Micro-Finance and Poverty : Evidence Using Panel Data from Bangladesh

Micro-finance supports mainly informal activities that often have low market demand. It may be thus hypothesized that the aggregate poverty impact of micro-finance in an economy with low economic growth is modest or nonexistent. The observed borrow...

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Main Author:	Khandker, Shahidur R.
Format:	Policy Research Working Paper
Language:	English en_US
Published:	World Bank, Washington, DC 2014
Subjects:	AGGREGATE LEVEL ANTIPOVERTY PROGRAMS ASSET VARIABLES BENEFICIARIES BORROWING CAPITAL MOBILITY COMMERCIAL BANKS CONSUMPTION DATA DATA ANALYSIS DATA COLLECTION DATA SET DESCRIPTIVE STATISTICS DEVELOPMENT PRACTITIONERS DEVELOPMENT STUDIES ECONOMIC FACTORS ECONOMIC GROWTH EMPLOYMENT ENTREPRENEURSHIP EXTERNALITIES EXTREME POVERTY FEMALE EDUCATION FINANCIAL SERVICES GROWTH RATE HOUSEHOLD CHARACTERISTICS HOUSEHOLD CONSUMPTION HOUSEHOLD HEAD HOUSEHOLD LEVEL HOUSEHOLD SURVEY HOUSEHOLD WEALTH HOUSEHOLD WELFARE HUMAN CAPITAL IMPACT ASSESSMENT INCIDENCE OF POVERTY INCOME INCOME GENERATION INCOME REDISTRIBUTION INFORMAL ACTIVITIES INTRA-HOUSEHOLD DISTRIBUTION LANDLESS HOUSEHOLDS LONGITUDINAL DATA MARGINAL PRODUCT MICRO- FINANCE PROGRAMS MICRO-FINANCE PROGRAMS MICROFINANCE NGO POLICY RESEARCH POOR HOUSEHOLDS POVERTY IMPACT POVERTY IMPACTS POVERTY LINE POVERTY REDUCTION POVERTY STATUS PRODUCERS PRODUCTIVITY PROGRAM EFFECTS PROGRAM IMPACTS PROGRAM PLACEMENT BIAS PROGRAMS REAL TERMS REDUCING POVERTY RURAL AREAS RURAL HOUSEHOLDS RURAL POVERTY SAMPLE HOUSEHOLDS SAVINGS SOCIAL INDICATORS SOCIO-ECONOMIC FACTORS SOCIOECONOMIC IMPACTS TARGETING TRANSACTION COSTS VILLAGE CHARACTERISTICS MICROFINANCE POVERTY INCIDENCE POVERTY ESTIMATES LABOR MARKET NEXUS AGGREGATE VARIABILITY ECONOMIC CONSTRAINTS HOUSEHOLD DATA SPILLOVER EFFECTS ABSOLUTE POVERTY
Online Access:	http://documents.worldbank.org/curated/en/2003/01/2126589/microfinance-poverty-evidence-using-panel-data-bangladesh http://hdl.handle.net/10986/19180

id	okr-10986-19180
recordtype	oai_dc
spelling	okr-10986-191802021-04-23T14:03:42Z Micro-Finance and Poverty : Evidence Using Panel Data from Bangladesh Khandker, Shahidur R. AGGREGATE LEVEL ANTIPOVERTY PROGRAMS ASSET VARIABLES BENEFICIARIES BORROWING CAPITAL MOBILITY COMMERCIAL BANKS CONSUMPTION DATA DATA ANALYSIS DATA COLLECTION DATA SET DESCRIPTIVE STATISTICS DEVELOPMENT PRACTITIONERS DEVELOPMENT STUDIES ECONOMIC FACTORS ECONOMIC GROWTH EMPLOYMENT ENTREPRENEURSHIP EXTERNALITIES EXTREME POVERTY FEMALE EDUCATION FINANCIAL SERVICES GROWTH RATE HOUSEHOLD CHARACTERISTICS HOUSEHOLD CONSUMPTION HOUSEHOLD HEAD HOUSEHOLD LEVEL HOUSEHOLD SURVEY HOUSEHOLD WEALTH HOUSEHOLD WELFARE HUMAN CAPITAL IMPACT ASSESSMENT INCIDENCE OF POVERTY INCOME INCOME GENERATION INCOME REDISTRIBUTION INFORMAL ACTIVITIES INTRA-HOUSEHOLD DISTRIBUTION LANDLESS HOUSEHOLDS LONGITUDINAL DATA MARGINAL PRODUCT MICRO- FINANCE PROGRAMS MICRO-FINANCE PROGRAMS MICROFINANCE NGO POLICY RESEARCH POOR HOUSEHOLDS POVERTY IMPACT POVERTY IMPACTS POVERTY LINE POVERTY REDUCTION POVERTY STATUS PRODUCERS PRODUCTIVITY PROGRAM EFFECTS PROGRAM IMPACTS PROGRAM PLACEMENT BIAS PROGRAMS REAL TERMS REDUCING POVERTY RURAL AREAS RURAL HOUSEHOLDS RURAL POVERTY SAMPLE HOUSEHOLDS SAVINGS SOCIAL INDICATORS SOCIO-ECONOMIC FACTORS SOCIOECONOMIC IMPACTS TARGETING TRANSACTION COSTS VILLAGE CHARACTERISTICS MICROFINANCE POVERTY INCIDENCE POVERTY ESTIMATES LABOR MARKET NEXUS AGGREGATE VARIABILITY POVERTY LINE ECONOMIC CONSTRAINTS INCOME REDISTRIBUTION INCOME GENERATION HOUSEHOLD DATA POVERTY REDUCTION SPILLOVER EFFECTS ABSOLUTE POVERTY Micro-finance supports mainly informal activities that often have low market demand. It may be thus hypothesized that the aggregate poverty impact of micro-finance in an economy with low economic growth is modest or nonexistent. The observed borrower-level poverty impact is then a result of income redistribution or short-run income generation. The author addresses these questions using household level panel data from Bangladesh. The findings confirm that micro-finance benefits the poorest and has sustained impact in reducing poverty among program participants. It also has positive spillover impact, reducing poverty at the village level. But the effect is more pronounced in reducing extreme rather than moderate poverty. 2014-08-01T16:05:04Z 2014-08-01T16:05:04Z 2003-01 http://documents.worldbank.org/curated/en/2003/01/2126589/microfinance-poverty-evidence-using-panel-data-bangladesh http://hdl.handle.net/10986/19180 English en_US Policy Research Working Paper;No. 2945 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank, Washington, DC Publications & Research :: Policy Research Working Paper Publications & Research South Asia Bangladesh
repository_type	Digital Repository
institution_category	Foreign Institution
institution	Digital Repositories
building	World Bank Open Knowledge Repository
collection	World Bank
language	English en_US
topic	AGGREGATE LEVEL ANTIPOVERTY PROGRAMS ASSET VARIABLES BENEFICIARIES BORROWING CAPITAL MOBILITY COMMERCIAL BANKS CONSUMPTION DATA DATA ANALYSIS DATA COLLECTION DATA SET DESCRIPTIVE STATISTICS DEVELOPMENT PRACTITIONERS DEVELOPMENT STUDIES ECONOMIC FACTORS ECONOMIC GROWTH EMPLOYMENT ENTREPRENEURSHIP EXTERNALITIES EXTREME POVERTY FEMALE EDUCATION FINANCIAL SERVICES GROWTH RATE HOUSEHOLD CHARACTERISTICS HOUSEHOLD CONSUMPTION HOUSEHOLD HEAD HOUSEHOLD LEVEL HOUSEHOLD SURVEY HOUSEHOLD WEALTH HOUSEHOLD WELFARE HUMAN CAPITAL IMPACT ASSESSMENT INCIDENCE OF POVERTY INCOME INCOME GENERATION INCOME REDISTRIBUTION INFORMAL ACTIVITIES INTRA-HOUSEHOLD DISTRIBUTION LANDLESS HOUSEHOLDS LONGITUDINAL DATA MARGINAL PRODUCT MICRO- FINANCE PROGRAMS MICRO-FINANCE PROGRAMS MICROFINANCE NGO POLICY RESEARCH POOR HOUSEHOLDS POVERTY IMPACT POVERTY IMPACTS POVERTY LINE POVERTY REDUCTION POVERTY STATUS PRODUCERS PRODUCTIVITY PROGRAM EFFECTS PROGRAM IMPACTS PROGRAM PLACEMENT BIAS PROGRAMS REAL TERMS REDUCING POVERTY RURAL AREAS RURAL HOUSEHOLDS RURAL POVERTY SAMPLE HOUSEHOLDS SAVINGS SOCIAL INDICATORS SOCIO-ECONOMIC FACTORS SOCIOECONOMIC IMPACTS TARGETING TRANSACTION COSTS VILLAGE CHARACTERISTICS MICROFINANCE POVERTY INCIDENCE POVERTY ESTIMATES LABOR MARKET NEXUS AGGREGATE VARIABILITY POVERTY LINE ECONOMIC CONSTRAINTS INCOME REDISTRIBUTION INCOME GENERATION HOUSEHOLD DATA POVERTY REDUCTION SPILLOVER EFFECTS ABSOLUTE POVERTY
spellingShingle	AGGREGATE LEVEL ANTIPOVERTY PROGRAMS ASSET VARIABLES BENEFICIARIES BORROWING CAPITAL MOBILITY COMMERCIAL BANKS CONSUMPTION DATA DATA ANALYSIS DATA COLLECTION DATA SET DESCRIPTIVE STATISTICS DEVELOPMENT PRACTITIONERS DEVELOPMENT STUDIES ECONOMIC FACTORS ECONOMIC GROWTH EMPLOYMENT ENTREPRENEURSHIP EXTERNALITIES EXTREME POVERTY FEMALE EDUCATION FINANCIAL SERVICES GROWTH RATE HOUSEHOLD CHARACTERISTICS HOUSEHOLD CONSUMPTION HOUSEHOLD HEAD HOUSEHOLD LEVEL HOUSEHOLD SURVEY HOUSEHOLD WEALTH HOUSEHOLD WELFARE HUMAN CAPITAL IMPACT ASSESSMENT INCIDENCE OF POVERTY INCOME INCOME GENERATION INCOME REDISTRIBUTION INFORMAL ACTIVITIES INTRA-HOUSEHOLD DISTRIBUTION LANDLESS HOUSEHOLDS LONGITUDINAL DATA MARGINAL PRODUCT MICRO- FINANCE PROGRAMS MICRO-FINANCE PROGRAMS MICROFINANCE NGO POLICY RESEARCH POOR HOUSEHOLDS POVERTY IMPACT POVERTY IMPACTS POVERTY LINE POVERTY REDUCTION POVERTY STATUS PRODUCERS PRODUCTIVITY PROGRAM EFFECTS PROGRAM IMPACTS PROGRAM PLACEMENT BIAS PROGRAMS REAL TERMS REDUCING POVERTY RURAL AREAS RURAL HOUSEHOLDS RURAL POVERTY SAMPLE HOUSEHOLDS SAVINGS SOCIAL INDICATORS SOCIO-ECONOMIC FACTORS SOCIOECONOMIC IMPACTS TARGETING TRANSACTION COSTS VILLAGE CHARACTERISTICS MICROFINANCE POVERTY INCIDENCE POVERTY ESTIMATES LABOR MARKET NEXUS AGGREGATE VARIABILITY POVERTY LINE ECONOMIC CONSTRAINTS INCOME REDISTRIBUTION INCOME GENERATION HOUSEHOLD DATA POVERTY REDUCTION SPILLOVER EFFECTS ABSOLUTE POVERTY Khandker, Shahidur R. Micro-Finance and Poverty : Evidence Using Panel Data from Bangladesh
geographic_facet	South Asia Bangladesh
relation	Policy Research Working Paper;No. 2945
description	Micro-finance supports mainly informal activities that often have low market demand. It may be thus hypothesized that the aggregate poverty impact of micro-finance in an economy with low economic growth is modest or nonexistent. The observed borrower-level poverty impact is then a result of income redistribution or short-run income generation. The author addresses these questions using household level panel data from Bangladesh. The findings confirm that micro-finance benefits the poorest and has sustained impact in reducing poverty among program participants. It also has positive spillover impact, reducing poverty at the village level. But the effect is more pronounced in reducing extreme rather than moderate poverty.
format	Publications & Research :: Policy Research Working Paper
author	Khandker, Shahidur R.
author_facet	Khandker, Shahidur R.
author_sort	Khandker, Shahidur R.
title	Micro-Finance and Poverty : Evidence Using Panel Data from Bangladesh
title_short	Micro-Finance and Poverty : Evidence Using Panel Data from Bangladesh
title_full	Micro-Finance and Poverty : Evidence Using Panel Data from Bangladesh
title_fullStr	Micro-Finance and Poverty : Evidence Using Panel Data from Bangladesh
title_full_unstemmed	Micro-Finance and Poverty : Evidence Using Panel Data from Bangladesh
title_sort	micro-finance and poverty : evidence using panel data from bangladesh
publisher	World Bank, Washington, DC
publishDate	2014
url	http://documents.worldbank.org/curated/en/2003/01/2126589/microfinance-poverty-evidence-using-panel-data-bangladesh http://hdl.handle.net/10986/19180
_version_	1764439272183562240

Micro-Finance and Poverty : Evidence Using Panel Data from Bangladesh

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