Social Reinsurance : A New Approach to Sustainable Community Health Financing
Including health issues at the top of the political agenda, is an indictor for national development. Breaking the vicious cycle of low resources leading to illness, and illness leading to poverty, is a problem that all policy makers face in poor co...
| Main Authors: | , |
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| Format: | Publication |
| Language: | English en_US |
| Published: |
Washington, DC: World Bank and Geneva: International Labour Office
2013
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| Subjects: | |
| Online Access: | http://documents.worldbank.org/curated/en/2002/12/2493980/social-reinsurance-new-approach-sustainable-community-health-financing http://hdl.handle.net/10986/15211 |
| Summary: | Including health issues at the top of
the political agenda, is an indictor for national
development. Breaking the vicious cycle of low resources
leading to illness, and illness leading to poverty, is a
problem that all policy makers face in poor countries.
Access to decent and affordable health care is to be
facilitated by community-based institutions, which require
sustainability through social reinsurance. The authors offer
a concept as promising as original, opening a path between
traditional government-based, and market-based responses to
the lack of health care for the very poor, while maintaining
a role for the government, in furthering social goals,
through micro-insurance, but also creating a favorable
market environment. The path is a pragmatic look at what
close-to-people-needs schemes can do to fill the gap of
ill-being. The authors, however, dig deeper into the subject
in various manners: they link their analysis to the emerging
study of social capital, and the need for people to trust
their peers, and build networks with them; they also give a
strong analytical underpinning to how to insure, and
reinsure community-based financing schemes; they preempt
possible critics, by addressing the need to design early on,
an adequate regulatory framework for micro-insurance, and
reinsurance; and, they go from theory to practice, with a
thorough case study of a pilot experience in the Philippines. |
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