Issues of E-banking transaction: An empirical investigation on Malaysian customers perception

This study investigated the determinant factors of consumers' perception on E-banking transaction in Internet banking by Malaysian bank consumers. The research framework was developed to testify the statistical relationships between consumer perceptions and E-banking transaction. Factor analysi...

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Main Authors: Haque, A. K. M. Ahasanul, Ismail, Ahmad Zaki, Daraz, Abu Hayat
Format: Article
Language:English
Published: Asian Network for Scientific Information 2009
Subjects:
Online Access:http://irep.iium.edu.my/8061/
http://irep.iium.edu.my/8061/
http://irep.iium.edu.my/8061/1/Issues_of_E-banking_transaction_An_empirical_investigation_on_Malaysian_customers_perception.pdf
id iium-8061
recordtype eprints
spelling iium-80612012-02-08T15:21:15Z http://irep.iium.edu.my/8061/ Issues of E-banking transaction: An empirical investigation on Malaysian customers perception Haque, A. K. M. Ahasanul Ismail, Ahmad Zaki Daraz, Abu Hayat HG1501 Banking This study investigated the determinant factors of consumers' perception on E-banking transaction in Internet banking by Malaysian bank consumers. The research framework was developed to testify the statistical relationships between consumer perceptions and E-banking transaction. Factor analysis was performed to extraction and make initial decision on the number of factors underlying asset of measured variables of interest. Thereafter, multiple regression was estimated to anticipate the effects of the explanatory variables. This study showed that only secure transaction, have significant impact on consumers perception about E-banking transaction. Rest three factors regulatory framework, service quality and sufficient mechanism negligible impact and hypothesis was rejected. This study offers an insight into E-banking in Malaysia, which has not been previously been investigated and much statistical significance makes this study a potential cornerstone for future research. Asian Network for Scientific Information 2009 Article PeerReviewed application/pdf en http://irep.iium.edu.my/8061/1/Issues_of_E-banking_transaction_An_empirical_investigation_on_Malaysian_customers_perception.pdf Haque, A. K. M. Ahasanul and Ismail, Ahmad Zaki and Daraz, Abu Hayat (2009) Issues of E-banking transaction: An empirical investigation on Malaysian customers perception. Journal of Applied Sciences, 9 (10). pp. 1870-1879. ISSN 1812-5662 (O), 1812-5654 (P) http://docsdrive.com/pdfs/ansinet/jas/2009/1870-1879.pdf
repository_type Digital Repository
institution_category Local University
institution International Islamic University Malaysia
building IIUM Repository
collection Online Access
language English
topic HG1501 Banking
spellingShingle HG1501 Banking
Haque, A. K. M. Ahasanul
Ismail, Ahmad Zaki
Daraz, Abu Hayat
Issues of E-banking transaction: An empirical investigation on Malaysian customers perception
description This study investigated the determinant factors of consumers' perception on E-banking transaction in Internet banking by Malaysian bank consumers. The research framework was developed to testify the statistical relationships between consumer perceptions and E-banking transaction. Factor analysis was performed to extraction and make initial decision on the number of factors underlying asset of measured variables of interest. Thereafter, multiple regression was estimated to anticipate the effects of the explanatory variables. This study showed that only secure transaction, have significant impact on consumers perception about E-banking transaction. Rest three factors regulatory framework, service quality and sufficient mechanism negligible impact and hypothesis was rejected. This study offers an insight into E-banking in Malaysia, which has not been previously been investigated and much statistical significance makes this study a potential cornerstone for future research.
format Article
author Haque, A. K. M. Ahasanul
Ismail, Ahmad Zaki
Daraz, Abu Hayat
author_facet Haque, A. K. M. Ahasanul
Ismail, Ahmad Zaki
Daraz, Abu Hayat
author_sort Haque, A. K. M. Ahasanul
title Issues of E-banking transaction: An empirical investigation on Malaysian customers perception
title_short Issues of E-banking transaction: An empirical investigation on Malaysian customers perception
title_full Issues of E-banking transaction: An empirical investigation on Malaysian customers perception
title_fullStr Issues of E-banking transaction: An empirical investigation on Malaysian customers perception
title_full_unstemmed Issues of E-banking transaction: An empirical investigation on Malaysian customers perception
title_sort issues of e-banking transaction: an empirical investigation on malaysian customers perception
publisher Asian Network for Scientific Information
publishDate 2009
url http://irep.iium.edu.my/8061/
http://irep.iium.edu.my/8061/
http://irep.iium.edu.my/8061/1/Issues_of_E-banking_transaction_An_empirical_investigation_on_Malaysian_customers_perception.pdf
first_indexed 2023-09-18T20:17:40Z
last_indexed 2023-09-18T20:17:40Z
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