Abideen Adeyemi (2013) A second-order factor gender-measurement invariance analysis of financial exclusion in ilorin, Nigeria. International Journal of Trade, Economics and Finance, 4 (6). pp. 398-402. ISSN 2010-023X http://www.ijtef.org/papers/325-B10026.pdf 10.7763/IJTEF.2013.V4.325
repository_type	Digital Repository
institution_category	Local University
institution	International Islamic University Malaysia
building	IIUM Repository
collection	Online Access
language	English
topic	HA Statistics HG Finance HG3691 Credit
spellingShingle	HA Statistics HG Finance HG3691 Credit Adewale, Abideen Adeyemi A second-order factor gender-measurement invariance analysis of financial exclusion in ilorin, Nigeria
description	This study examines a measurement invariance of a second-order factor models of financial exclusion among micro-entrepreneurs in Ilorin, Kwara State, Nigeria. Data elicited via a survey questionnaire was analysed using both the Statistical Package for Social Sciences (SPSS) 20.0 and Amos 20.0 software. The study revealed that financial exclusion as a second order factor is indicated by debt phobia, religion, financial complacency, and affordability and eligibility first order factors. Measurement invariance was tested based on gender via a set of hierarchically structured levels: a) configural invariance, b) metric invariance of both the firstorder and second-order models, c) intercepts of both the firstorder and second-order models, and d) residuals of both the first-order and second-order models. The groups were found to be invariant across the models. Moreover, based on t-test at alpha of 0.001, the latent mean difference tests of the second order model indicates no statistically significant difference on a path by path basis along gender divides. This provides a further questioning on the focus on women of financial inclusion programmes
format	Article
author	Adewale, Abideen Adeyemi
author_facet	Adewale, Abideen Adeyemi
author_sort	Adewale, Abideen Adeyemi
title	A second-order factor gender-measurement invariance analysis of financial exclusion in ilorin, Nigeria
title_short	A second-order factor gender-measurement invariance analysis of financial exclusion in ilorin, Nigeria
title_full	A second-order factor gender-measurement invariance analysis of financial exclusion in ilorin, Nigeria
title_fullStr	A second-order factor gender-measurement invariance analysis of financial exclusion in ilorin, Nigeria
title_full_unstemmed	A second-order factor gender-measurement invariance analysis of financial exclusion in ilorin, Nigeria
title_sort	second-order factor gender-measurement invariance analysis of financial exclusion in ilorin, nigeria
publisher	International Association of Computer Science and Information Technology (I A C S I T)
publishDate	2013
url	http://irep.iium.edu.my/46488/ http://irep.iium.edu.my/46488/ http://irep.iium.edu.my/46488/ http://irep.iium.edu.my/46488/1/46488_-_a_second-order_factor.pdf
first_indexed	2023-09-18T21:06:12Z
last_indexed	2023-09-18T21:06:12Z
_version_	1777410949721882624

A second-order factor gender-measurement invariance analysis of financial exclusion in ilorin, Nigeria

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