APA (7th ed.) Citation

Gallardo, J. S., Randhawa, B. K., & Sacay, O. J. (2012). Microfinance as a Regular Commercial Banking Product. World Bank, Washington, DC.

Chicago Style (17th ed.) Citation

Gallardo, Joselito S., Bikki K. Randhawa, and Orlando J. Sacay. Microfinance as a Regular Commercial Banking Product. World Bank, Washington, DC, 2012.

MLA (8th ed.) Citation

Gallardo, Joselito S., et al. Microfinance as a Regular Commercial Banking Product. World Bank, Washington, DC, 2012.