Mexico - Rural Finance : Savings Mobilization Potential and Deposit Instruments in Marginal Areas
The specific objectives of this study are to document, and analyze the extent, and modalities of savings practiced by rural households, and enterprises, identifying the factors that limit, and help explain rural savings in financial form, on the de...
| Main Author: | |
|---|---|
| Language: | English en_US |
| Published: |
Washington, DC
2013
|
| Subjects: | |
| Online Access: | http://documents.worldbank.org/curated/en/2001/06/1490190/mexico-rural-finance-savings-mobilization-potential-deposit-instruments-marginal-areas http://hdl.handle.net/10986/15511 |
| id |
okr-10986-15511 |
|---|---|
| recordtype |
oai_dc |
| spelling |
okr-10986-155112021-04-23T14:03:14Z Mexico - Rural Finance : Savings Mobilization Potential and Deposit Instruments in Marginal Areas World Bank ADMINISTRATIVE COSTS AGRICULTURAL CREDIT AGRICULTURAL PRODUCTION AGRICULTURE ARBITRAGE BANK BRANCHES BANKING SECTOR BRANCH LOCATION CAPACITY BUILDING CREDIT MARKETS DEBT DEPOSITS DEVELOPMENT BANKS ECONOMETRIC MODELS EMPLOYMENT FARMS FINANCIAL ASSETS FINANCIAL CRISES FINANCIAL CRISIS FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIARIES FINANCIAL MARKETS FINANCIAL SERVICES FISCAL YEAR FOREIGN BANKS GOVERNMENT INTERVENTION HOUSING IMPERFECT SUBSTITUTES INCOME INCOME DISTRIBUTION INCOME LEVELS INSURANCE INTEREST RATES INVENTORIES LEGISLATION LIQUID ASSETS LIQUIDITY MARGINALITY MATURITIES MICROFINANCE PER CAPITA INCOME PORTFOLIO PORTFOLIOS REGULATORY FRAMEWORK SAPS SAVINGS SAVINGS BEHAVIOR SAVINGS THEORIES SUSTAINABLE DEVELOPMENT RURAL FINANCE SAVINGS BEHAVIOR DEPOSIT BANKING FINANCIAL SERVICES MARGINAL ANALYSIS HOUSEHOLD SURVEYS SUPPLY & DEMAND REMITTANCES CASE STUDIES POVERTY MITIGATION POLICY FRAMEWORK RURAL DEVELOPMENT FORMAL SECTOR INFORMAL SECTOR CREDIT MARKETS FINANCIAL MECHANISMS FINANCIAL INSTRUMENTS POVERTY INCIDENCE REGULATORY FRAMEWORK MARKET-BASED INSTRUMENTS The specific objectives of this study are to document, and analyze the extent, and modalities of savings practiced by rural households, and enterprises, identifying the factors that limit, and help explain rural savings in financial form, on the demand, and supply sides, as well as setting forth guidelines for pilot interventions aimed at expanding sustainable savings mobilization in rural areas. The study focuses on the areas classified as marginal in the Oaxaca, and Huasteca regions, where activities were carried out on household surveys, and on interviews with formal, and informal providers of financial services, in addition to a review of savings mobilization. Following Chapter I, an overview of findings, and conclusions, Chapter II provides insights on current thinking in the matter of savings and the poor, and, relates these developments with the main government policies, and programs that focus on the rural sector. Chapter III characterizes the supply of financial services in Mexico, and in particular, in the marginal areas covered by the study. Household savings practices, and their participation in formal/informal financial deposit, and credit markets, are analyzed in Chapter IV. Chapter V looks into the factors that determine households' portfolio decisions, and their participation in financial markets, while, conclusions, and recommendations, summarized in Chapter VI, suggest considerable savings potential in rural areas are seeking reliable financial instruments, which would help integrate the poor into the national economy. But inadequate regulatory framework, and market structures have weakened financial services in rural areas, and this may justify public intervention, based on international experience on services provision mechanisms. 2013-08-30T16:08:52Z 2013-08-30T16:08:52Z 2001-06-04 http://documents.worldbank.org/curated/en/2001/06/1490190/mexico-rural-finance-savings-mobilization-potential-deposit-instruments-marginal-areas http://hdl.handle.net/10986/15511 English en_US CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank Washington, DC Latin America & Caribbean Mexico |
| repository_type |
Digital Repository |
| institution_category |
Foreign Institution |
| institution |
Digital Repositories |
| building |
World Bank Open Knowledge Repository |
| collection |
World Bank |
| language |
English en_US |
| topic |
ADMINISTRATIVE COSTS AGRICULTURAL CREDIT AGRICULTURAL PRODUCTION AGRICULTURE ARBITRAGE BANK BRANCHES BANKING SECTOR BRANCH LOCATION CAPACITY BUILDING CREDIT MARKETS DEBT DEPOSITS DEVELOPMENT BANKS ECONOMETRIC MODELS EMPLOYMENT FARMS FINANCIAL ASSETS FINANCIAL CRISES FINANCIAL CRISIS FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIARIES FINANCIAL MARKETS FINANCIAL SERVICES FISCAL YEAR FOREIGN BANKS GOVERNMENT INTERVENTION HOUSING IMPERFECT SUBSTITUTES INCOME INCOME DISTRIBUTION INCOME LEVELS INSURANCE INTEREST RATES INVENTORIES LEGISLATION LIQUID ASSETS LIQUIDITY MARGINALITY MATURITIES MICROFINANCE PER CAPITA INCOME PORTFOLIO PORTFOLIOS REGULATORY FRAMEWORK SAPS SAVINGS SAVINGS BEHAVIOR SAVINGS THEORIES SUSTAINABLE DEVELOPMENT RURAL FINANCE SAVINGS BEHAVIOR DEPOSIT BANKING FINANCIAL SERVICES MARGINAL ANALYSIS HOUSEHOLD SURVEYS SUPPLY & DEMAND REMITTANCES CASE STUDIES POVERTY MITIGATION POLICY FRAMEWORK RURAL DEVELOPMENT FORMAL SECTOR INFORMAL SECTOR CREDIT MARKETS FINANCIAL MECHANISMS FINANCIAL INSTRUMENTS POVERTY INCIDENCE REGULATORY FRAMEWORK MARKET-BASED INSTRUMENTS |
| spellingShingle |
ADMINISTRATIVE COSTS AGRICULTURAL CREDIT AGRICULTURAL PRODUCTION AGRICULTURE ARBITRAGE BANK BRANCHES BANKING SECTOR BRANCH LOCATION CAPACITY BUILDING CREDIT MARKETS DEBT DEPOSITS DEVELOPMENT BANKS ECONOMETRIC MODELS EMPLOYMENT FARMS FINANCIAL ASSETS FINANCIAL CRISES FINANCIAL CRISIS FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIARIES FINANCIAL MARKETS FINANCIAL SERVICES FISCAL YEAR FOREIGN BANKS GOVERNMENT INTERVENTION HOUSING IMPERFECT SUBSTITUTES INCOME INCOME DISTRIBUTION INCOME LEVELS INSURANCE INTEREST RATES INVENTORIES LEGISLATION LIQUID ASSETS LIQUIDITY MARGINALITY MATURITIES MICROFINANCE PER CAPITA INCOME PORTFOLIO PORTFOLIOS REGULATORY FRAMEWORK SAPS SAVINGS SAVINGS BEHAVIOR SAVINGS THEORIES SUSTAINABLE DEVELOPMENT RURAL FINANCE SAVINGS BEHAVIOR DEPOSIT BANKING FINANCIAL SERVICES MARGINAL ANALYSIS HOUSEHOLD SURVEYS SUPPLY & DEMAND REMITTANCES CASE STUDIES POVERTY MITIGATION POLICY FRAMEWORK RURAL DEVELOPMENT FORMAL SECTOR INFORMAL SECTOR CREDIT MARKETS FINANCIAL MECHANISMS FINANCIAL INSTRUMENTS POVERTY INCIDENCE REGULATORY FRAMEWORK MARKET-BASED INSTRUMENTS World Bank Mexico - Rural Finance : Savings Mobilization Potential and Deposit Instruments in Marginal Areas |
| geographic_facet |
Latin America & Caribbean Mexico |
| description |
The specific objectives of this study
are to document, and analyze the extent, and modalities of
savings practiced by rural households, and enterprises,
identifying the factors that limit, and help explain rural
savings in financial form, on the demand, and supply sides,
as well as setting forth guidelines for pilot interventions
aimed at expanding sustainable savings mobilization in rural
areas. The study focuses on the areas classified as marginal
in the Oaxaca, and Huasteca regions, where activities were
carried out on household surveys, and on interviews with
formal, and informal providers of financial services, in
addition to a review of savings mobilization. Following
Chapter I, an overview of findings, and conclusions, Chapter
II provides insights on current thinking in the matter of
savings and the poor, and, relates these developments with
the main government policies, and programs that focus on the
rural sector. Chapter III characterizes the supply of
financial services in Mexico, and in particular, in the
marginal areas covered by the study. Household savings
practices, and their participation in formal/informal
financial deposit, and credit markets, are analyzed in
Chapter IV. Chapter V looks into the factors that determine
households' portfolio decisions, and their
participation in financial markets, while, conclusions, and
recommendations, summarized in Chapter VI, suggest
considerable savings potential in rural areas are seeking
reliable financial instruments, which would help integrate
the poor into the national economy. But inadequate
regulatory framework, and market structures have weakened
financial services in rural areas, and this may justify
public intervention, based on international experience on
services provision mechanisms. |
| author |
World Bank |
| author_facet |
World Bank |
| author_sort |
World Bank |
| title |
Mexico - Rural Finance : Savings Mobilization Potential and Deposit Instruments in Marginal Areas |
| title_short |
Mexico - Rural Finance : Savings Mobilization Potential and Deposit Instruments in Marginal Areas |
| title_full |
Mexico - Rural Finance : Savings Mobilization Potential and Deposit Instruments in Marginal Areas |
| title_fullStr |
Mexico - Rural Finance : Savings Mobilization Potential and Deposit Instruments in Marginal Areas |
| title_full_unstemmed |
Mexico - Rural Finance : Savings Mobilization Potential and Deposit Instruments in Marginal Areas |
| title_sort |
mexico - rural finance : savings mobilization potential and deposit instruments in marginal areas |
| publisher |
Washington, DC |
| publishDate |
2013 |
| url |
http://documents.worldbank.org/curated/en/2001/06/1490190/mexico-rural-finance-savings-mobilization-potential-deposit-instruments-marginal-areas http://hdl.handle.net/10986/15511 |
| _version_ |
1764426536959606784 |