Global Marketplace for Private Health Insurance : Strength in Numbers

The development challenges of addressing health problems in low- and middle-income countries are daunting but not insurmountable. There are now known and affordable interventions to deal with many aspects of the HIV/AIDS crisis as well as the continued challenge posed by malaria and other major infe...

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Main Authors: Preker, Alexander S., Zweifel, Peter, Schellekens, Onno P.
Format: Publication
Language:en_US
Published: Washington, DC: World Bank 2013
Subjects:
Online Access:http://hdl.handle.net/10986/13085
id okr-10986-13085
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spelling okr-10986-130852021-04-23T14:03:06Z Global Marketplace for Private Health Insurance : Strength in Numbers Preker, Alexander S. Zweifel, Peter Schellekens, Onno P. Preker, Alexander S. Zweifel, Peter Schellekens, Onno P. access to health care adequate care Adverse Selection applicable law capital requirements Care Access chronic diseases collection of contributions Community Health community rating consumers Cost Sharing cost-effectiveness delivery of health services Demand for Health Demand for Insurance disasters Drug Administration families FEASIBILITY STUDIES financial consequences Financial Impact Financial Markets Financial Protection financial reporting financial resources financial risk financing health care formal labor market Group Insurance Health Care Health Care Financing health care insurance health care system Health Economics Health Expenditure Health Expenditures Health Financing Health Insurance Health Insurance Coverage Health Insurance Industry Health Insurance Market health insurance markets Health Insurance Plans Health Insurance Regulation health insurance schemes health insurance system health insurers health maintenance Health Plan Health Plan Employer Data Health Plans health sector health service providers health services Health Spending Health System health systems Healthcare Hospitals income households inflation informal sector informal sector workers Insurance Arrangements Insurance Expenditures Insurance Markets Insurance Regulations Insurance Reserves insurance systems Insurers International Finance international organizations liberalization Low-Income Countries market failures Medical Association Medical Insurance medical system medical technology Middle East Moral Hazard morbidity mortality national health national health service North Africa nutrition Pocket Payment Pocket Payments premiums prepayment schemes Private Health Insurance Private Insurance Private Insurance Markets private insurers private sector private spending programs Public Expenditure public health public health care public health insurance Public Hospitals public insurance public sector rates regulatory framework Reinsurance risk aversion Risk Management Risk Sharing savings slums social capital social exclusion social health insurance Social Insurance social insurance systems Solvency Solvency Requirements Sub-Saharan Africa Surgery walking Western Europe workers The development challenges of addressing health problems in low- and middle-income countries are daunting but not insurmountable. There are now known and affordable interventions to deal with many aspects of the HIV/AIDS crisis as well as the continued challenge posed by malaria and other major infectious diseases. Three major development objectives of health insurance in low- and middle income countries are highlighted in this volume: securing sustainable financing for health care providers that serve the health needs of vulnerable populations; providing financial protection against the impoverishing cost of illness; and reducing social exclusion from organized health financing and delivery systems. Private health insurance schemes can address the needs of the poor and other vulnerable populations with appropriate combinations of subsidies, risk pooling, household savings, and user charges. The authors of this book argue in favor of a multipillar approach to health care financing in low- and middle-income countries that combines these instruments in addressing the underlying development objectives described above, while putting a strong emphasis on private voluntary health insurance. In this way, private means can make a significant contribution to public ends. 2013-04-08T16:20:59Z 2013-04-08T16:20:59Z 2010 978-0-8213-7507-5 10.1596/978-0-8213-7507-5 http://hdl.handle.net/10986/13085 en_US CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo World Bank Washington, DC: World Bank Publications & Research :: Publication Publications & Research
repository_type Digital Repository
institution_category Foreign Institution
institution Digital Repositories
building World Bank Open Knowledge Repository
collection World Bank
language en_US
topic access to health care
adequate care
Adverse Selection
applicable law
capital requirements
Care Access
chronic diseases
collection of contributions
Community Health
community rating
consumers
Cost Sharing
cost-effectiveness
delivery of health services
Demand for Health
Demand for Insurance
disasters
Drug Administration
families
FEASIBILITY STUDIES
financial consequences
Financial Impact
Financial Markets
Financial Protection
financial reporting
financial resources
financial risk
financing health care
formal labor market
Group Insurance
Health Care
Health Care Financing
health care insurance
health care system
Health Economics
Health Expenditure
Health Expenditures
Health Financing
Health Insurance
Health Insurance Coverage
Health Insurance Industry
Health Insurance Market
health insurance markets
Health Insurance Plans
Health Insurance Regulation
health insurance schemes
health insurance system
health insurers
health maintenance
Health Plan
Health Plan Employer Data
Health Plans
health sector
health service providers
health services
Health Spending
Health System
health systems
Healthcare
Hospitals
income households
inflation
informal sector
informal sector workers
Insurance Arrangements
Insurance Expenditures
Insurance Markets
Insurance Regulations
Insurance Reserves
insurance systems
Insurers
International Finance
international organizations
liberalization
Low-Income Countries
market failures
Medical Association
Medical Insurance
medical system
medical technology
Middle East
Moral Hazard
morbidity
mortality
national health
national health service
North Africa
nutrition
Pocket Payment
Pocket Payments
premiums
prepayment schemes
Private Health Insurance
Private Insurance
Private Insurance Markets
private insurers
private sector
private spending
programs
Public Expenditure
public health
public health care
public health insurance
Public Hospitals
public insurance
public sector
rates
regulatory framework
Reinsurance
risk aversion
Risk Management
Risk Sharing
savings
slums
social capital
social exclusion
social health insurance
Social Insurance
social insurance systems
Solvency
Solvency Requirements
Sub-Saharan Africa
Surgery
walking
Western Europe
workers
spellingShingle access to health care
adequate care
Adverse Selection
applicable law
capital requirements
Care Access
chronic diseases
collection of contributions
Community Health
community rating
consumers
Cost Sharing
cost-effectiveness
delivery of health services
Demand for Health
Demand for Insurance
disasters
Drug Administration
families
FEASIBILITY STUDIES
financial consequences
Financial Impact
Financial Markets
Financial Protection
financial reporting
financial resources
financial risk
financing health care
formal labor market
Group Insurance
Health Care
Health Care Financing
health care insurance
health care system
Health Economics
Health Expenditure
Health Expenditures
Health Financing
Health Insurance
Health Insurance Coverage
Health Insurance Industry
Health Insurance Market
health insurance markets
Health Insurance Plans
Health Insurance Regulation
health insurance schemes
health insurance system
health insurers
health maintenance
Health Plan
Health Plan Employer Data
Health Plans
health sector
health service providers
health services
Health Spending
Health System
health systems
Healthcare
Hospitals
income households
inflation
informal sector
informal sector workers
Insurance Arrangements
Insurance Expenditures
Insurance Markets
Insurance Regulations
Insurance Reserves
insurance systems
Insurers
International Finance
international organizations
liberalization
Low-Income Countries
market failures
Medical Association
Medical Insurance
medical system
medical technology
Middle East
Moral Hazard
morbidity
mortality
national health
national health service
North Africa
nutrition
Pocket Payment
Pocket Payments
premiums
prepayment schemes
Private Health Insurance
Private Insurance
Private Insurance Markets
private insurers
private sector
private spending
programs
Public Expenditure
public health
public health care
public health insurance
Public Hospitals
public insurance
public sector
rates
regulatory framework
Reinsurance
risk aversion
Risk Management
Risk Sharing
savings
slums
social capital
social exclusion
social health insurance
Social Insurance
social insurance systems
Solvency
Solvency Requirements
Sub-Saharan Africa
Surgery
walking
Western Europe
workers
Preker, Alexander S.
Zweifel, Peter
Schellekens, Onno P.
Global Marketplace for Private Health Insurance : Strength in Numbers
description The development challenges of addressing health problems in low- and middle-income countries are daunting but not insurmountable. There are now known and affordable interventions to deal with many aspects of the HIV/AIDS crisis as well as the continued challenge posed by malaria and other major infectious diseases. Three major development objectives of health insurance in low- and middle income countries are highlighted in this volume: securing sustainable financing for health care providers that serve the health needs of vulnerable populations; providing financial protection against the impoverishing cost of illness; and reducing social exclusion from organized health financing and delivery systems. Private health insurance schemes can address the needs of the poor and other vulnerable populations with appropriate combinations of subsidies, risk pooling, household savings, and user charges. The authors of this book argue in favor of a multipillar approach to health care financing in low- and middle-income countries that combines these instruments in addressing the underlying development objectives described above, while putting a strong emphasis on private voluntary health insurance. In this way, private means can make a significant contribution to public ends.
author2 Preker, Alexander S.
author_facet Preker, Alexander S.
Preker, Alexander S.
Zweifel, Peter
Schellekens, Onno P.
format Publications & Research :: Publication
author Preker, Alexander S.
Zweifel, Peter
Schellekens, Onno P.
author_sort Preker, Alexander S.
title Global Marketplace for Private Health Insurance : Strength in Numbers
title_short Global Marketplace for Private Health Insurance : Strength in Numbers
title_full Global Marketplace for Private Health Insurance : Strength in Numbers
title_fullStr Global Marketplace for Private Health Insurance : Strength in Numbers
title_full_unstemmed Global Marketplace for Private Health Insurance : Strength in Numbers
title_sort global marketplace for private health insurance : strength in numbers
publisher Washington, DC: World Bank
publishDate 2013
url http://hdl.handle.net/10986/13085
_version_ 1764422422561292288