Financial Sector Assessment Program - Albania : Core Principles for Effective Deposit Insurance Systems
This assessment of compliance with the core principles for effective deposit insurance systems (core principles) was conducted as a part of the Financial Sector Assessment Program (FSAP) performed by the International Monetary Fund and the World Ba...
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| Format: | Financial Sector Assessment Program (FSAP) |
| Language: | English en_US |
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World Bank, Washington, DC
2014
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| Online Access: | http://documents.worldbank.org/curated/en/2014/02/19768306/albania-core-principles-effective-deposit-insurance-systems-detailed-assessment-observance http://hdl.handle.net/10986/19296 |
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okr-10986-19296 |
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| recordtype |
oai_dc |
| repository_type |
Digital Repository |
| institution_category |
Foreign Institution |
| institution |
Digital Repositories |
| building |
World Bank Open Knowledge Repository |
| collection |
World Bank |
| language |
English en_US |
| topic |
ACCURATE INFORMATION ADMINISTRATIVE EXPENSE ADMINISTRATIVE PROCEDURES ARREARAGES ASSET RECOVERY ASSOCIATION OF DEPOSIT INSURERS BANK CREDIT BANK DEPOSITS BANK FAILURE BANK RISK BANK RISK TAKING BANK RUN BANK SECRECY BANKING ASSETS BANKING INDUSTRY BANKING LAWS BANKING SYSTEM BLANKET GUARANTEE BLANKET GUARANTEES CAPITAL ADEQUACY CAPITAL ADEQUACY RATIO CAPITAL MARKETS CENTRAL BANK CLAIMS OF DEPOSITORS CLOSE OF BUSINESS CODE OF CONDUCT COLLATERAL COLLECTION SYSTEM COMMERCIAL BANK COMPENSATION OF DEPOSITORS CONFLICT OF INTEREST CONTAGION CONTRACT ENFORCEMENT CORRECTIVE ACTION COST OF DEPOSIT INSURANCE COVERAGE AMOUNT COVERAGE LEVEL COVERAGE LEVELS COVERAGE LIMIT COVERAGE LIMITS CREDIT COOPERATIVE CREDIT COOPERATIVES CREDIT LINE CREDIT RATING CREDIT RISK CREDITOR DEBT BURDEN DEPOSIT DEPOSIT ACCOUNTS DEPOSIT INSURANCE AGENCY DEPOSIT INSURANCE AUTHORITIES DEPOSIT INSURANCE COVERAGE DEPOSIT INSURANCE PREMIUM DEPOSIT INSURANCE PREMIUMS DEPOSIT INSURANCE PROTECTION DEPOSIT INSURANCE SCHEME DEPOSIT INSURANCE SYSTEM DEPOSIT INSURANCE SYSTEM DESIGN DEPOSIT INSURANCE SYSTEMS DEPOSIT INSURER DEPOSIT OBLIGATION DEPOSIT PROTECTION DEPOSIT TAKING BANKS DEPOSITOR DIRECTIVE ON DEPOSIT INSURANCE DISCLOSURE REQUIREMENTS DISSOLUTION DOMESTIC BANK DOMESTIC BANKING ECONOMIC ENVIRONMENT EFFECTIVE DEPOSIT INSURANCE ELIGIBLE DEPOSIT ENFORCEMENT OF CREDITOR ENFORCEMENT OF CREDITOR RIGHTS ESTATE EVENT OF BANK FAILURE EXCHANGE RATE FAILING BANK FAILURE RESOLUTION FINANCIAL ASSETS FINANCIAL AUTONOMY FINANCIAL CONDITION FINANCIAL CRISIS FINANCIAL DIFFICULTY FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL SAFETY NET FINANCIAL SAFETY-NET FINANCIAL SECTOR REFORM FINANCIAL STABILITY FINANCIAL STATEMENTS FINANCIAL SYSTEM FLAT RATE PREMIUM FLAT RATE PREMIUMS FOREIGN BANK FOREIGN BANKS FOREIGN BRANCHES FOREIGN CURRENCIES FOREIGN CURRENCY FOREIGN CURRENCY DEPOSITS FOREIGN DEPOSIT FOREIGN DEPOSITS FOREIGN EXCHANGE FOREIGN EXCHANGE RISK GOOD FAITH GOVERNMENT GUARANTEE GOVERNMENT OBLIGATIONS HEALTHY BANK INCENTIVES FOR DEPOSITORS INDIVIDUAL BANKS INDIVIDUAL DEPOSITORS INDIVIDUAL DEPOSITS INFORMATION ON DEPOSIT INSURANCE INSURABLE DEPOSIT INSURANCE COMPANIES INSURANCE OF DEPOSITS INSURANCE PREMIUMS INSURANCE SCHEME INSURED BANK INSURED BANKS INSURED DEPOSIT INSURED DEPOSIT TRANSFER INSURED DEPOSITORS INSURED DEPOSITS INSURER OF DEPOSITS INTERNATIONAL SETTLEMENTS INVESTMENT POLICIES INVESTMENT POLICY INVESTMENT PORTFOLIO INVESTMENT PRODUCTS ISSUE OF DEPOSIT INSURANCE JUDICIAL PROCESSES JURISDICTION JURISDICTIONS LEGAL ACTION LEGAL ACTIONS LEGAL AUTHORITY LEGAL FRAMEWORK LEGAL PROTECTION LEGAL REFORM LEGAL REQUIREMENTS LEGAL SYSTEM LEVEL OF COVERAGE LEVEL OF INSURANCE COVERAGE LEVEL OF PREMIUMS LIABILITY LIABILITY STRUCTURE LIMITED COVERAGE LIMITED COVERAGE SYSTEM LIMITED DEPOSIT INSURANCE LINE OF CREDIT LIQUID ASSETS LIQUIDATION LIQUIDATION PROCESS LIQUIDATIONS LIQUIDATOR LIQUIDITY LIQUIDITY RATIOS LIQUIDITY REQUIREMENTS LIQUIDITY RISK MANDATE MANDATES MARKET DISCIPLINE MARKET STRUCTURE MATURITY DATE MEMBER BANK MEMBER BANKS MORAL HAZARD OBJECTIVES FOR DEPOSIT INSURANCE OBLIGATIONS TO DEPOSITORS OVERDUE LOANS OWNERSHIP INTEREST PAYMENTS TO DEPOSITORS PREMIUM PAYMENTS PRICE STABILITY PRIORITY CLAIMS PRIVATE BANKERS PROCUREMENT PROPERTY RIGHTS PROTECTING DEPOSITORS PRUDENTIAL REGULATION PRUDENTIAL REGULATIONS PUBLIC ACCOUNTANTS PUBLIC DEBT PUBLIC DEPOSIT INSURANCE RECEIVER RECEIVERSHIP REGULATORY AUTHORITY REGULATORY FRAMEWORK SALARY SETTLEMENT SMALL BUSINESS SMALL DEPOSITORS SOLVENCY SUPERVISORY ACTIONS SYSTEM ASSETS TRANSACTION ACCOUNTS TREASURY BILL TREASURY BILLS |
| spellingShingle |
ACCURATE INFORMATION ADMINISTRATIVE EXPENSE ADMINISTRATIVE PROCEDURES ARREARAGES ASSET RECOVERY ASSOCIATION OF DEPOSIT INSURERS BANK CREDIT BANK DEPOSITS BANK FAILURE BANK RISK BANK RISK TAKING BANK RUN BANK SECRECY BANKING ASSETS BANKING INDUSTRY BANKING LAWS BANKING SYSTEM BLANKET GUARANTEE BLANKET GUARANTEES CAPITAL ADEQUACY CAPITAL ADEQUACY RATIO CAPITAL MARKETS CENTRAL BANK CLAIMS OF DEPOSITORS CLOSE OF BUSINESS CODE OF CONDUCT COLLATERAL COLLECTION SYSTEM COMMERCIAL BANK COMPENSATION OF DEPOSITORS CONFLICT OF INTEREST CONTAGION CONTRACT ENFORCEMENT CORRECTIVE ACTION COST OF DEPOSIT INSURANCE COVERAGE AMOUNT COVERAGE LEVEL COVERAGE LEVELS COVERAGE LIMIT COVERAGE LIMITS CREDIT COOPERATIVE CREDIT COOPERATIVES CREDIT LINE CREDIT RATING CREDIT RISK CREDITOR DEBT BURDEN DEPOSIT DEPOSIT ACCOUNTS DEPOSIT INSURANCE AGENCY DEPOSIT INSURANCE AUTHORITIES DEPOSIT INSURANCE COVERAGE DEPOSIT INSURANCE PREMIUM DEPOSIT INSURANCE PREMIUMS DEPOSIT INSURANCE PROTECTION DEPOSIT INSURANCE SCHEME DEPOSIT INSURANCE SYSTEM DEPOSIT INSURANCE SYSTEM DESIGN DEPOSIT INSURANCE SYSTEMS DEPOSIT INSURER DEPOSIT OBLIGATION DEPOSIT PROTECTION DEPOSIT TAKING BANKS DEPOSITOR DIRECTIVE ON DEPOSIT INSURANCE DISCLOSURE REQUIREMENTS DISSOLUTION DOMESTIC BANK DOMESTIC BANKING ECONOMIC ENVIRONMENT EFFECTIVE DEPOSIT INSURANCE ELIGIBLE DEPOSIT ENFORCEMENT OF CREDITOR ENFORCEMENT OF CREDITOR RIGHTS ESTATE EVENT OF BANK FAILURE EXCHANGE RATE FAILING BANK FAILURE RESOLUTION FINANCIAL ASSETS FINANCIAL AUTONOMY FINANCIAL CONDITION FINANCIAL CRISIS FINANCIAL DIFFICULTY FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL SAFETY NET FINANCIAL SAFETY-NET FINANCIAL SECTOR REFORM FINANCIAL STABILITY FINANCIAL STATEMENTS FINANCIAL SYSTEM FLAT RATE PREMIUM FLAT RATE PREMIUMS FOREIGN BANK FOREIGN BANKS FOREIGN BRANCHES FOREIGN CURRENCIES FOREIGN CURRENCY FOREIGN CURRENCY DEPOSITS FOREIGN DEPOSIT FOREIGN DEPOSITS FOREIGN EXCHANGE FOREIGN EXCHANGE RISK GOOD FAITH GOVERNMENT GUARANTEE GOVERNMENT OBLIGATIONS HEALTHY BANK INCENTIVES FOR DEPOSITORS INDIVIDUAL BANKS INDIVIDUAL DEPOSITORS INDIVIDUAL DEPOSITS INFORMATION ON DEPOSIT INSURANCE INSURABLE DEPOSIT INSURANCE COMPANIES INSURANCE OF DEPOSITS INSURANCE PREMIUMS INSURANCE SCHEME INSURED BANK INSURED BANKS INSURED DEPOSIT INSURED DEPOSIT TRANSFER INSURED DEPOSITORS INSURED DEPOSITS INSURER OF DEPOSITS INTERNATIONAL SETTLEMENTS INVESTMENT POLICIES INVESTMENT POLICY INVESTMENT PORTFOLIO INVESTMENT PRODUCTS ISSUE OF DEPOSIT INSURANCE JUDICIAL PROCESSES JURISDICTION JURISDICTIONS LEGAL ACTION LEGAL ACTIONS LEGAL AUTHORITY LEGAL FRAMEWORK LEGAL PROTECTION LEGAL REFORM LEGAL REQUIREMENTS LEGAL SYSTEM LEVEL OF COVERAGE LEVEL OF INSURANCE COVERAGE LEVEL OF PREMIUMS LIABILITY LIABILITY STRUCTURE LIMITED COVERAGE LIMITED COVERAGE SYSTEM LIMITED DEPOSIT INSURANCE LINE OF CREDIT LIQUID ASSETS LIQUIDATION LIQUIDATION PROCESS LIQUIDATIONS LIQUIDATOR LIQUIDITY LIQUIDITY RATIOS LIQUIDITY REQUIREMENTS LIQUIDITY RISK MANDATE MANDATES MARKET DISCIPLINE MARKET STRUCTURE MATURITY DATE MEMBER BANK MEMBER BANKS MORAL HAZARD OBJECTIVES FOR DEPOSIT INSURANCE OBLIGATIONS TO DEPOSITORS OVERDUE LOANS OWNERSHIP INTEREST PAYMENTS TO DEPOSITORS PREMIUM PAYMENTS PRICE STABILITY PRIORITY CLAIMS PRIVATE BANKERS PROCUREMENT PROPERTY RIGHTS PROTECTING DEPOSITORS PRUDENTIAL REGULATION PRUDENTIAL REGULATIONS PUBLIC ACCOUNTANTS PUBLIC DEBT PUBLIC DEPOSIT INSURANCE RECEIVER RECEIVERSHIP REGULATORY AUTHORITY REGULATORY FRAMEWORK SALARY SETTLEMENT SMALL BUSINESS SMALL DEPOSITORS SOLVENCY SUPERVISORY ACTIONS SYSTEM ASSETS TRANSACTION ACCOUNTS TREASURY BILL TREASURY BILLS World Bank International Monetary Fund Financial Sector Assessment Program - Albania : Core Principles for Effective Deposit Insurance Systems |
| geographic_facet |
Europe and Central Asia ALBANIA |
| description |
This assessment of compliance with the
core principles for effective deposit insurance systems
(core principles) was conducted as a part of the Financial
Sector Assessment Program (FSAP) performed by the
International Monetary Fund and the World Bank at the
request of the Albanian government. This assessment was
conducted by Claire McGuire, Senior Financial Sector
Specialist with the World Bank, during a mission to Albania
from October 28th to November 11th, 2013. The assessment was
based on a review of relevant laws, regulations and
regulatory and supervisory practices related to the banking
sector and the operations of ADIA. Multiple meetings were
held with various employees of the Bank of Albania (BOA),
Ministry of Finance (MOF), the Banker's Association,
the two savings and credit associations, and ADIA. ADIA
completed a self-assessment in preparation for the FSAP. |
| format |
Economic & Sector Work :: Financial Sector Assessment Program (FSAP) |
| author |
World Bank International Monetary Fund |
| author_facet |
World Bank International Monetary Fund |
| author_sort |
World Bank |
| title |
Financial Sector Assessment Program - Albania : Core Principles for Effective Deposit Insurance Systems |
| title_short |
Financial Sector Assessment Program - Albania : Core Principles for Effective Deposit Insurance Systems |
| title_full |
Financial Sector Assessment Program - Albania : Core Principles for Effective Deposit Insurance Systems |
| title_fullStr |
Financial Sector Assessment Program - Albania : Core Principles for Effective Deposit Insurance Systems |
| title_full_unstemmed |
Financial Sector Assessment Program - Albania : Core Principles for Effective Deposit Insurance Systems |
| title_sort |
financial sector assessment program - albania : core principles for effective deposit insurance systems |
| publisher |
World Bank, Washington, DC |
| publishDate |
2014 |
| url |
http://documents.worldbank.org/curated/en/2014/02/19768306/albania-core-principles-effective-deposit-insurance-systems-detailed-assessment-observance http://hdl.handle.net/10986/19296 |
| _version_ |
1764443648074711040 |
| spelling |
okr-10986-192962021-04-23T14:03:51Z Financial Sector Assessment Program - Albania : Core Principles for Effective Deposit Insurance Systems World Bank International Monetary Fund ACCURATE INFORMATION ADMINISTRATIVE EXPENSE ADMINISTRATIVE PROCEDURES ARREARAGES ASSET RECOVERY ASSOCIATION OF DEPOSIT INSURERS BANK CREDIT BANK DEPOSITS BANK FAILURE BANK RISK BANK RISK TAKING BANK RUN BANK SECRECY BANKING ASSETS BANKING INDUSTRY BANKING LAWS BANKING SYSTEM BLANKET GUARANTEE BLANKET GUARANTEES CAPITAL ADEQUACY CAPITAL ADEQUACY RATIO CAPITAL MARKETS CENTRAL BANK CLAIMS OF DEPOSITORS CLOSE OF BUSINESS CODE OF CONDUCT COLLATERAL COLLECTION SYSTEM COMMERCIAL BANK COMPENSATION OF DEPOSITORS CONFLICT OF INTEREST CONTAGION CONTRACT ENFORCEMENT CORRECTIVE ACTION COST OF DEPOSIT INSURANCE COVERAGE AMOUNT COVERAGE LEVEL COVERAGE LEVELS COVERAGE LIMIT COVERAGE LIMITS CREDIT COOPERATIVE CREDIT COOPERATIVES CREDIT LINE CREDIT RATING CREDIT RISK CREDITOR DEBT BURDEN DEPOSIT DEPOSIT ACCOUNTS DEPOSIT INSURANCE AGENCY DEPOSIT INSURANCE AUTHORITIES DEPOSIT INSURANCE COVERAGE DEPOSIT INSURANCE PREMIUM DEPOSIT INSURANCE PREMIUMS DEPOSIT INSURANCE PROTECTION DEPOSIT INSURANCE SCHEME DEPOSIT INSURANCE SYSTEM DEPOSIT INSURANCE SYSTEM DESIGN DEPOSIT INSURANCE SYSTEMS DEPOSIT INSURER DEPOSIT OBLIGATION DEPOSIT PROTECTION DEPOSIT TAKING BANKS DEPOSITOR DIRECTIVE ON DEPOSIT INSURANCE DISCLOSURE REQUIREMENTS DISSOLUTION DOMESTIC BANK DOMESTIC BANKING ECONOMIC ENVIRONMENT EFFECTIVE DEPOSIT INSURANCE ELIGIBLE DEPOSIT ENFORCEMENT OF CREDITOR ENFORCEMENT OF CREDITOR RIGHTS ESTATE EVENT OF BANK FAILURE EXCHANGE RATE FAILING BANK FAILURE RESOLUTION FINANCIAL ASSETS FINANCIAL AUTONOMY FINANCIAL CONDITION FINANCIAL CRISIS FINANCIAL DIFFICULTY FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL SAFETY NET FINANCIAL SAFETY-NET FINANCIAL SECTOR REFORM FINANCIAL STABILITY FINANCIAL STATEMENTS FINANCIAL SYSTEM FLAT RATE PREMIUM FLAT RATE PREMIUMS FOREIGN BANK FOREIGN BANKS FOREIGN BRANCHES FOREIGN CURRENCIES FOREIGN CURRENCY FOREIGN CURRENCY DEPOSITS FOREIGN DEPOSIT FOREIGN DEPOSITS FOREIGN EXCHANGE FOREIGN EXCHANGE RISK GOOD FAITH GOVERNMENT GUARANTEE GOVERNMENT OBLIGATIONS HEALTHY BANK INCENTIVES FOR DEPOSITORS INDIVIDUAL BANKS INDIVIDUAL DEPOSITORS INDIVIDUAL DEPOSITS INFORMATION ON DEPOSIT INSURANCE INSURABLE DEPOSIT INSURANCE COMPANIES INSURANCE OF DEPOSITS INSURANCE PREMIUMS INSURANCE SCHEME INSURED BANK INSURED BANKS INSURED DEPOSIT INSURED DEPOSIT TRANSFER INSURED DEPOSITORS INSURED DEPOSITS INSURER OF DEPOSITS INTERNATIONAL SETTLEMENTS INVESTMENT POLICIES INVESTMENT POLICY INVESTMENT PORTFOLIO INVESTMENT PRODUCTS ISSUE OF DEPOSIT INSURANCE JUDICIAL PROCESSES JURISDICTION JURISDICTIONS LEGAL ACTION LEGAL ACTIONS LEGAL AUTHORITY LEGAL FRAMEWORK LEGAL PROTECTION LEGAL REFORM LEGAL REQUIREMENTS LEGAL SYSTEM LEVEL OF COVERAGE LEVEL OF INSURANCE COVERAGE LEVEL OF PREMIUMS LIABILITY LIABILITY STRUCTURE LIMITED COVERAGE LIMITED COVERAGE SYSTEM LIMITED DEPOSIT INSURANCE LINE OF CREDIT LIQUID ASSETS LIQUIDATION LIQUIDATION PROCESS LIQUIDATIONS LIQUIDATOR LIQUIDITY LIQUIDITY RATIOS LIQUIDITY REQUIREMENTS LIQUIDITY RISK MANDATE MANDATES MARKET DISCIPLINE MARKET STRUCTURE MATURITY DATE MEMBER BANK MEMBER BANKS MORAL HAZARD OBJECTIVES FOR DEPOSIT INSURANCE OBLIGATIONS TO DEPOSITORS OVERDUE LOANS OWNERSHIP INTEREST PAYMENTS TO DEPOSITORS PREMIUM PAYMENTS PRICE STABILITY PRIORITY CLAIMS PRIVATE BANKERS PROCUREMENT PROPERTY RIGHTS PROTECTING DEPOSITORS PRUDENTIAL REGULATION PRUDENTIAL REGULATIONS PUBLIC ACCOUNTANTS PUBLIC DEBT PUBLIC DEPOSIT INSURANCE RECEIVER RECEIVERSHIP REGULATORY AUTHORITY REGULATORY FRAMEWORK SALARY SETTLEMENT SMALL BUSINESS SMALL DEPOSITORS SOLVENCY SUPERVISORY ACTIONS SYSTEM ASSETS TRANSACTION ACCOUNTS TREASURY BILL TREASURY BILLS This assessment of compliance with the core principles for effective deposit insurance systems (core principles) was conducted as a part of the Financial Sector Assessment Program (FSAP) performed by the International Monetary Fund and the World Bank at the request of the Albanian government. This assessment was conducted by Claire McGuire, Senior Financial Sector Specialist with the World Bank, during a mission to Albania from October 28th to November 11th, 2013. The assessment was based on a review of relevant laws, regulations and regulatory and supervisory practices related to the banking sector and the operations of ADIA. Multiple meetings were held with various employees of the Bank of Albania (BOA), Ministry of Finance (MOF), the Banker's Association, the two savings and credit associations, and ADIA. ADIA completed a self-assessment in preparation for the FSAP. 2014-08-14T15:18:51Z 2014-08-14T15:18:51Z 2014-02 http://documents.worldbank.org/curated/en/2014/02/19768306/albania-core-principles-effective-deposit-insurance-systems-detailed-assessment-observance http://hdl.handle.net/10986/19296 English en_US CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank, Washington, DC Economic & Sector Work :: Financial Sector Assessment Program (FSAP) Economic & Sector Work Europe and Central Asia ALBANIA |