The Right to Borrow : Legal and Regulatory Barriers that Limit Access to Credit by Small Farms and Businesses

Many laws and regulations in developing countries drive small businesspeople out of the formal banking sector and into the hands of high-cost and sometimes unscrupulous moneylenders in the informal sector. The author looks at these barriers to cred...

Full description

Bibliographic Details
Main Author:	Fleisig, Heywood
Format:	Viewpoint
Language:	English
Published:	World Bank, Washington, DC 2012
Subjects:	SMALL FARMS SMALL ENTERPRISES CREDIT REGULATIONS INFORMAL SECTOR CREDITWORTHINESS LOAN COLLATERAL ACCESS TO CREDIT BANK LENDING BANK OFFICERS BANK REGULATION BANKING SECTOR BORROWER COMMERCIAL PAPER CREDIT BUREAUS CREDIT LINES CREDIT PROGRAMS CREDITOR CREDITORS CROWDING OUT DEBT DEBTORS DEBTS DEFAULTS FARMS FIXED COSTS INCOME INFLATION INTEREST CHARGES INTEREST RATES INVENTORIES INVENTORY LAWS LEGAL FRAMEWORK LEGAL PROVISIONS LENDER LENDERS LENDING BEHAVIOR LENDING INSTRUMENTS LOAN REFINANCE SAVINGS SMALL LOANS TRANSPORT USURY USURY LAWS VENDORS
Online Access:	http://documents.worldbank.org/curated/en/1995/04/441473/right-borrow-legal-regulatory-barriers-limit-access-credit-small-farms-businesses http://hdl.handle.net/10986/11673

id	okr-10986-11673
recordtype	oai_dc
spelling	okr-10986-116732021-06-14T11:04:49Z The Right to Borrow : Legal and Regulatory Barriers that Limit Access to Credit by Small Farms and Businesses Fleisig, Heywood SMALL FARMS SMALL ENTERPRISES CREDIT REGULATIONS INFORMAL SECTOR CREDITWORTHINESS LOAN COLLATERAL ACCESS TO CREDIT BANK LENDING BANK OFFICERS BANK REGULATION BANKING SECTOR BORROWER COMMERCIAL PAPER CREDIT BUREAUS CREDIT LINES CREDIT PROGRAMS CREDITOR CREDITORS CROWDING OUT DEBT DEBTORS DEBTS DEFAULTS FARMS FIXED COSTS INCOME INFLATION INTEREST CHARGES INTEREST RATES INVENTORIES INVENTORY LAWS LEGAL FRAMEWORK LEGAL PROVISIONS LENDER LENDERS LENDING BEHAVIOR LENDING INSTRUMENTS LOAN REFINANCE SAVINGS SMALL LOANS TRANSPORT USURY USURY LAWS VENDORS Many laws and regulations in developing countries drive small businesspeople out of the formal banking sector and into the hands of high-cost and sometimes unscrupulous moneylenders in the informal sector. The author looks at these barriers to credit for small farmers and firms and suggests solutions. 2012-08-13T15:41:38Z 2012-08-13T15:41:38Z 1995-04 http://documents.worldbank.org/curated/en/1995/04/441473/right-borrow-legal-regulatory-barriers-limit-access-credit-small-farms-businesses http://hdl.handle.net/10986/11673 English Viewpoint: Public Policy for the Private Sector; Note No. 44 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank World Bank, Washington, DC Publications & Research :: Viewpoint Publications & Research
repository_type	Digital Repository
institution_category	Foreign Institution
institution	Digital Repositories
building	World Bank Open Knowledge Repository
collection	World Bank
language	English
topic	SMALL FARMS SMALL ENTERPRISES CREDIT REGULATIONS INFORMAL SECTOR CREDITWORTHINESS LOAN COLLATERAL ACCESS TO CREDIT BANK LENDING BANK OFFICERS BANK REGULATION BANKING SECTOR BORROWER COMMERCIAL PAPER CREDIT BUREAUS CREDIT LINES CREDIT PROGRAMS CREDITOR CREDITORS CROWDING OUT DEBT DEBTORS DEBTS DEFAULTS FARMS FIXED COSTS INCOME INFLATION INTEREST CHARGES INTEREST RATES INVENTORIES INVENTORY LAWS LEGAL FRAMEWORK LEGAL PROVISIONS LENDER LENDERS LENDING BEHAVIOR LENDING INSTRUMENTS LOAN REFINANCE SAVINGS SMALL LOANS TRANSPORT USURY USURY LAWS VENDORS
spellingShingle	SMALL FARMS SMALL ENTERPRISES CREDIT REGULATIONS INFORMAL SECTOR CREDITWORTHINESS LOAN COLLATERAL ACCESS TO CREDIT BANK LENDING BANK OFFICERS BANK REGULATION BANKING SECTOR BORROWER COMMERCIAL PAPER CREDIT BUREAUS CREDIT LINES CREDIT PROGRAMS CREDITOR CREDITORS CROWDING OUT DEBT DEBTORS DEBTS DEFAULTS FARMS FIXED COSTS INCOME INFLATION INTEREST CHARGES INTEREST RATES INVENTORIES INVENTORY LAWS LEGAL FRAMEWORK LEGAL PROVISIONS LENDER LENDERS LENDING BEHAVIOR LENDING INSTRUMENTS LOAN REFINANCE SAVINGS SMALL LOANS TRANSPORT USURY USURY LAWS VENDORS Fleisig, Heywood The Right to Borrow : Legal and Regulatory Barriers that Limit Access to Credit by Small Farms and Businesses
relation	Viewpoint: Public Policy for the Private Sector; Note No. 44
description	Many laws and regulations in developing countries drive small businesspeople out of the formal banking sector and into the hands of high-cost and sometimes unscrupulous moneylenders in the informal sector. The author looks at these barriers to credit for small farmers and firms and suggests solutions.
format	Publications & Research :: Viewpoint
author	Fleisig, Heywood
author_facet	Fleisig, Heywood
author_sort	Fleisig, Heywood
title	The Right to Borrow : Legal and Regulatory Barriers that Limit Access to Credit by Small Farms and Businesses
title_short	The Right to Borrow : Legal and Regulatory Barriers that Limit Access to Credit by Small Farms and Businesses
title_full	The Right to Borrow : Legal and Regulatory Barriers that Limit Access to Credit by Small Farms and Businesses
title_fullStr	The Right to Borrow : Legal and Regulatory Barriers that Limit Access to Credit by Small Farms and Businesses
title_full_unstemmed	The Right to Borrow : Legal and Regulatory Barriers that Limit Access to Credit by Small Farms and Businesses
title_sort	right to borrow : legal and regulatory barriers that limit access to credit by small farms and businesses
publisher	World Bank, Washington, DC
publishDate	2012
url	http://documents.worldbank.org/curated/en/1995/04/441473/right-borrow-legal-regulatory-barriers-limit-access-credit-small-farms-businesses http://hdl.handle.net/10986/11673
_version_	1764417588582940672

The Right to Borrow : Legal and Regulatory Barriers that Limit Access to Credit by Small Farms and Businesses

Similar Items