The Right to Borrow : Legal and Regulatory Barriers that Limit Access to Credit by Small Farms and Businesses

The Right to Borrow : Legal and Regulatory Barriers that Limit Access to Credit by Small Farms and Businesses

Many laws and regulations in developing countries drive small businesspeople out of the formal banking sector and into the hands of high-cost and sometimes unscrupulous moneylenders in the informal sector. The author looks at these barriers to cred...

Full description

Bibliographic Details
Main Author: Fleisig, Heywood
Format: Viewpoint
Language:English
Published: World Bank, Washington, DC 2012
Subjects:
SMALL FARMS
SMALL ENTERPRISES
CREDIT
REGULATIONS
INFORMAL SECTOR
CREDITWORTHINESS
LOAN COLLATERAL ACCESS TO CREDIT
BANK LENDING
BANK OFFICERS
BANK REGULATION
BANKING SECTOR
BORROWER
COMMERCIAL PAPER
CREDIT BUREAUS
CREDIT LINES
CREDIT PROGRAMS
CREDITOR
CREDITORS
CROWDING OUT
DEBT
DEBTORS
DEBTS
DEFAULTS
FARMS
FIXED COSTS
INCOME
INFLATION
INTEREST CHARGES
INTEREST RATES
INVENTORIES
INVENTORY
LAWS
LEGAL FRAMEWORK
LEGAL PROVISIONS
LENDER
LENDERS
LENDING BEHAVIOR
LENDING INSTRUMENTS
LOAN
REFINANCE
SAVINGS
SMALL LOANS
TRANSPORT
USURY
USURY LAWS
VENDORS
Online Access:http://documents.worldbank.org/curated/en/1995/04/441473/right-borrow-legal-regulatory-barriers-limit-access-credit-small-farms-businesses
http://hdl.handle.net/10986/11673
Description
Summary:Many laws and regulations in developing countries drive small businesspeople out of the formal banking sector and into the hands of high-cost and sometimes unscrupulous moneylenders in the informal sector. The author looks at these barriers to credit for small farmers and firms and suggests solutions.

Similar Items