Factors inﬂuencing behaviour to participate in Islamic microﬁnance

The purpose of this paper is to empirically examine the factors that affect Muslim customers’participation in using Baitul Maal wat Tamwil (BMT) scheme for micro-enterprises. The decomposed theory of planned behavior (DTPB) was used as the research frame work. The paper uses primary data collected...

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Main Authors:	Maulana, Hartomi, Abdul Razak, Dzuljastri, Adeyemi, Adewale Abideen
Format:	Article
Language:	English English English
Published:	Emerald Publishing Limited 2018
Subjects:	HG3368 Islamic Banking and Finance
Online Access:	http://irep.iium.edu.my/63218/ http://irep.iium.edu.my/63218/ http://irep.iium.edu.my/63218/ http://irep.iium.edu.my/63218/1/Emerald%202018%20%281%29.pdf http://irep.iium.edu.my/63218/7/63218%20Factors%20influencing%20behaviour%20to%20participate%20in%20Islamic%20microfinance%20SCOPUS.pdf http://irep.iium.edu.my/63218/13/63218_Factors%20influencing%20behaviour_WoS.pdf

id	iium-63218
recordtype	eprints
spelling	iium-632182018-12-07T02:11:58Z http://irep.iium.edu.my/63218/ Factors inﬂuencing behaviour to participate in Islamic microﬁnance Maulana, Hartomi Abdul Razak, Dzuljastri Adeyemi, Adewale Abideen HG3368 Islamic Banking and Finance The purpose of this paper is to empirically examine the factors that affect Muslim customers’participation in using Baitul Maal wat Tamwil (BMT) scheme for micro-enterprises. The decomposed theory of planned behavior (DTPB) was used as the research frame work. The paper uses primary data collected by self-administered questionnaires involving a sample of 405 respondents from selected BMTs in ﬁve different regencies in East Java. Structural equation modelling was used in the analysis. This study revealed that among the three main beliefs, only perceived behavioral control toward BMT was found to have positive and significant impact on clients' participation towards BMT. With regards to antecedents' influence on their main beliefs, only perceived compatibility, perceived complexity and uncertainty and facilitating conditions were not significant. The ﬁnding of the present study could help BMT to better manage by focussing on relative advantage and behavioral control to build client relationships. Emerald Publishing Limited 2018 Article PeerReviewed application/pdf en http://irep.iium.edu.my/63218/1/Emerald%202018%20%281%29.pdf application/pdf en http://irep.iium.edu.my/63218/7/63218%20Factors%20influencing%20behaviour%20to%20participate%20in%20Islamic%20microfinance%20SCOPUS.pdf application/pdf en http://irep.iium.edu.my/63218/13/63218_Factors%20influencing%20behaviour_WoS.pdf Maulana, Hartomi and Abdul Razak, Dzuljastri and Adeyemi, Adewale Abideen (2018) Factors inﬂuencing behaviour to participate in Islamic microﬁnance. International Journal of Islamic and Middle Eastern Finance and Management, 11 (1). pp. 109-130. ISSN 1753-8394 https://www.emeraldinsight.com/doi/abs/10.1108/IMEFM-05-2017-0134 10.1108/IMEFM-05-2017-0134
repository_type	Digital Repository
institution_category	Local University
institution	International Islamic University Malaysia
building	IIUM Repository
collection	Online Access
language	English English English
topic	HG3368 Islamic Banking and Finance
spellingShingle	HG3368 Islamic Banking and Finance Maulana, Hartomi Abdul Razak, Dzuljastri Adeyemi, Adewale Abideen Factors inﬂuencing behaviour to participate in Islamic microﬁnance
description	The purpose of this paper is to empirically examine the factors that affect Muslim customers’participation in using Baitul Maal wat Tamwil (BMT) scheme for micro-enterprises. The decomposed theory of planned behavior (DTPB) was used as the research frame work. The paper uses primary data collected by self-administered questionnaires involving a sample of 405 respondents from selected BMTs in ﬁve different regencies in East Java. Structural equation modelling was used in the analysis. This study revealed that among the three main beliefs, only perceived behavioral control toward BMT was found to have positive and significant impact on clients' participation towards BMT. With regards to antecedents' influence on their main beliefs, only perceived compatibility, perceived complexity and uncertainty and facilitating conditions were not significant. The ﬁnding of the present study could help BMT to better manage by focussing on relative advantage and behavioral control to build client relationships.
format	Article
author	Maulana, Hartomi Abdul Razak, Dzuljastri Adeyemi, Adewale Abideen
author_facet	Maulana, Hartomi Abdul Razak, Dzuljastri Adeyemi, Adewale Abideen
author_sort	Maulana, Hartomi
title	Factors inﬂuencing behaviour to participate in Islamic microﬁnance
title_short	Factors inﬂuencing behaviour to participate in Islamic microﬁnance
title_full	Factors inﬂuencing behaviour to participate in Islamic microﬁnance
title_fullStr	Factors inﬂuencing behaviour to participate in Islamic microﬁnance
title_full_unstemmed	Factors inﬂuencing behaviour to participate in Islamic microﬁnance
title_sort	factors inﬂuencing behaviour to participate in islamic microﬁnance
publisher	Emerald Publishing Limited
publishDate	2018
url	http://irep.iium.edu.my/63218/ http://irep.iium.edu.my/63218/ http://irep.iium.edu.my/63218/ http://irep.iium.edu.my/63218/1/Emerald%202018%20%281%29.pdf http://irep.iium.edu.my/63218/7/63218%20Factors%20influencing%20behaviour%20to%20participate%20in%20Islamic%20microfinance%20SCOPUS.pdf http://irep.iium.edu.my/63218/13/63218_Factors%20influencing%20behaviour_WoS.pdf
first_indexed	2023-09-18T21:29:40Z
last_indexed	2023-09-18T21:29:40Z
_version_	1777412425698508800

Factors inﬂuencing behaviour to participate in Islamic microﬁnance

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