Effects of Interventions to Raise Voluntary Enrollment in a Social Health Insurance Scheme : A Cluster Randomized Trial

A cluster randomized controlled trial was undertaken, testing two sets of interventions to encourage enrollment in the Philippines' Individual Payer Program. Of 243 municipalities, 179 were randomly assigned as intervention sites and 64 as con...

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Main Authors: Capuno, Joseph J., Kraft, Aleli D., Quimbo, Stella, Tan, Carlos R., Jr., Wagstaff, Adam
Format: Policy Research Working Paper
Language:English
en_US
Published: World Bank, Washington, DC 2014
Subjects:
Online Access:http://documents.worldbank.org/curated/en/2014/05/19581007/effects-interventions-raise-voluntary-enrollment-social-health-insurance-scheme-cluster-randomized-trial-vol-1
http://hdl.handle.net/10986/18793
id okr-10986-18793
recordtype oai_dc
spelling okr-10986-187932021-04-23T14:03:49Z Effects of Interventions to Raise Voluntary Enrollment in a Social Health Insurance Scheme : A Cluster Randomized Trial Capuno, Joseph J. Kraft, Aleli D. Quimbo, Stella Tan, Carlos R., Jr. Wagstaff, Adam ADVERSE SELECTION COMMUNITIES COST-EFFECTIVENESS DEMAND FOR HEALTH DEMAND FOR INSURANCE ENROLLEES FAIRS FAMILIES FAMILY INCOME FINANCIAL PROTECTION HEALTH CARE HEALTH COVERAGE HEALTH ECONOMICS HEALTH FINANCING HEALTH INSURANCE HEALTH INSURANCE COVERAGE HEALTH INSURANCE PROGRAM HEALTH INSURANCE SCHEME HEALTH INSURANCE SCHEMES HEALTH ORGANIZATION HEALTH POLICY HEALTH SYSTEM HEALTH SYSTEM PERFORMANCE HEALTH SYSTEMS HEALTH-CARE HEALTH-FINANCING HOUSEHOLD EXPENDITURE HOUSEHOLDS HUMAN DEVELOPMENT INCOME COUNTRIES INDIRECT COSTS INFORMAL SECTOR INFORMAL SECTOR WORKERS INFORMATION PACK INSURANCE COVERAGE INSURANCE PREMIUM INSURANCE PREMIUMS INTERVENTION INTERVENTIONS LOCALITIES MEDICAL PERSONNEL NATIONAL HEALTH NATIONAL HEALTH INSURANCE PATIENT PATIENTS POCKET PAYMENTS POLICY DISCUSSIONS POLICY RESEARCH PROBABILITY PUBLIC HOSPITAL QUALITY OF HEALTH SOCIAL HEALTH INSURANCE SOCIAL SCIENCE SOCIAL SECURITY SOCIAL SECURITY HEALTH INSURANCE URBAN AREA WORKERS A cluster randomized controlled trial was undertaken, testing two sets of interventions to encourage enrollment in the Philippines' Individual Payer Program. Of 243 municipalities, 179 were randomly assigned as intervention sites and 64 as controls. In early 2011, 2,950 families were interviewed; unenrolled Individual Payer Program-eligible families in intervention sites were given an information kit and a 50 percent premium subsidy until the end of 2011. In February 2012, the "non-compliers" had their voucher extended, were re-sent the enrollment kit, and received Short Message Service (SMS) reminders. Half were told that in the upcoming end-line interview the enumerator could help complete the enrollment form, deliver it to the insurer, and have identification cards mailed. The control and intervention sites were balanced at baseline. In the control sites, 9.9 percent (32/323) of eligible individuals had enrolled by January 2012, compared with 14.9 percent (119/801) in intervention sites. In the sub-experiment, enrollment was 3.4 percent (10/290) among eligible non-compliers and who did not receive assistance but 39.7 percent (124/312) among those who did. A premium subsidy combined with information can increase voluntary enrollment in a social health insurance program, but less than an intervention that reduces the enrollment burden; even that leaves enrollment below 50 percent. 2014-06-26T21:15:29Z 2014-06-26T21:15:29Z 2014-05 http://documents.worldbank.org/curated/en/2014/05/19581007/effects-interventions-raise-voluntary-enrollment-social-health-insurance-scheme-cluster-randomized-trial-vol-1 http://hdl.handle.net/10986/18793 English en_US Policy Research Working Paper;No. 6893 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank, Washington, DC Publications & Research :: Policy Research Working Paper Publications & Research East Asia and Pacific Philippines
repository_type Digital Repository
institution_category Foreign Institution
institution Digital Repositories
building World Bank Open Knowledge Repository
collection World Bank
language English
en_US
topic ADVERSE SELECTION
COMMUNITIES
COST-EFFECTIVENESS
DEMAND FOR HEALTH
DEMAND FOR INSURANCE
ENROLLEES
FAIRS
FAMILIES
FAMILY INCOME
FINANCIAL PROTECTION
HEALTH CARE
HEALTH COVERAGE
HEALTH ECONOMICS
HEALTH FINANCING
HEALTH INSURANCE
HEALTH INSURANCE COVERAGE
HEALTH INSURANCE PROGRAM
HEALTH INSURANCE SCHEME
HEALTH INSURANCE SCHEMES
HEALTH ORGANIZATION
HEALTH POLICY
HEALTH SYSTEM
HEALTH SYSTEM PERFORMANCE
HEALTH SYSTEMS
HEALTH-CARE
HEALTH-FINANCING
HOUSEHOLD EXPENDITURE
HOUSEHOLDS
HUMAN DEVELOPMENT
INCOME COUNTRIES
INDIRECT COSTS
INFORMAL SECTOR
INFORMAL SECTOR WORKERS
INFORMATION PACK
INSURANCE COVERAGE
INSURANCE PREMIUM
INSURANCE PREMIUMS
INTERVENTION
INTERVENTIONS
LOCALITIES
MEDICAL PERSONNEL
NATIONAL HEALTH
NATIONAL HEALTH INSURANCE
PATIENT
PATIENTS
POCKET PAYMENTS
POLICY DISCUSSIONS
POLICY RESEARCH
PROBABILITY
PUBLIC HOSPITAL
QUALITY OF HEALTH
SOCIAL HEALTH INSURANCE
SOCIAL SCIENCE
SOCIAL SECURITY
SOCIAL SECURITY HEALTH INSURANCE
URBAN AREA
WORKERS
spellingShingle ADVERSE SELECTION
COMMUNITIES
COST-EFFECTIVENESS
DEMAND FOR HEALTH
DEMAND FOR INSURANCE
ENROLLEES
FAIRS
FAMILIES
FAMILY INCOME
FINANCIAL PROTECTION
HEALTH CARE
HEALTH COVERAGE
HEALTH ECONOMICS
HEALTH FINANCING
HEALTH INSURANCE
HEALTH INSURANCE COVERAGE
HEALTH INSURANCE PROGRAM
HEALTH INSURANCE SCHEME
HEALTH INSURANCE SCHEMES
HEALTH ORGANIZATION
HEALTH POLICY
HEALTH SYSTEM
HEALTH SYSTEM PERFORMANCE
HEALTH SYSTEMS
HEALTH-CARE
HEALTH-FINANCING
HOUSEHOLD EXPENDITURE
HOUSEHOLDS
HUMAN DEVELOPMENT
INCOME COUNTRIES
INDIRECT COSTS
INFORMAL SECTOR
INFORMAL SECTOR WORKERS
INFORMATION PACK
INSURANCE COVERAGE
INSURANCE PREMIUM
INSURANCE PREMIUMS
INTERVENTION
INTERVENTIONS
LOCALITIES
MEDICAL PERSONNEL
NATIONAL HEALTH
NATIONAL HEALTH INSURANCE
PATIENT
PATIENTS
POCKET PAYMENTS
POLICY DISCUSSIONS
POLICY RESEARCH
PROBABILITY
PUBLIC HOSPITAL
QUALITY OF HEALTH
SOCIAL HEALTH INSURANCE
SOCIAL SCIENCE
SOCIAL SECURITY
SOCIAL SECURITY HEALTH INSURANCE
URBAN AREA
WORKERS
Capuno, Joseph J.
Kraft, Aleli D.
Quimbo, Stella
Tan, Carlos R., Jr.
Wagstaff, Adam
Effects of Interventions to Raise Voluntary Enrollment in a Social Health Insurance Scheme : A Cluster Randomized Trial
geographic_facet East Asia and Pacific
Philippines
relation Policy Research Working Paper;No. 6893
description A cluster randomized controlled trial was undertaken, testing two sets of interventions to encourage enrollment in the Philippines' Individual Payer Program. Of 243 municipalities, 179 were randomly assigned as intervention sites and 64 as controls. In early 2011, 2,950 families were interviewed; unenrolled Individual Payer Program-eligible families in intervention sites were given an information kit and a 50 percent premium subsidy until the end of 2011. In February 2012, the "non-compliers" had their voucher extended, were re-sent the enrollment kit, and received Short Message Service (SMS) reminders. Half were told that in the upcoming end-line interview the enumerator could help complete the enrollment form, deliver it to the insurer, and have identification cards mailed. The control and intervention sites were balanced at baseline. In the control sites, 9.9 percent (32/323) of eligible individuals had enrolled by January 2012, compared with 14.9 percent (119/801) in intervention sites. In the sub-experiment, enrollment was 3.4 percent (10/290) among eligible non-compliers and who did not receive assistance but 39.7 percent (124/312) among those who did. A premium subsidy combined with information can increase voluntary enrollment in a social health insurance program, but less than an intervention that reduces the enrollment burden; even that leaves enrollment below 50 percent.
format Publications & Research :: Policy Research Working Paper
author Capuno, Joseph J.
Kraft, Aleli D.
Quimbo, Stella
Tan, Carlos R., Jr.
Wagstaff, Adam
author_facet Capuno, Joseph J.
Kraft, Aleli D.
Quimbo, Stella
Tan, Carlos R., Jr.
Wagstaff, Adam
author_sort Capuno, Joseph J.
title Effects of Interventions to Raise Voluntary Enrollment in a Social Health Insurance Scheme : A Cluster Randomized Trial
title_short Effects of Interventions to Raise Voluntary Enrollment in a Social Health Insurance Scheme : A Cluster Randomized Trial
title_full Effects of Interventions to Raise Voluntary Enrollment in a Social Health Insurance Scheme : A Cluster Randomized Trial
title_fullStr Effects of Interventions to Raise Voluntary Enrollment in a Social Health Insurance Scheme : A Cluster Randomized Trial
title_full_unstemmed Effects of Interventions to Raise Voluntary Enrollment in a Social Health Insurance Scheme : A Cluster Randomized Trial
title_sort effects of interventions to raise voluntary enrollment in a social health insurance scheme : a cluster randomized trial
publisher World Bank, Washington, DC
publishDate 2014
url http://documents.worldbank.org/curated/en/2014/05/19581007/effects-interventions-raise-voluntary-enrollment-social-health-insurance-scheme-cluster-randomized-trial-vol-1
http://hdl.handle.net/10986/18793
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