Efficiency, stability and asset quality of Islamic vis-à-vis conventional banks: evidence from Indonesia

urpose – This paper aims to examine how Indonesian Islamic banks differ from conventional banks in terms of their business model, asset quality, stability and efficiency. Design/methodology/approach – Based on data from 2008 to 2012, the authors use t-test, z-score and data envelopment analysis (DE...

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Main Authors:	Sakti, Muhammad Rizky Prima, Mohamad, Azhar
Format:	Article
Language:	English English English
Published:	Emerald Group Publishing Ltd. 2018
Subjects:	HG3368 Islamic Banking and Finance
Online Access:	http://irep.iium.edu.my/64515/ http://irep.iium.edu.my/64515/ http://irep.iium.edu.my/64515/ http://irep.iium.edu.my/64515/1/64515_Efficiency%2C%20stability%20and%20asset%20quality.pdf http://irep.iium.edu.my/64515/2/64515_Efficiency%2C%20stability%20and%20asset%20quality_SCOPUS.pdf http://irep.iium.edu.my/64515/13/64515%20Efficiency%2C%20stability%20and%20asset%20quality%20of%20Islamic%20vis-%C3%A0-vis%20conventional%20banks_wos.pdf

id	iium-64515
recordtype	eprints
spelling	iium-645152019-01-24T03:20:40Z http://irep.iium.edu.my/64515/ Efficiency, stability and asset quality of Islamic vis-à-vis conventional banks: evidence from Indonesia Sakti, Muhammad Rizky Prima Mohamad, Azhar HG3368 Islamic Banking and Finance urpose – This paper aims to examine how Indonesian Islamic banks differ from conventional banks in terms of their business model, asset quality, stability and efficiency. Design/methodology/approach – Based on data from 2008 to 2012, the authors use t-test, z-score and data envelopment analysis (DEA) to assess the business model, as well as the asset quality, stability and efficiency of both the Islamic and conventional banks. Findings – The results indicate that there are significant differences between the two – Islamic banks appear to not follow the conventional business model. Secondly, Islamic banks seem to have better asset quality and to be more stable than their conventional counterparts. Originality/value – Finally, the DEA results also indicate that Islamic banks are relatively more efficient than conventional banks, as shown by their higher overall efficiency, as well as technical efficiency. Emerald Group Publishing Ltd. 2018-05-12 Article PeerReviewed application/pdf en http://irep.iium.edu.my/64515/1/64515_Efficiency%2C%20stability%20and%20asset%20quality.pdf application/pdf en http://irep.iium.edu.my/64515/2/64515_Efficiency%2C%20stability%20and%20asset%20quality_SCOPUS.pdf application/pdf en http://irep.iium.edu.my/64515/13/64515%20Efficiency%2C%20stability%20and%20asset%20quality%20of%20Islamic%20vis-%C3%A0-vis%20conventional%20banks_wos.pdf Sakti, Muhammad Rizky Prima and Mohamad, Azhar (2018) Efficiency, stability and asset quality of Islamic vis-à-vis conventional banks: evidence from Indonesia. Journal of Islamic Accounting and Business Research, 9 (3). pp. 378-400. ISSN 1759-0817 https://www.emeraldinsight.com/doi/full/10.1108/JIABR-07-2015-0031 10.1108/JIABR-07-2015-0031
repository_type	Digital Repository
institution_category	Local University
institution	International Islamic University Malaysia
building	IIUM Repository
collection	Online Access
language	English English English
topic	HG3368 Islamic Banking and Finance
spellingShingle	HG3368 Islamic Banking and Finance Sakti, Muhammad Rizky Prima Mohamad, Azhar Efficiency, stability and asset quality of Islamic vis-à-vis conventional banks: evidence from Indonesia
description	urpose – This paper aims to examine how Indonesian Islamic banks differ from conventional banks in terms of their business model, asset quality, stability and efficiency. Design/methodology/approach – Based on data from 2008 to 2012, the authors use t-test, z-score and data envelopment analysis (DEA) to assess the business model, as well as the asset quality, stability and efficiency of both the Islamic and conventional banks. Findings – The results indicate that there are significant differences between the two – Islamic banks appear to not follow the conventional business model. Secondly, Islamic banks seem to have better asset quality and to be more stable than their conventional counterparts. Originality/value – Finally, the DEA results also indicate that Islamic banks are relatively more efficient than conventional banks, as shown by their higher overall efficiency, as well as technical efficiency.
format	Article
author	Sakti, Muhammad Rizky Prima Mohamad, Azhar
author_facet	Sakti, Muhammad Rizky Prima Mohamad, Azhar
author_sort	Sakti, Muhammad Rizky Prima
title	Efficiency, stability and asset quality of Islamic vis-à-vis conventional banks: evidence from Indonesia
title_short	Efficiency, stability and asset quality of Islamic vis-à-vis conventional banks: evidence from Indonesia
title_full	Efficiency, stability and asset quality of Islamic vis-à-vis conventional banks: evidence from Indonesia
title_fullStr	Efficiency, stability and asset quality of Islamic vis-à-vis conventional banks: evidence from Indonesia
title_full_unstemmed	Efficiency, stability and asset quality of Islamic vis-à-vis conventional banks: evidence from Indonesia
title_sort	efficiency, stability and asset quality of islamic vis-à-vis conventional banks: evidence from indonesia
publisher	Emerald Group Publishing Ltd.
publishDate	2018
url	http://irep.iium.edu.my/64515/ http://irep.iium.edu.my/64515/ http://irep.iium.edu.my/64515/ http://irep.iium.edu.my/64515/1/64515_Efficiency%2C%20stability%20and%20asset%20quality.pdf http://irep.iium.edu.my/64515/2/64515_Efficiency%2C%20stability%20and%20asset%20quality_SCOPUS.pdf http://irep.iium.edu.my/64515/13/64515%20Efficiency%2C%20stability%20and%20asset%20quality%20of%20Islamic%20vis-%C3%A0-vis%20conventional%20banks_wos.pdf
first_indexed	2023-09-18T21:31:33Z
last_indexed	2023-09-18T21:31:33Z
_version_	1777412544802062336

Efficiency, stability and asset quality of Islamic vis-à-vis conventional banks: evidence from Indonesia

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