Tunisia Agricultural Finance Study : Main Summary Report
The Tunisia agricultural finance study was carried out in response to a request made in December 2009 by the Tunisian Ministry of Agriculture (MoA) for support for a study on the key constraints in agricultural finance. Technical and financial supp...
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| Format: | Other Agricultural Study |
| Language: | English en_US |
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Washington, DC
2014
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| Online Access: | http://documents.worldbank.org/curated/en/2012/05/16626147/tunisia-agricultural-finance-study-main-summary-report http://hdl.handle.net/10986/17365 |
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okr-10986-17365 |
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oai_dc |
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Digital Repository |
| institution_category |
Foreign Institution |
| institution |
Digital Repositories |
| building |
World Bank Open Knowledge Repository |
| collection |
World Bank |
| language |
English en_US |
| topic |
ACCESS TO FINANCE ACCOUNTING AGRICULTURAL BANK AGRICULTURAL COMMODITIES AGRICULTURAL CREDIT AGRICULTURAL FINANCE AGRICULTURAL LOAN AGRICULTURAL LOANS AGRICULTURAL SECTOR AGRICULTURE ORGANIZATION ALTERNATIVE FINANCING ALTERNATIVE SOURCES OF FINANCE ARREARS BANK BRANCH BANK BRANCHES BANK CREDIT BANK FINANCING BANK LENDING BANK LOAN BANK LOANS BANK MANAGEMENT BANKING INDUSTRY BANKING REGULATIONS BANKING SECTOR BENEFICIARIES BORROWER CAPACITY BUILDING CAPITAL REQUIREMENTS CAPITALIZATION CENTRAL BANK COLLATERAL COMMERCIAL BANK COMMERCIAL BANKS CONSUMER DEBT CONSUMER LENDING COOPERATIVES COOPS CREDIT ASSOCIATIONS CREDIT CULTURE CREDIT FACILITIES CREDIT GUARANTEES CREDIT LINES CREDIT MANAGEMENT CREDIT NEEDS CREDIT REGISTRY CREDIT SYSTEMS CREDITOR CREDITS CREDITWORTHINESS CURRENCY DEBT DEBT BURDEN DEBT RECOVERY DEBTORS DEBTS DEFAULT RATES DEPOSIT DEPOSIT MOBILIZATION DEPOSITS DEVELOPMENT FINANCE DEVELOPMENT FINANCE INSTITUTIONS DIRECT LOANS DISBURSEMENTS DIVERSIFICATION DONOR SUPPORT ECONOMIC CONTRIBUTION ECONOMIC DEVELOPMENT ELIGIBILITY CRITERIA ENTERPRISE CREDIT EQUIPMENT EQUITY FUNDS EQUITY PARTICIPATION EXCLUSION EXPORT EARNINGS FARM FINANCE FARMER FARMERS FINANCES FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL PRODUCTS FINANCIAL SERVICE FINANCIAL SERVICE PROVIDERS FINANCIAL SERVICES FINANCIAL SUPPORT FINANCIAL SYSTEM FOREIGN DIRECT INVESTMENT FORMAL BORROWING FORMAL FINANCIAL INSTITUTIONS FORMAL FINANCIAL SECTOR FORMAL FINANCIAL SERVICES GOVERNMENT GUARANTEE GOVERNMENT INVESTMENTS GOVERNMENT POLICIES GOVERNMENT SUBSIDY GOVERNMENT SUPPORT GROSS DOMESTIC PRODUCT GUARANTEE FUND GUARANTEE SCHEME GUARANTEE SCHEMES HOLDING HOLDINGS HOUSEHOLDS IMPORT DUTIES INCOME GROUPS INCOME LEVELS INCOME TAX INDEBTEDNESS INFLATION INFLATION RATE INFORMAL CREDIT INFORMAL FINANCE INFORMATION SYSTEM INFORMATION SYSTEMS INSTITUTIONAL REFORM INSURANCE INSURANCE POLICIES INSURANCE PREMIUM INSURANCE PREMIUMS INSURANCE PROTECTION INTEREST RATE INTEREST RATES INVESTING ISSUANCE LACK OF ACCESS LACK OF CAPITAL LACK OF COMPETITION LAND TITLES LEASE AGREEMENTS LENDER LENDERS LENDING INTEREST RATE LIMITED ACCESS LIMITED ACCESS TO BANK LOAN LOAN AMOUNT LOAN AMOUNTS LOAN APPRAISAL LOAN CAPITAL LOAN FUNDS LOAN PORTFOLIO LOAN PORTFOLIOS LOAN PRODUCTS LOAN PROGRAMS LOAN RECOVERY LOAN REPAYMENT LOAN REPAYMENT RATES LOAN REPAYMENTS LOAN SIZE LOAN VOLUMES LOANABLE FUNDS LOCAL CURRENCY LOCAL GOVERNMENT MARKET INTEREST RATES MARKET SHARE MFI MFIS MICRO ENTERPRISE MICRO FINANCE MICRO-CREDIT MICRO-FINANCE MICRO-FINANCE INSTITUTION MICRO-FINANCE INSTITUTIONS MICRO-FINANCE SECTOR MICROCREDIT MICROFINANCE MICROFINANCE INSTITUTIONS MICROFINANCE SECTOR MONEY LENDERS MONEYLENDER MONEYLENDERS MORAL HAZARD NATIONAL GUARANTEE NEW MARKET NEW MARKETS NON-PERFORMING LOAN NON-PERFORMING LOANS OPERATIONAL COST OUTREACH OVERDUE LOANS PENETRATION RATES POLICY ENVIRONMENT PRIVATE BANK PRIVATE ENTERPRISES PROFIT MARGINS PROFITABILITY PRUDENTIAL REGULATIONS PUBLIC CREDIT RATE OF RETURN REGULATORY FRAMEWORK REPAYMENT REPAYMENT RATE REPAYMENT SCHEDULES REPOSSESSION RESERVES RETURN ON ASSETS RETURN ON INVESTMENT RISK MANAGEMENT RISK MANAGEMENT SYSTEMS RISK MITIGATION RURAL FINANCE SHARE OF INVESTMENT SMALL ENTERPRISE SMALL ENTERPRISES SMALL FARMERS SMALL LOANS SMALLHOLDER SMALLHOLDER FARMERS SMALLHOLDERS SOURCE OF FUNDS SOURCES OF FINANCE SOURCES OF INCOME SUPPLY CHAINS TAX DEDUCTIONS TAX EXEMPTION TAX EXEMPTIONS TECHNICAL ASSISTANCE TOTAL DEBT TRANSACTION TRANSACTION COST TRANSACTION COSTS TRANSPARENT SYSTEMS TREASURY UNIONS UNIVERSAL BANKING UNIVERSAL BANKS VILLAGE |
| spellingShingle |
ACCESS TO FINANCE ACCOUNTING AGRICULTURAL BANK AGRICULTURAL COMMODITIES AGRICULTURAL CREDIT AGRICULTURAL FINANCE AGRICULTURAL LOAN AGRICULTURAL LOANS AGRICULTURAL SECTOR AGRICULTURE ORGANIZATION ALTERNATIVE FINANCING ALTERNATIVE SOURCES OF FINANCE ARREARS BANK BRANCH BANK BRANCHES BANK CREDIT BANK FINANCING BANK LENDING BANK LOAN BANK LOANS BANK MANAGEMENT BANKING INDUSTRY BANKING REGULATIONS BANKING SECTOR BENEFICIARIES BORROWER CAPACITY BUILDING CAPITAL REQUIREMENTS CAPITALIZATION CENTRAL BANK COLLATERAL COMMERCIAL BANK COMMERCIAL BANKS CONSUMER DEBT CONSUMER LENDING COOPERATIVES COOPS CREDIT ASSOCIATIONS CREDIT CULTURE CREDIT FACILITIES CREDIT GUARANTEES CREDIT LINES CREDIT MANAGEMENT CREDIT NEEDS CREDIT REGISTRY CREDIT SYSTEMS CREDITOR CREDITS CREDITWORTHINESS CURRENCY DEBT DEBT BURDEN DEBT RECOVERY DEBTORS DEBTS DEFAULT RATES DEPOSIT DEPOSIT MOBILIZATION DEPOSITS DEVELOPMENT FINANCE DEVELOPMENT FINANCE INSTITUTIONS DIRECT LOANS DISBURSEMENTS DIVERSIFICATION DONOR SUPPORT ECONOMIC CONTRIBUTION ECONOMIC DEVELOPMENT ELIGIBILITY CRITERIA ENTERPRISE CREDIT EQUIPMENT EQUITY FUNDS EQUITY PARTICIPATION EXCLUSION EXPORT EARNINGS FARM FINANCE FARMER FARMERS FINANCES FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL PRODUCTS FINANCIAL SERVICE FINANCIAL SERVICE PROVIDERS FINANCIAL SERVICES FINANCIAL SUPPORT FINANCIAL SYSTEM FOREIGN DIRECT INVESTMENT FORMAL BORROWING FORMAL FINANCIAL INSTITUTIONS FORMAL FINANCIAL SECTOR FORMAL FINANCIAL SERVICES GOVERNMENT GUARANTEE GOVERNMENT INVESTMENTS GOVERNMENT POLICIES GOVERNMENT SUBSIDY GOVERNMENT SUPPORT GROSS DOMESTIC PRODUCT GUARANTEE FUND GUARANTEE SCHEME GUARANTEE SCHEMES HOLDING HOLDINGS HOUSEHOLDS IMPORT DUTIES INCOME GROUPS INCOME LEVELS INCOME TAX INDEBTEDNESS INFLATION INFLATION RATE INFORMAL CREDIT INFORMAL FINANCE INFORMATION SYSTEM INFORMATION SYSTEMS INSTITUTIONAL REFORM INSURANCE INSURANCE POLICIES INSURANCE PREMIUM INSURANCE PREMIUMS INSURANCE PROTECTION INTEREST RATE INTEREST RATES INVESTING ISSUANCE LACK OF ACCESS LACK OF CAPITAL LACK OF COMPETITION LAND TITLES LEASE AGREEMENTS LENDER LENDERS LENDING INTEREST RATE LIMITED ACCESS LIMITED ACCESS TO BANK LOAN LOAN AMOUNT LOAN AMOUNTS LOAN APPRAISAL LOAN CAPITAL LOAN FUNDS LOAN PORTFOLIO LOAN PORTFOLIOS LOAN PRODUCTS LOAN PROGRAMS LOAN RECOVERY LOAN REPAYMENT LOAN REPAYMENT RATES LOAN REPAYMENTS LOAN SIZE LOAN VOLUMES LOANABLE FUNDS LOCAL CURRENCY LOCAL GOVERNMENT MARKET INTEREST RATES MARKET SHARE MFI MFIS MICRO ENTERPRISE MICRO FINANCE MICRO-CREDIT MICRO-FINANCE MICRO-FINANCE INSTITUTION MICRO-FINANCE INSTITUTIONS MICRO-FINANCE SECTOR MICROCREDIT MICROFINANCE MICROFINANCE INSTITUTIONS MICROFINANCE SECTOR MONEY LENDERS MONEYLENDER MONEYLENDERS MORAL HAZARD NATIONAL GUARANTEE NEW MARKET NEW MARKETS NON-PERFORMING LOAN NON-PERFORMING LOANS OPERATIONAL COST OUTREACH OVERDUE LOANS PENETRATION RATES POLICY ENVIRONMENT PRIVATE BANK PRIVATE ENTERPRISES PROFIT MARGINS PROFITABILITY PRUDENTIAL REGULATIONS PUBLIC CREDIT RATE OF RETURN REGULATORY FRAMEWORK REPAYMENT REPAYMENT RATE REPAYMENT SCHEDULES REPOSSESSION RESERVES RETURN ON ASSETS RETURN ON INVESTMENT RISK MANAGEMENT RISK MANAGEMENT SYSTEMS RISK MITIGATION RURAL FINANCE SHARE OF INVESTMENT SMALL ENTERPRISE SMALL ENTERPRISES SMALL FARMERS SMALL LOANS SMALLHOLDER SMALLHOLDER FARMERS SMALLHOLDERS SOURCE OF FUNDS SOURCES OF FINANCE SOURCES OF INCOME SUPPLY CHAINS TAX DEDUCTIONS TAX EXEMPTION TAX EXEMPTIONS TECHNICAL ASSISTANCE TOTAL DEBT TRANSACTION TRANSACTION COST TRANSACTION COSTS TRANSPARENT SYSTEMS TREASURY UNIONS UNIVERSAL BANKING UNIVERSAL BANKS VILLAGE World Bank Tunisia Agricultural Finance Study : Main Summary Report |
| geographic_facet |
Middle East and North Africa Tunisia |
| description |
The Tunisia agricultural finance study
was carried out in response to a request made in December
2009 by the Tunisian Ministry of Agriculture (MoA) for
support for a study on the key constraints in agricultural
finance. Technical and financial support was specifically
requested for: (i) a comprehensive diagnostic analysis of
the current mechanisms and problems of financing of the
agricultural sector in Tunisia, including those by financial
institutions and from budget resources, foreign direct
investment, and insurance; (ii) a comparison of the Tunisian
experience with successful experiences made in other
comparable countries; and (iii) the formulation of concrete
proposals. The diagnostic part was also requested to include
the regulations pertaining to agricultural credit, other
constraints impeding the development of agricultural
finance, such as costs, profitability, professional
organizations, extension services, research etc., and to
look at the indebtedness of smallholders. It was also
requested that the recommendations help to: (i) better
define the objectives to be achieved in terms of financing
of agriculture; (ii) increase the participation of the
financial sector in financing agriculture; (iii) help
identify need for support by different types of farmers;
(iv) identify new instruments geared at qualitative and
technological changes; (v) reduce the indebtedness of
farmers; and (vi) help improve the subsidies for
agricultural investment. There are two main written outputs
of the Tunisia agricultural finance study. The experts
working on the study have compiled a great deal of detailed
background information diagnosing the current situation,
describing practices in other countries, and providing
recommendations on how to improve the situation in Tunisia.
These details are provided in the accompanying full
technical report, which should be of interest to
technicians. The present report the main summary report
provides a summary of the main findings and recommendations
for policy makers. |
| format |
Economic & Sector Work :: Other Agricultural Study |
| author |
World Bank |
| author_facet |
World Bank |
| author_sort |
World Bank |
| title |
Tunisia Agricultural Finance Study : Main Summary Report |
| title_short |
Tunisia Agricultural Finance Study : Main Summary Report |
| title_full |
Tunisia Agricultural Finance Study : Main Summary Report |
| title_fullStr |
Tunisia Agricultural Finance Study : Main Summary Report |
| title_full_unstemmed |
Tunisia Agricultural Finance Study : Main Summary Report |
| title_sort |
tunisia agricultural finance study : main summary report |
| publisher |
Washington, DC |
| publishDate |
2014 |
| url |
http://documents.worldbank.org/curated/en/2012/05/16626147/tunisia-agricultural-finance-study-main-summary-report http://hdl.handle.net/10986/17365 |
| _version_ |
1764436983974723584 |
| spelling |
okr-10986-173652021-04-23T14:03:37Z Tunisia Agricultural Finance Study : Main Summary Report World Bank ACCESS TO FINANCE ACCOUNTING AGRICULTURAL BANK AGRICULTURAL COMMODITIES AGRICULTURAL CREDIT AGRICULTURAL FINANCE AGRICULTURAL LOAN AGRICULTURAL LOANS AGRICULTURAL SECTOR AGRICULTURE ORGANIZATION ALTERNATIVE FINANCING ALTERNATIVE SOURCES OF FINANCE ARREARS BANK BRANCH BANK BRANCHES BANK CREDIT BANK FINANCING BANK LENDING BANK LOAN BANK LOANS BANK MANAGEMENT BANKING INDUSTRY BANKING REGULATIONS BANKING SECTOR BENEFICIARIES BORROWER CAPACITY BUILDING CAPITAL REQUIREMENTS CAPITALIZATION CENTRAL BANK COLLATERAL COMMERCIAL BANK COMMERCIAL BANKS CONSUMER DEBT CONSUMER LENDING COOPERATIVES COOPS CREDIT ASSOCIATIONS CREDIT CULTURE CREDIT FACILITIES CREDIT GUARANTEES CREDIT LINES CREDIT MANAGEMENT CREDIT NEEDS CREDIT REGISTRY CREDIT SYSTEMS CREDITOR CREDITS CREDITWORTHINESS CURRENCY DEBT DEBT BURDEN DEBT RECOVERY DEBTORS DEBTS DEFAULT RATES DEPOSIT DEPOSIT MOBILIZATION DEPOSITS DEVELOPMENT FINANCE DEVELOPMENT FINANCE INSTITUTIONS DIRECT LOANS DISBURSEMENTS DIVERSIFICATION DONOR SUPPORT ECONOMIC CONTRIBUTION ECONOMIC DEVELOPMENT ELIGIBILITY CRITERIA ENTERPRISE CREDIT EQUIPMENT EQUITY FUNDS EQUITY PARTICIPATION EXCLUSION EXPORT EARNINGS FARM FINANCE FARMER FARMERS FINANCES FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL PRODUCTS FINANCIAL SERVICE FINANCIAL SERVICE PROVIDERS FINANCIAL SERVICES FINANCIAL SUPPORT FINANCIAL SYSTEM FOREIGN DIRECT INVESTMENT FORMAL BORROWING FORMAL FINANCIAL INSTITUTIONS FORMAL FINANCIAL SECTOR FORMAL FINANCIAL SERVICES GOVERNMENT GUARANTEE GOVERNMENT INVESTMENTS GOVERNMENT POLICIES GOVERNMENT SUBSIDY GOVERNMENT SUPPORT GROSS DOMESTIC PRODUCT GUARANTEE FUND GUARANTEE SCHEME GUARANTEE SCHEMES HOLDING HOLDINGS HOUSEHOLDS IMPORT DUTIES INCOME GROUPS INCOME LEVELS INCOME TAX INDEBTEDNESS INFLATION INFLATION RATE INFORMAL CREDIT INFORMAL FINANCE INFORMATION SYSTEM INFORMATION SYSTEMS INSTITUTIONAL REFORM INSURANCE INSURANCE POLICIES INSURANCE PREMIUM INSURANCE PREMIUMS INSURANCE PROTECTION INTEREST RATE INTEREST RATES INVESTING ISSUANCE LACK OF ACCESS LACK OF CAPITAL LACK OF COMPETITION LAND TITLES LEASE AGREEMENTS LENDER LENDERS LENDING INTEREST RATE LIMITED ACCESS LIMITED ACCESS TO BANK LOAN LOAN AMOUNT LOAN AMOUNTS LOAN APPRAISAL LOAN CAPITAL LOAN FUNDS LOAN PORTFOLIO LOAN PORTFOLIOS LOAN PRODUCTS LOAN PROGRAMS LOAN RECOVERY LOAN REPAYMENT LOAN REPAYMENT RATES LOAN REPAYMENTS LOAN SIZE LOAN VOLUMES LOANABLE FUNDS LOCAL CURRENCY LOCAL GOVERNMENT MARKET INTEREST RATES MARKET SHARE MFI MFIS MICRO ENTERPRISE MICRO FINANCE MICRO-CREDIT MICRO-FINANCE MICRO-FINANCE INSTITUTION MICRO-FINANCE INSTITUTIONS MICRO-FINANCE SECTOR MICROCREDIT MICROFINANCE MICROFINANCE INSTITUTIONS MICROFINANCE SECTOR MONEY LENDERS MONEYLENDER MONEYLENDERS MORAL HAZARD NATIONAL GUARANTEE NEW MARKET NEW MARKETS NON-PERFORMING LOAN NON-PERFORMING LOANS OPERATIONAL COST OUTREACH OVERDUE LOANS PENETRATION RATES POLICY ENVIRONMENT PRIVATE BANK PRIVATE ENTERPRISES PROFIT MARGINS PROFITABILITY PRUDENTIAL REGULATIONS PUBLIC CREDIT RATE OF RETURN REGULATORY FRAMEWORK REPAYMENT REPAYMENT RATE REPAYMENT SCHEDULES REPOSSESSION RESERVES RETURN ON ASSETS RETURN ON INVESTMENT RISK MANAGEMENT RISK MANAGEMENT SYSTEMS RISK MITIGATION RURAL FINANCE SHARE OF INVESTMENT SMALL ENTERPRISE SMALL ENTERPRISES SMALL FARMERS SMALL LOANS SMALLHOLDER SMALLHOLDER FARMERS SMALLHOLDERS SOURCE OF FUNDS SOURCES OF FINANCE SOURCES OF INCOME SUPPLY CHAINS TAX DEDUCTIONS TAX EXEMPTION TAX EXEMPTIONS TECHNICAL ASSISTANCE TOTAL DEBT TRANSACTION TRANSACTION COST TRANSACTION COSTS TRANSPARENT SYSTEMS TREASURY UNIONS UNIVERSAL BANKING UNIVERSAL BANKS VILLAGE The Tunisia agricultural finance study was carried out in response to a request made in December 2009 by the Tunisian Ministry of Agriculture (MoA) for support for a study on the key constraints in agricultural finance. Technical and financial support was specifically requested for: (i) a comprehensive diagnostic analysis of the current mechanisms and problems of financing of the agricultural sector in Tunisia, including those by financial institutions and from budget resources, foreign direct investment, and insurance; (ii) a comparison of the Tunisian experience with successful experiences made in other comparable countries; and (iii) the formulation of concrete proposals. The diagnostic part was also requested to include the regulations pertaining to agricultural credit, other constraints impeding the development of agricultural finance, such as costs, profitability, professional organizations, extension services, research etc., and to look at the indebtedness of smallholders. It was also requested that the recommendations help to: (i) better define the objectives to be achieved in terms of financing of agriculture; (ii) increase the participation of the financial sector in financing agriculture; (iii) help identify need for support by different types of farmers; (iv) identify new instruments geared at qualitative and technological changes; (v) reduce the indebtedness of farmers; and (vi) help improve the subsidies for agricultural investment. There are two main written outputs of the Tunisia agricultural finance study. The experts working on the study have compiled a great deal of detailed background information diagnosing the current situation, describing practices in other countries, and providing recommendations on how to improve the situation in Tunisia. These details are provided in the accompanying full technical report, which should be of interest to technicians. The present report the main summary report provides a summary of the main findings and recommendations for policy makers. 2014-03-25T19:00:31Z 2014-03-25T19:00:31Z 2012-05-07 http://documents.worldbank.org/curated/en/2012/05/16626147/tunisia-agricultural-finance-study-main-summary-report http://hdl.handle.net/10986/17365 English en_US CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ Washington, DC Economic & Sector Work :: Other Agricultural Study Economic & Sector Work Middle East and North Africa Tunisia |