Factors influencing intention to use Islamic credit cards in Selangor

Factors influencing intention to use Islamic credit cards in Selangor

Islamic credit card (ICC) has been widely used for personal consumption. The use of ICC is gaining prominence as an alternative to conventional credit card as the concept and operations are permissible by the shariah. The paper aims to determine factors influencing intention to use ICC based on thre...

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Main Authors: Abdul Razak, Dzuljastri, Ahmad Faris, Ammar, Mohamed Sharif, Mohammad Syarwan, E Azam, Md Siddique
Format: Article
Language:English
Published: Universiti Utara Malaysia 2019
Subjects:
HG3368 Islamic Banking and Finance
Online Access:http://irep.iium.edu.my/77362/
http://irep.iium.edu.my/77362/
http://irep.iium.edu.my/77362/1/Islamic%20Credit%20Card%20UUM%20-Vol.%204%20Issue%201%2001-15%20%281%29.pdf
id iium-77362
recordtype eprints
spelling iium-773622019-12-30T02:22:50Z http://irep.iium.edu.my/77362/ Factors influencing intention to use Islamic credit cards in Selangor Abdul Razak, Dzuljastri Ahmad Faris, Ammar Mohamed Sharif, Mohammad Syarwan E Azam, Md Siddique HG3368 Islamic Banking and Finance Islamic credit card (ICC) has been widely used for personal consumption. The use of ICC is gaining prominence as an alternative to conventional credit card as the concept and operations are permissible by the shariah. The paper aims to determine factors influencing intention to use ICC based on three variables namely benefits, fair charges and religious motivation. A quantitative methodology was conducted via a survey of 102 respondents in the state of Selangor. The results indicated that benefits and religious motivations have significant influence on the intention to use Islamic credit cards. Hence, practitioners should incorporate the two factors in their marketing efforts to promote ICC. The academician can benefit by conducting further research on this eminence body of knowledge. Universiti Utara Malaysia 2019-06 Article PeerReviewed application/pdf en http://irep.iium.edu.my/77362/1/Islamic%20Credit%20Card%20UUM%20-Vol.%204%20Issue%201%2001-15%20%281%29.pdf Abdul Razak, Dzuljastri and Ahmad Faris, Ammar and Mohamed Sharif, Mohammad Syarwan and E Azam, Md Siddique (2019) Factors influencing intention to use Islamic credit cards in Selangor. International Journal of Islamic Business, 4 (1). pp. 1-15. E-ISSN 0127-662X http://www.ijib.uum.edu.my/
repository_type Digital Repository
institution_category Local University
institution International Islamic University Malaysia
building IIUM Repository
collection Online Access
language English
topic HG3368 Islamic Banking and Finance
spellingShingle HG3368 Islamic Banking and Finance
Abdul Razak, Dzuljastri
Ahmad Faris, Ammar
Mohamed Sharif, Mohammad Syarwan
E Azam, Md Siddique
Factors influencing intention to use Islamic credit cards in Selangor
description Islamic credit card (ICC) has been widely used for personal consumption. The use of ICC is gaining prominence as an alternative to conventional credit card as the concept and operations are permissible by the shariah. The paper aims to determine factors influencing intention to use ICC based on three variables namely benefits, fair charges and religious motivation. A quantitative methodology was conducted via a survey of 102 respondents in the state of Selangor. The results indicated that benefits and religious motivations have significant influence on the intention to use Islamic credit cards. Hence, practitioners should incorporate the two factors in their marketing efforts to promote ICC. The academician can benefit by conducting further research on this eminence body of knowledge.
format Article
author Abdul Razak, Dzuljastri
Ahmad Faris, Ammar
Mohamed Sharif, Mohammad Syarwan
E Azam, Md Siddique
author_facet Abdul Razak, Dzuljastri
Ahmad Faris, Ammar
Mohamed Sharif, Mohammad Syarwan
E Azam, Md Siddique
author_sort Abdul Razak, Dzuljastri
title Factors influencing intention to use Islamic credit cards in Selangor
title_short Factors influencing intention to use Islamic credit cards in Selangor
title_full Factors influencing intention to use Islamic credit cards in Selangor
title_fullStr Factors influencing intention to use Islamic credit cards in Selangor
title_full_unstemmed Factors influencing intention to use Islamic credit cards in Selangor
title_sort factors influencing intention to use islamic credit cards in selangor
publisher Universiti Utara Malaysia
publishDate 2019
url http://irep.iium.edu.my/77362/
http://irep.iium.edu.my/77362/
http://irep.iium.edu.my/77362/1/Islamic%20Credit%20Card%20UUM%20-Vol.%204%20Issue%201%2001-15%20%281%29.pdf
first_indexed 2023-09-18T21:49:07Z
last_indexed 2023-09-18T21:49:07Z
_version_ 1777413649490509824

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