Micro-Finance and Poverty : Evidence Using Panel Data from Bangladesh

Micro-Finance and Poverty : Evidence Using Panel Data from Bangladesh

Micro-finance supports mainly informal activities that often have low market demand. It may be thus hypothesized that the aggregate poverty impact of micro-finance in an economy with low economic growth is modest or nonexistent. The observed borrow...

Full description

Bibliographic Details
Main Author: Khandker, Shahidur R.
Format: Policy Research Working Paper
Language:English
en_US
Published: World Bank, Washington, DC 2014
Subjects:
AGGREGATE LEVEL
ANTIPOVERTY PROGRAMS
ASSET VARIABLES
BENEFICIARIES
BORROWING
CAPITAL MOBILITY
COMMERCIAL BANKS
CONSUMPTION DATA
DATA ANALYSIS
DATA COLLECTION
DATA SET
DESCRIPTIVE STATISTICS
DEVELOPMENT PRACTITIONERS
DEVELOPMENT STUDIES
ECONOMIC FACTORS
ECONOMIC GROWTH
EMPLOYMENT
ENTREPRENEURSHIP
EXTERNALITIES
EXTREME POVERTY
FEMALE EDUCATION
FINANCIAL SERVICES
GROWTH RATE
HOUSEHOLD CHARACTERISTICS
HOUSEHOLD CONSUMPTION
HOUSEHOLD HEAD
HOUSEHOLD LEVEL
HOUSEHOLD SURVEY
HOUSEHOLD WEALTH
HOUSEHOLD WELFARE
HUMAN CAPITAL
IMPACT ASSESSMENT
INCIDENCE OF POVERTY
INCOME
INCOME GENERATION
INCOME REDISTRIBUTION
INFORMAL ACTIVITIES
INTRA-HOUSEHOLD DISTRIBUTION
LANDLESS HOUSEHOLDS
LONGITUDINAL DATA
MARGINAL PRODUCT
MICRO- FINANCE PROGRAMS
MICRO-FINANCE PROGRAMS
MICROFINANCE
NGO
POLICY RESEARCH
POOR HOUSEHOLDS
POVERTY IMPACT
POVERTY IMPACTS
POVERTY LINE
POVERTY REDUCTION
POVERTY STATUS
PRODUCERS
PRODUCTIVITY
PROGRAM EFFECTS
PROGRAM IMPACTS
PROGRAM PLACEMENT BIAS
PROGRAMS
REAL TERMS
REDUCING POVERTY
RURAL AREAS
RURAL HOUSEHOLDS
RURAL POVERTY
SAMPLE HOUSEHOLDS
SAVINGS
SOCIAL INDICATORS
SOCIO-ECONOMIC FACTORS
SOCIOECONOMIC IMPACTS
TARGETING
TRANSACTION COSTS
VILLAGE CHARACTERISTICS MICROFINANCE
POVERTY INCIDENCE
POVERTY ESTIMATES
LABOR MARKET NEXUS
AGGREGATE VARIABILITY
ECONOMIC CONSTRAINTS
HOUSEHOLD DATA
SPILLOVER EFFECTS
ABSOLUTE POVERTY
Online Access:http://documents.worldbank.org/curated/en/2003/01/2126589/microfinance-poverty-evidence-using-panel-data-bangladesh
http://hdl.handle.net/10986/19180
Description
Summary:Micro-finance supports mainly informal activities that often have low market demand. It may be thus hypothesized that the aggregate poverty impact of micro-finance in an economy with low economic growth is modest or nonexistent. The observed borrower-level poverty impact is then a result of income redistribution or short-run income generation. The author addresses these questions using household level panel data from Bangladesh. The findings confirm that micro-finance benefits the poorest and has sustained impact in reducing poverty among program participants. It also has positive spillover impact, reducing poverty at the village level. But the effect is more pronounced in reducing extreme rather than moderate poverty.

Similar Items