Financial Sector Assessment Program - Albania : Developing Private Pensions in Albania

This note sets out options to develop private pensions in Albania. It has been requested by the authorities to help create a more diversified pension system that can deliver improved outcomes for Albania in decades to come. A diversified pension sy...

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Main Authors:	World Bank, International Monetary Fund
Format:	Financial Sector Assessment Program (FSAP)
Language:	English en_US
Published:	World Bank, Washington, DC 2014
Subjects:	ACCESS TO CREDIT ACCOUNT HOLDER ACCOUNT MANAGEMENT ADMINISTRATIVE RECORDS AFFORDABILITY AGRICULTURAL SECTOR ANNUITY MARKET ASSET CLASSES ASSET MANAGERS AUCTION BANK ACCOUNT BANK ACCOUNTS BANK DEPOSITS BANKING SUPERVISION BASIC PENSION BENEFIT FORMULAS BEQUESTS BONDS CAPITAL MARKET CAPITAL MARKET DEVELOPMENT CAPITAL MARKETS COLLECTIVE INVESTMENT COMPANY LAW COMPANY PENSION CONTRIBUTION COLLECTION CONTRIBUTION RATES CONVERSIONS COST REDUCTION COST STRUCTURE CUSTOMER ACQUISITION CUSTOMER BASE DEPENDENCY RATIOS DISABILITY DISABILITY PENSION DOMESTIC CAPITAL DOMESTIC CAPITAL MARKET DOMESTIC ECONOMY EARNINGS ECONOMIC COOPERATION ECONOMIES OF SCALE EMPLOYEE EMPLOYER EMPLOYERS ENROLLMENT ENROLLMENTS EQUITIES EQUITY MARKETS EU EU DIRECTIVES EXCESS RETURN EXCHANGE RATE EXPENDITURE EXTREME POVERTY FEE INCOME FINANCE CORPORATION FINANCIAL ACCOUNT FINANCIAL ADVANTAGE FINANCIAL CRISIS FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INSTRUMENTS FINANCIAL PRODUCT FINANCIAL REGULATORS FINANCIAL SECTOR FINANCIAL SECTOR ASSESSMENT FINANCIAL SECURITY FINANCIAL SERVICES FINANCIAL SYSTEM FINANCIAL SYSTEM STABILITY FUND MANAGEMENT FUTURE PENSION GENDER GENDER EQUALITY GENDER GAP GENDER INEQUALITY GLOBAL INVESTMENT GOVERNMENT BONDS HOME HOME COUNTRY HOME OWNERSHIP HOMEOWNERSHIP HUMAN DEVELOPMENT IDS ILLIQUIDITY INCOMES INFLATION INFORMAL SECTORS INSURANCE INTERNATIONAL BANK INTERNATIONAL FINANCE INTERNATIONAL FINANCIAL STATISTICS INTERNATIONAL INVESTMENT INTERNATIONAL INVESTMENTS INTERNATIONAL STANDARDS INVESTMENT FUND INVESTMENT FUNDS INVESTMENT MANAGEMENT INVESTMENT OPPORTUNITIES INVESTMENT RETURNS INVESTMENT RISK INVESTMENT STRATEGIES INVESTMENT STRATEGY JOINT ANNUITIES JOINT ANNUITY JUDGE KEY CHALLENGES LABOR MARKET LABOR MARKETS LAWS LEGAL ENVIRONMENT LEGISLATION LEGISLATIVE FRAMEWORK LEVEL OF ASSETS LIFE ANNUITIES LIFE ANNUITY LIFE EXPECTANCY LOAN LOCAL CAPITAL MARKET MANDATORY SAVING MARKET STRUCTURE MARKET TRENDS MICROENTERPRISES MINIMUM WAGE MORTALITY MORTALITY TABLES MORTGAGE OCCUPATIONAL RETIREMENT OUTSOURCING PAY AS YOU GO PAYMENT SYSTEMS PENSION PENSION ASSETS PENSION CONTRIBUTIONS PENSION COVERAGE PENSION FUND PENSION FUND MANAGEMENT PENSION FUNDS PENSION INCOME PENSION LAW PENSION PLAN PENSION PLANS PENSION POLICY PENSION PRODUCTS PENSION PROVISION PENSION REFORM PENSION REFORM PROCESS PENSION REFORMS PENSION SAVING PENSION SECTORS PENSION SYSTEM PENSION SYSTEMS PENSIONERS PENSIONS POOLS OF SAVINGS POTENTIAL INVESTMENT PRIVATE INVESTMENT PRIVATE PENSION PRIVATE PENSION FUNDS PRIVATE PENSIONS PRIVATE SAVINGS PRIVATE SECTOR DEVELOPMENT PROPERTY MARKETS PROVIDENT FUNDS PUBLIC SYSTEM PUBLIC SYSTEMS PUBLIC-PRIVATE PARTNERSHIPS RATE OF RETURN REGULATORS REGULATORY FRAMEWORK RENEWABLE ENERGY REPLACEMENT RATE REPLACEMENT RATES RETIREMENT RETIREMENT AGE RETIREMENT AGES RETIREMENT DATE RETIREMENT INCOME RETIREMENT INCOME SYSTEM RETURN RETURNS SCANDAL SECURITIES SMALL COUNTRY SMALL ENTERPRISES SOCIAL INSURANCE SOCIAL POLICY SOCIAL PROTECTION SOCIAL SECURITY SOURCES OF FINANCE START-UP START-UP COSTS SUPERVISORY AUTHORITY TAX TAX BENEFIT TAX BENEFITS TAX BURDEN TAX EXEMPTIONS TAX INCENTIVES TAX RELIEF TECHNICAL ASSISTANCE TERM DEPOSIT TRACK RECORD TRANSFERABLE SECURITIES TRUSTEE TRUSTEES UNEMPLOYMENT UNION VOLUNTARY PENSION VOLUNTARY PENSION FUNDS VOLUNTARY PENSIONS WILL WITHDRAWAL
Online Access:	http://documents.worldbank.org/curated/en/2014/02/19768302/albania-financial-sector-assessment-program http://hdl.handle.net/10986/19293

id	okr-10986-19293
recordtype	oai_dc
repository_type	Digital Repository
institution_category	Foreign Institution
institution	Digital Repositories
building	World Bank Open Knowledge Repository
collection	World Bank
language	English en_US
topic	ACCESS TO CREDIT ACCOUNT HOLDER ACCOUNT MANAGEMENT ADMINISTRATIVE RECORDS AFFORDABILITY AGRICULTURAL SECTOR ANNUITY MARKET ASSET CLASSES ASSET MANAGERS AUCTION BANK ACCOUNT BANK ACCOUNTS BANK DEPOSITS BANKING SUPERVISION BASIC PENSION BENEFIT FORMULAS BEQUESTS BONDS CAPITAL MARKET CAPITAL MARKET DEVELOPMENT CAPITAL MARKETS COLLECTIVE INVESTMENT COMPANY LAW COMPANY PENSION CONTRIBUTION COLLECTION CONTRIBUTION RATES CONVERSIONS COST REDUCTION COST STRUCTURE CUSTOMER ACQUISITION CUSTOMER BASE DEPENDENCY RATIOS DISABILITY DISABILITY PENSION DOMESTIC CAPITAL DOMESTIC CAPITAL MARKET DOMESTIC ECONOMY EARNINGS ECONOMIC COOPERATION ECONOMIES OF SCALE EMPLOYEE EMPLOYER EMPLOYERS ENROLLMENT ENROLLMENTS EQUITIES EQUITY MARKETS EU EU DIRECTIVES EXCESS RETURN EXCHANGE RATE EXPENDITURE EXTREME POVERTY FEE INCOME FINANCE CORPORATION FINANCIAL ACCOUNT FINANCIAL ADVANTAGE FINANCIAL CRISIS FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INSTRUMENTS FINANCIAL PRODUCT FINANCIAL REGULATORS FINANCIAL SECTOR FINANCIAL SECTOR ASSESSMENT FINANCIAL SECURITY FINANCIAL SERVICES FINANCIAL SYSTEM FINANCIAL SYSTEM STABILITY FUND MANAGEMENT FUTURE PENSION GENDER GENDER EQUALITY GENDER GAP GENDER INEQUALITY GLOBAL INVESTMENT GOVERNMENT BONDS HOME HOME COUNTRY HOME OWNERSHIP HOMEOWNERSHIP HUMAN DEVELOPMENT IDS ILLIQUIDITY INCOMES INFLATION INFORMAL SECTORS INSURANCE INTERNATIONAL BANK INTERNATIONAL FINANCE INTERNATIONAL FINANCIAL STATISTICS INTERNATIONAL INVESTMENT INTERNATIONAL INVESTMENTS INTERNATIONAL STANDARDS INVESTMENT FUND INVESTMENT FUNDS INVESTMENT MANAGEMENT INVESTMENT OPPORTUNITIES INVESTMENT RETURNS INVESTMENT RISK INVESTMENT STRATEGIES INVESTMENT STRATEGY JOINT ANNUITIES JOINT ANNUITY JUDGE KEY CHALLENGES LABOR MARKET LABOR MARKETS LAWS LEGAL ENVIRONMENT LEGISLATION LEGISLATIVE FRAMEWORK LEVEL OF ASSETS LIFE ANNUITIES LIFE ANNUITY LIFE EXPECTANCY LOAN LOCAL CAPITAL MARKET MANDATORY SAVING MARKET STRUCTURE MARKET TRENDS MICROENTERPRISES MINIMUM WAGE MORTALITY MORTALITY TABLES MORTGAGE OCCUPATIONAL RETIREMENT OUTSOURCING PAY AS YOU GO PAYMENT SYSTEMS PENSION PENSION ASSETS PENSION CONTRIBUTIONS PENSION COVERAGE PENSION FUND PENSION FUND MANAGEMENT PENSION FUNDS PENSION INCOME PENSION LAW PENSION PLAN PENSION PLANS PENSION POLICY PENSION PRODUCTS PENSION PROVISION PENSION REFORM PENSION REFORM PROCESS PENSION REFORMS PENSION SAVING PENSION SECTORS PENSION SYSTEM PENSION SYSTEMS PENSIONERS PENSIONS POOLS OF SAVINGS POTENTIAL INVESTMENT PRIVATE INVESTMENT PRIVATE PENSION PRIVATE PENSION FUNDS PRIVATE PENSIONS PRIVATE SAVINGS PRIVATE SECTOR DEVELOPMENT PROPERTY MARKETS PROVIDENT FUNDS PUBLIC SYSTEM PUBLIC SYSTEMS PUBLIC-PRIVATE PARTNERSHIPS RATE OF RETURN REGULATORS REGULATORY FRAMEWORK RENEWABLE ENERGY REPLACEMENT RATE REPLACEMENT RATES RETIREMENT RETIREMENT AGE RETIREMENT AGES RETIREMENT DATE RETIREMENT INCOME RETIREMENT INCOME SYSTEM RETURN RETURNS SCANDAL SECURITIES SMALL COUNTRY SMALL ENTERPRISES SOCIAL INSURANCE SOCIAL POLICY SOCIAL PROTECTION SOCIAL SECURITY SOURCES OF FINANCE START-UP START-UP COSTS SUPERVISORY AUTHORITY TAX TAX BENEFIT TAX BENEFITS TAX BURDEN TAX EXEMPTIONS TAX INCENTIVES TAX RELIEF TECHNICAL ASSISTANCE TERM DEPOSIT TRACK RECORD TRANSFERABLE SECURITIES TRUSTEE TRUSTEES UNEMPLOYMENT UNION VOLUNTARY PENSION VOLUNTARY PENSION FUNDS VOLUNTARY PENSIONS WILL WITHDRAWAL
spellingShingle	ACCESS TO CREDIT ACCOUNT HOLDER ACCOUNT MANAGEMENT ADMINISTRATIVE RECORDS AFFORDABILITY AGRICULTURAL SECTOR ANNUITY MARKET ASSET CLASSES ASSET MANAGERS AUCTION BANK ACCOUNT BANK ACCOUNTS BANK DEPOSITS BANKING SUPERVISION BASIC PENSION BENEFIT FORMULAS BEQUESTS BONDS CAPITAL MARKET CAPITAL MARKET DEVELOPMENT CAPITAL MARKETS COLLECTIVE INVESTMENT COMPANY LAW COMPANY PENSION CONTRIBUTION COLLECTION CONTRIBUTION RATES CONVERSIONS COST REDUCTION COST STRUCTURE CUSTOMER ACQUISITION CUSTOMER BASE DEPENDENCY RATIOS DISABILITY DISABILITY PENSION DOMESTIC CAPITAL DOMESTIC CAPITAL MARKET DOMESTIC ECONOMY EARNINGS ECONOMIC COOPERATION ECONOMIES OF SCALE EMPLOYEE EMPLOYER EMPLOYERS ENROLLMENT ENROLLMENTS EQUITIES EQUITY MARKETS EU EU DIRECTIVES EXCESS RETURN EXCHANGE RATE EXPENDITURE EXTREME POVERTY FEE INCOME FINANCE CORPORATION FINANCIAL ACCOUNT FINANCIAL ADVANTAGE FINANCIAL CRISIS FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INSTRUMENTS FINANCIAL PRODUCT FINANCIAL REGULATORS FINANCIAL SECTOR FINANCIAL SECTOR ASSESSMENT FINANCIAL SECURITY FINANCIAL SERVICES FINANCIAL SYSTEM FINANCIAL SYSTEM STABILITY FUND MANAGEMENT FUTURE PENSION GENDER GENDER EQUALITY GENDER GAP GENDER INEQUALITY GLOBAL INVESTMENT GOVERNMENT BONDS HOME HOME COUNTRY HOME OWNERSHIP HOMEOWNERSHIP HUMAN DEVELOPMENT IDS ILLIQUIDITY INCOMES INFLATION INFORMAL SECTORS INSURANCE INTERNATIONAL BANK INTERNATIONAL FINANCE INTERNATIONAL FINANCIAL STATISTICS INTERNATIONAL INVESTMENT INTERNATIONAL INVESTMENTS INTERNATIONAL STANDARDS INVESTMENT FUND INVESTMENT FUNDS INVESTMENT MANAGEMENT INVESTMENT OPPORTUNITIES INVESTMENT RETURNS INVESTMENT RISK INVESTMENT STRATEGIES INVESTMENT STRATEGY JOINT ANNUITIES JOINT ANNUITY JUDGE KEY CHALLENGES LABOR MARKET LABOR MARKETS LAWS LEGAL ENVIRONMENT LEGISLATION LEGISLATIVE FRAMEWORK LEVEL OF ASSETS LIFE ANNUITIES LIFE ANNUITY LIFE EXPECTANCY LOAN LOCAL CAPITAL MARKET MANDATORY SAVING MARKET STRUCTURE MARKET TRENDS MICROENTERPRISES MINIMUM WAGE MORTALITY MORTALITY TABLES MORTGAGE OCCUPATIONAL RETIREMENT OUTSOURCING PAY AS YOU GO PAYMENT SYSTEMS PENSION PENSION ASSETS PENSION CONTRIBUTIONS PENSION COVERAGE PENSION FUND PENSION FUND MANAGEMENT PENSION FUNDS PENSION INCOME PENSION LAW PENSION PLAN PENSION PLANS PENSION POLICY PENSION PRODUCTS PENSION PROVISION PENSION REFORM PENSION REFORM PROCESS PENSION REFORMS PENSION SAVING PENSION SECTORS PENSION SYSTEM PENSION SYSTEMS PENSIONERS PENSIONS POOLS OF SAVINGS POTENTIAL INVESTMENT PRIVATE INVESTMENT PRIVATE PENSION PRIVATE PENSION FUNDS PRIVATE PENSIONS PRIVATE SAVINGS PRIVATE SECTOR DEVELOPMENT PROPERTY MARKETS PROVIDENT FUNDS PUBLIC SYSTEM PUBLIC SYSTEMS PUBLIC-PRIVATE PARTNERSHIPS RATE OF RETURN REGULATORS REGULATORY FRAMEWORK RENEWABLE ENERGY REPLACEMENT RATE REPLACEMENT RATES RETIREMENT RETIREMENT AGE RETIREMENT AGES RETIREMENT DATE RETIREMENT INCOME RETIREMENT INCOME SYSTEM RETURN RETURNS SCANDAL SECURITIES SMALL COUNTRY SMALL ENTERPRISES SOCIAL INSURANCE SOCIAL POLICY SOCIAL PROTECTION SOCIAL SECURITY SOURCES OF FINANCE START-UP START-UP COSTS SUPERVISORY AUTHORITY TAX TAX BENEFIT TAX BENEFITS TAX BURDEN TAX EXEMPTIONS TAX INCENTIVES TAX RELIEF TECHNICAL ASSISTANCE TERM DEPOSIT TRACK RECORD TRANSFERABLE SECURITIES TRUSTEE TRUSTEES UNEMPLOYMENT UNION VOLUNTARY PENSION VOLUNTARY PENSION FUNDS VOLUNTARY PENSIONS WILL WITHDRAWAL World Bank International Monetary Fund Financial Sector Assessment Program - Albania : Developing Private Pensions in Albania
geographic_facet	Europe and Central Asia ALBANIA
description	This note sets out options to develop private pensions in Albania. It has been requested by the authorities to help create a more diversified pension system that can deliver improved outcomes for Albania in decades to come. A diversified pension system mixes state and private pensions as well as other sources of retirement income. The analysis, diagnosis, and recommendations use an outcome-based assessment framework. This technical note looks at how the pension system performs relative to 5 key outcomes: efficiency, sustainability, coverage, adequacy, and security. These outcomes depend on the political and economic environment in which a pension system operates, and its overall design including regulatory framework, market structure and conduct, and supervisory approach.
format	Economic & Sector Work :: Financial Sector Assessment Program (FSAP)
author	World Bank International Monetary Fund
author_facet	World Bank International Monetary Fund
author_sort	World Bank
title	Financial Sector Assessment Program - Albania : Developing Private Pensions in Albania
title_short	Financial Sector Assessment Program - Albania : Developing Private Pensions in Albania
title_full	Financial Sector Assessment Program - Albania : Developing Private Pensions in Albania
title_fullStr	Financial Sector Assessment Program - Albania : Developing Private Pensions in Albania
title_full_unstemmed	Financial Sector Assessment Program - Albania : Developing Private Pensions in Albania
title_sort	financial sector assessment program - albania : developing private pensions in albania
publisher	World Bank, Washington, DC
publishDate	2014
url	http://documents.worldbank.org/curated/en/2014/02/19768302/albania-financial-sector-assessment-program http://hdl.handle.net/10986/19293
_version_	1764443577466748928
spelling	okr-10986-192932021-04-23T14:03:51Z Financial Sector Assessment Program - Albania : Developing Private Pensions in Albania World Bank International Monetary Fund ACCESS TO CREDIT ACCOUNT HOLDER ACCOUNT MANAGEMENT ADMINISTRATIVE RECORDS AFFORDABILITY AGRICULTURAL SECTOR ANNUITY MARKET ASSET CLASSES ASSET MANAGERS AUCTION BANK ACCOUNT BANK ACCOUNTS BANK DEPOSITS BANKING SUPERVISION BASIC PENSION BENEFIT FORMULAS BEQUESTS BONDS CAPITAL MARKET CAPITAL MARKET DEVELOPMENT CAPITAL MARKETS COLLECTIVE INVESTMENT COMPANY LAW COMPANY PENSION CONTRIBUTION COLLECTION CONTRIBUTION RATES CONVERSIONS COST REDUCTION COST STRUCTURE CUSTOMER ACQUISITION CUSTOMER BASE DEPENDENCY RATIOS DISABILITY DISABILITY PENSION DOMESTIC CAPITAL DOMESTIC CAPITAL MARKET DOMESTIC ECONOMY EARNINGS ECONOMIC COOPERATION ECONOMIES OF SCALE EMPLOYEE EMPLOYER EMPLOYERS ENROLLMENT ENROLLMENTS EQUITIES EQUITY MARKETS EU EU DIRECTIVES EXCESS RETURN EXCHANGE RATE EXPENDITURE EXTREME POVERTY FEE INCOME FINANCE CORPORATION FINANCIAL ACCOUNT FINANCIAL ADVANTAGE FINANCIAL CRISIS FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INSTRUMENTS FINANCIAL PRODUCT FINANCIAL REGULATORS FINANCIAL SECTOR FINANCIAL SECTOR ASSESSMENT FINANCIAL SECURITY FINANCIAL SERVICES FINANCIAL SYSTEM FINANCIAL SYSTEM STABILITY FUND MANAGEMENT FUTURE PENSION GENDER GENDER EQUALITY GENDER GAP GENDER INEQUALITY GLOBAL INVESTMENT GOVERNMENT BONDS HOME HOME COUNTRY HOME OWNERSHIP HOMEOWNERSHIP HUMAN DEVELOPMENT IDS ILLIQUIDITY INCOMES INFLATION INFORMAL SECTORS INSURANCE INTERNATIONAL BANK INTERNATIONAL FINANCE INTERNATIONAL FINANCIAL STATISTICS INTERNATIONAL INVESTMENT INTERNATIONAL INVESTMENTS INTERNATIONAL STANDARDS INVESTMENT FUND INVESTMENT FUNDS INVESTMENT MANAGEMENT INVESTMENT OPPORTUNITIES INVESTMENT RETURNS INVESTMENT RISK INVESTMENT STRATEGIES INVESTMENT STRATEGY JOINT ANNUITIES JOINT ANNUITY JUDGE KEY CHALLENGES LABOR MARKET LABOR MARKETS LAWS LEGAL ENVIRONMENT LEGISLATION LEGISLATIVE FRAMEWORK LEVEL OF ASSETS LIFE ANNUITIES LIFE ANNUITY LIFE EXPECTANCY LOAN LOCAL CAPITAL MARKET MANDATORY SAVING MARKET STRUCTURE MARKET TRENDS MICROENTERPRISES MINIMUM WAGE MORTALITY MORTALITY TABLES MORTGAGE OCCUPATIONAL RETIREMENT OUTSOURCING PAY AS YOU GO PAYMENT SYSTEMS PENSION PENSION ASSETS PENSION CONTRIBUTIONS PENSION COVERAGE PENSION FUND PENSION FUND MANAGEMENT PENSION FUNDS PENSION INCOME PENSION LAW PENSION PLAN PENSION PLANS PENSION POLICY PENSION PRODUCTS PENSION PROVISION PENSION REFORM PENSION REFORM PROCESS PENSION REFORMS PENSION SAVING PENSION SECTORS PENSION SYSTEM PENSION SYSTEMS PENSIONERS PENSIONS POOLS OF SAVINGS POTENTIAL INVESTMENT PRIVATE INVESTMENT PRIVATE PENSION PRIVATE PENSION FUNDS PRIVATE PENSIONS PRIVATE SAVINGS PRIVATE SECTOR DEVELOPMENT PROPERTY MARKETS PROVIDENT FUNDS PUBLIC SYSTEM PUBLIC SYSTEMS PUBLIC-PRIVATE PARTNERSHIPS RATE OF RETURN REGULATORS REGULATORY FRAMEWORK RENEWABLE ENERGY REPLACEMENT RATE REPLACEMENT RATES RETIREMENT RETIREMENT AGE RETIREMENT AGES RETIREMENT DATE RETIREMENT INCOME RETIREMENT INCOME SYSTEM RETURN RETURNS SCANDAL SECURITIES SMALL COUNTRY SMALL ENTERPRISES SOCIAL INSURANCE SOCIAL POLICY SOCIAL PROTECTION SOCIAL SECURITY SOURCES OF FINANCE START-UP START-UP COSTS SUPERVISORY AUTHORITY TAX TAX BENEFIT TAX BENEFITS TAX BURDEN TAX EXEMPTIONS TAX INCENTIVES TAX RELIEF TECHNICAL ASSISTANCE TERM DEPOSIT TRACK RECORD TRANSFERABLE SECURITIES TRUSTEE TRUSTEES UNEMPLOYMENT UNION VOLUNTARY PENSION VOLUNTARY PENSION FUNDS VOLUNTARY PENSIONS WILL WITHDRAWAL This note sets out options to develop private pensions in Albania. It has been requested by the authorities to help create a more diversified pension system that can deliver improved outcomes for Albania in decades to come. A diversified pension system mixes state and private pensions as well as other sources of retirement income. The analysis, diagnosis, and recommendations use an outcome-based assessment framework. This technical note looks at how the pension system performs relative to 5 key outcomes: efficiency, sustainability, coverage, adequacy, and security. These outcomes depend on the political and economic environment in which a pension system operates, and its overall design including regulatory framework, market structure and conduct, and supervisory approach. 2014-08-14T15:01:59Z 2014-08-14T15:01:59Z 2014-02 http://documents.worldbank.org/curated/en/2014/02/19768302/albania-financial-sector-assessment-program http://hdl.handle.net/10986/19293 English en_US CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank, Washington, DC Economic & Sector Work :: Financial Sector Assessment Program (FSAP) Economic & Sector Work Europe and Central Asia ALBANIA

Financial Sector Assessment Program - Albania : Developing Private Pensions in Albania

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