Hedging the Health of the Poor : The Case for Community Financing in India
This paper reviews the existing community-based and self-financing health insurance schemes in India catering to the general population as well as addressing the needs of the poor and vulnerable section of the society. Also discussed are some criti...
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| Format: | Working Paper |
| Language: | English en_US |
| Published: |
World Bank, Washington, DC
2013
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| Online Access: | http://documents.worldbank.org/curated/en/2001/09/3521882/hedging-health-poor-case-community-financing-india http://hdl.handle.net/10986/13663 |
| Summary: | This paper reviews the existing
community-based and self-financing health insurance schemes
in India catering to the general population as well as
addressing the needs of the poor and vulnerable section of
the society. Also discussed are some critical issues of
accessibility and use of health care services, out-of-pocket
expenditure on treatment and the need for health insurance
for poor households pursuing varied occupations in both
rural and urban areas. The paper examines in detail the
determinants of enrollment in the community-based financing
scheme, using the household-level data from the pilot study
undertaken in Gujarat (India). It also investigates the
issue of how much health insurance mitigates the
households' burden of health care expenditure. The
findings suggest that the community plan fairly addresses
equity in enrollment but that, in terms of providing financial |
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