Deposit Insurance Database
This paper provides a comprehensive, global database of deposit insurance arrangements as of 2013. The authors extend their earlier dataset by including recent adopters of deposit insurance and information on the use of government guarantees on ban...
| Main Authors: | , , |
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| Format: | Policy Research Working Paper |
| Language: | English en_US |
| Published: |
World Bank, Washington, DC
2014
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| Subjects: | |
| Online Access: | http://documents.worldbank.org/curated/en/2014/06/19705376/deposit-insurance-database http://hdl.handle.net/10986/18820 |
| Summary: | This paper provides a comprehensive,
global database of deposit insurance arrangements as of
2013. The authors extend their earlier dataset by including
recent adopters of deposit insurance and information on the
use of government guarantees on banks' assets and
liabilities, including during the recent global financial
crisis. They also create a Safety Net Index capturing the
generosity of the deposit insurance scheme and government
guarantees on banks' balance sheets. The data show that
deposit insurance has become more widespread and more
extensive in coverage since the global financial crisis,
which also triggered a temporary increase in the government
protection of non-deposit liabilities and bank assets. In
most cases, these guarantees have since been formally
removed but coverage of deposit insurance remains above
pre-crisis levels, raising concerns about implicit coverage
and moral hazard going forward. |
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