Promoting Women's Economic Empowerment : What Works?

A review of rigorous evaluations of interventions that seek to empower women economically shows that the same class of interventions has significantly different outcomes depending on the client. Capital alone, as a small cash loan or grant, is not...

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Main Authors: Buvinic, Mayra, Furst-Nichols, Rebecca
Format: Policy Research Working Paper
Language:English
en_US
Published: World Bank Group, Washington, DC 2014
Subjects:
ATM
Online Access:http://documents.worldbank.org/curated/en/2014/11/20346367/promoting-womens-economic-empowerment-works
http://hdl.handle.net/10986/20629
id okr-10986-20629
recordtype oai_dc
repository_type Digital Repository
institution_category Foreign Institution
institution Digital Repositories
building World Bank Open Knowledge Repository
collection World Bank
language English
en_US
topic ACCESS TO CREDIT
ACCESS TO LOANS
ACCOUNTING
ACCOUNTING PRACTICES
ADOLESCENT GIRLS
ADULT WOMEN
AGE GROUPS
ATM
ATM CARDS
ATTRITION
AUTONOMY
AVERAGE WAGES
BANK ACCOUNT
BANK ACCOUNTS
BANKS
BARGAINING
BARGAINING POWER
BASIC LITERACY
BENEFICIARIES
BENEFICIARY
BORROWING
BUSINESS DEVELOPMENT
BUSINESS PROFITABILITY
BUSINESS TRAINING
CASH TRANSFER
CASH TRANSFERS
CHILD CARE
CLASSROOM
CLASSROOM TRAINING
CONTRIBUTION
CREDIT ACCESS
DEBT
DECISION MAKING
DELIVERY MECHANISMS
DEPOSIT
DEPOSITS
DEVELOPMENT BANK
DEVELOPMENT ECONOMICS
DISCRIMINATION
DISPLACEMENT
EARNINGS
EARNINGS OF WOMEN
ECONOMIC COSTS
ECONOMIC EMPOWERMENT
ECONOMIC GROWTH
ECONOMIC SHOCK
ECONOMICS
ENROLLMENT
ENTREPRENEURIAL SKILLS
ENTREPRENEURSHIP
EXCHANGE RATES
FAMILY MEMBERS
FEMALE ENTREPRENEURS
FEMALE PARTICIPANTS
FEMALE-OWNED BUSINESSES
FINANCIAL GOAL
FINANCIAL INCENTIVES
FINANCIAL LITERACY
FINANCIAL PRODUCTS
FINANCIAL SERVICES
FINANCIAL STUDIES
FINANCIAL TRANSACTIONS
GENDER
GENDER DIFFERENCES
GENDER EQUALITY
GENDER GAPS
GENDER NORMS
GENDER SEGREGATION
GIRLS
GROWTH OF WOMEN
HOUSEHOLD EXPENDITURES
HOUSEHOLD EXPENSES
HOUSEHOLD FINANCES
HOUSEHOLD INCOME
HOUSEHOLD INCOMES
HOUSEWIVES
HUMAN CAPITAL
INCENTIVES TO SAVE
INCOME
INCOME DISTRIBUTION
INCOME LEVELS
INDIVIDUAL ACCOUNTS
INNOVATIONS
INTERVENTIONS
INVENTORY
INVESTMENT CHOICE
INVESTMENT DECISIONS
JOB SEARCH
JOB SEARCH ASSISTANCE
JOB TRAINING
KNOWLEDGE GAPS
LABOR FORCE
LABOR MARKET
LABOR MARKET POLICIES
LABOR RELATIONS
LABOR SUPPLY
LABOUR
LARGE FIRMS
LEARNING
LIABILITY
LIFE SKILLS
LITERACY CLASSES
LOAN
LOAN PRODUCTS
LOCAL GOVERNMENT
LOCAL GOVERNMENTS
LOW COST
LOW-INCOME
LOWER INCOMES
MARKET ENTRY
MARRIED COUPLES
MARRIED MEN
MARRIED WOMEN
MICROFINANCE
MINIMUM WAGE
MONTHLY INCOMES
NET SAVINGS
NUMERACY
OCCUPATIONAL TRAINING
OCCUPATIONS
ORPHANS
PENALTIES
PERSONAL SAVINGS
PERSONALITY
PERSONALITY TRAITS
POOR WOMEN
PROBABILITIES
PROBABILITY
PRODUCTIVITY
REPAYMENT
RIGHTS FOR WOMEN
RISK AVERSION
RISK TAKING
RURAL WOMEN
SALARY
SALES
SAVINGS
SAVINGS ACCOUNT
SAVINGS ACCOUNTS
SAVINGS GOAL
SECONDARY EDUCATION
SELF-EMPLOYMENT
SENIOR
SEXES
SEXUAL BEHAVIOR
SKILLS TRAINING
SMALL BUSINESSES
SMALL LOAN
SOCIAL PROTECTION
TECHNICAL ASSISTANCE
TECHNICAL SKILLS
TEMPORARY EMPLOYMENT
TRAINING COURSES
TRAINING PROGRAM
TRAINING PROGRAMS
TRANSACTION
TRANSACTION COSTS
TRANSITION ECONOMIES
TRANSPORT
UNEMPLOYED
UNEMPLOYED PEOPLE
UNEMPLOYED WORKERS
UNEMPLOYMENT
UNEMPLOYMENT BENEFITS
UNITED NATIONS
URBAN WOMEN
VALUABLE
VOCATIONAL EDUCATION
VOCATIONAL TRAINING
WAGE
WAGE GAP
WAGE SUBSIDIES
WAGES
WITHDRAWAL
WOMEN ENTREPRENEURS
WOMEN FARMERS
WOMEN IN BUSINESS
WORK EXPERIENCE
WORK HOURS
WORKING WOMEN
YOUNG ADULTS
YOUNG PEOPLE
YOUNG WOMEN
YOUNGER PEOPLE
YOUNGER WORKERS
YOUTH
YOUTH EMPLOYMENT
spellingShingle ACCESS TO CREDIT
ACCESS TO LOANS
ACCOUNTING
ACCOUNTING PRACTICES
ADOLESCENT GIRLS
ADULT WOMEN
AGE GROUPS
ATM
ATM CARDS
ATTRITION
AUTONOMY
AVERAGE WAGES
BANK ACCOUNT
BANK ACCOUNTS
BANKS
BARGAINING
BARGAINING POWER
BASIC LITERACY
BENEFICIARIES
BENEFICIARY
BORROWING
BUSINESS DEVELOPMENT
BUSINESS PROFITABILITY
BUSINESS TRAINING
CASH TRANSFER
CASH TRANSFERS
CHILD CARE
CLASSROOM
CLASSROOM TRAINING
CONTRIBUTION
CREDIT ACCESS
DEBT
DECISION MAKING
DELIVERY MECHANISMS
DEPOSIT
DEPOSITS
DEVELOPMENT BANK
DEVELOPMENT ECONOMICS
DISCRIMINATION
DISPLACEMENT
EARNINGS
EARNINGS OF WOMEN
ECONOMIC COSTS
ECONOMIC EMPOWERMENT
ECONOMIC GROWTH
ECONOMIC SHOCK
ECONOMICS
ENROLLMENT
ENTREPRENEURIAL SKILLS
ENTREPRENEURSHIP
EXCHANGE RATES
FAMILY MEMBERS
FEMALE ENTREPRENEURS
FEMALE PARTICIPANTS
FEMALE-OWNED BUSINESSES
FINANCIAL GOAL
FINANCIAL INCENTIVES
FINANCIAL LITERACY
FINANCIAL PRODUCTS
FINANCIAL SERVICES
FINANCIAL STUDIES
FINANCIAL TRANSACTIONS
GENDER
GENDER DIFFERENCES
GENDER EQUALITY
GENDER GAPS
GENDER NORMS
GENDER SEGREGATION
GIRLS
GROWTH OF WOMEN
HOUSEHOLD EXPENDITURES
HOUSEHOLD EXPENSES
HOUSEHOLD FINANCES
HOUSEHOLD INCOME
HOUSEHOLD INCOMES
HOUSEWIVES
HUMAN CAPITAL
INCENTIVES TO SAVE
INCOME
INCOME DISTRIBUTION
INCOME LEVELS
INDIVIDUAL ACCOUNTS
INNOVATIONS
INTERVENTIONS
INVENTORY
INVESTMENT CHOICE
INVESTMENT DECISIONS
JOB SEARCH
JOB SEARCH ASSISTANCE
JOB TRAINING
KNOWLEDGE GAPS
LABOR FORCE
LABOR MARKET
LABOR MARKET POLICIES
LABOR RELATIONS
LABOR SUPPLY
LABOUR
LARGE FIRMS
LEARNING
LIABILITY
LIFE SKILLS
LITERACY CLASSES
LOAN
LOAN PRODUCTS
LOCAL GOVERNMENT
LOCAL GOVERNMENTS
LOW COST
LOW-INCOME
LOWER INCOMES
MARKET ENTRY
MARRIED COUPLES
MARRIED MEN
MARRIED WOMEN
MICROFINANCE
MINIMUM WAGE
MONTHLY INCOMES
NET SAVINGS
NUMERACY
OCCUPATIONAL TRAINING
OCCUPATIONS
ORPHANS
PENALTIES
PERSONAL SAVINGS
PERSONALITY
PERSONALITY TRAITS
POOR WOMEN
PROBABILITIES
PROBABILITY
PRODUCTIVITY
REPAYMENT
RIGHTS FOR WOMEN
RISK AVERSION
RISK TAKING
RURAL WOMEN
SALARY
SALES
SAVINGS
SAVINGS ACCOUNT
SAVINGS ACCOUNTS
SAVINGS GOAL
SECONDARY EDUCATION
SELF-EMPLOYMENT
SENIOR
SEXES
SEXUAL BEHAVIOR
SKILLS TRAINING
SMALL BUSINESSES
SMALL LOAN
SOCIAL PROTECTION
TECHNICAL ASSISTANCE
TECHNICAL SKILLS
TEMPORARY EMPLOYMENT
TRAINING COURSES
TRAINING PROGRAM
TRAINING PROGRAMS
TRANSACTION
TRANSACTION COSTS
TRANSITION ECONOMIES
TRANSPORT
UNEMPLOYED
UNEMPLOYED PEOPLE
UNEMPLOYED WORKERS
UNEMPLOYMENT
UNEMPLOYMENT BENEFITS
UNITED NATIONS
URBAN WOMEN
VALUABLE
VOCATIONAL EDUCATION
VOCATIONAL TRAINING
WAGE
WAGE GAP
WAGE SUBSIDIES
WAGES
WITHDRAWAL
WOMEN ENTREPRENEURS
WOMEN FARMERS
WOMEN IN BUSINESS
WORK EXPERIENCE
WORK HOURS
WORKING WOMEN
YOUNG ADULTS
YOUNG PEOPLE
YOUNG WOMEN
YOUNGER PEOPLE
YOUNGER WORKERS
YOUTH
YOUTH EMPLOYMENT
Buvinic, Mayra
Furst-Nichols, Rebecca
Promoting Women's Economic Empowerment : What Works?
relation Policy Research Working Paper;No. 7087
description A review of rigorous evaluations of interventions that seek to empower women economically shows that the same class of interventions has significantly different outcomes depending on the client. Capital alone, as a small cash loan or grant, is not sufficient to grow women-owned subsistence-level firms. However, it can work if it is delivered in-kind to more successful women microentrepreneurs, and it should boost the performance of women's larger-sized SMEs. Very poor women need a more intensive package of services than do less poor women to break out of subsistence production and grow their businesses. What works for young women does not necessarily work for adult women. Skills training, job search assistance, internships, and wage subsidies increase the employment levels of adult women but do not raise wages. However, similar interventions increase young women's employability and earnings if social restrictions are not binding. Women who run subsistence-level firms face additional social constraints when compared to similar men, thus explaining the differences in the outcomes of some loans, grants, and training interventions that favor men. Social constraints may also play a role in explaining women's outcome gains that are short-lasting or emerge with a delay. The good news is that many of the additional constraints that women face can be overcome by simple, inexpensive adjustments in program design that lessen family and social pressures. These include providing capital in-kind or transacted through the privacy of a mobile phone and providing secure savings accounts to nudge women to keep the money in the business rather than to divert it to non-business uses.
format Publications & Research :: Policy Research Working Paper
author Buvinic, Mayra
Furst-Nichols, Rebecca
author_facet Buvinic, Mayra
Furst-Nichols, Rebecca
author_sort Buvinic, Mayra
title Promoting Women's Economic Empowerment : What Works?
title_short Promoting Women's Economic Empowerment : What Works?
title_full Promoting Women's Economic Empowerment : What Works?
title_fullStr Promoting Women's Economic Empowerment : What Works?
title_full_unstemmed Promoting Women's Economic Empowerment : What Works?
title_sort promoting women's economic empowerment : what works?
publisher World Bank Group, Washington, DC
publishDate 2014
url http://documents.worldbank.org/curated/en/2014/11/20346367/promoting-womens-economic-empowerment-works
http://hdl.handle.net/10986/20629
_version_ 1764446880020824064
spelling okr-10986-206292021-04-23T14:03:59Z Promoting Women's Economic Empowerment : What Works? Buvinic, Mayra Furst-Nichols, Rebecca ACCESS TO CREDIT ACCESS TO LOANS ACCOUNTING ACCOUNTING PRACTICES ADOLESCENT GIRLS ADULT WOMEN AGE GROUPS ATM ATM CARDS ATTRITION AUTONOMY AVERAGE WAGES BANK ACCOUNT BANK ACCOUNTS BANKS BARGAINING BARGAINING POWER BASIC LITERACY BENEFICIARIES BENEFICIARY BORROWING BUSINESS DEVELOPMENT BUSINESS PROFITABILITY BUSINESS TRAINING CASH TRANSFER CASH TRANSFERS CHILD CARE CLASSROOM CLASSROOM TRAINING CONTRIBUTION CREDIT ACCESS DEBT DECISION MAKING DELIVERY MECHANISMS DEPOSIT DEPOSITS DEVELOPMENT BANK DEVELOPMENT ECONOMICS DISCRIMINATION DISPLACEMENT EARNINGS EARNINGS OF WOMEN ECONOMIC COSTS ECONOMIC EMPOWERMENT ECONOMIC GROWTH ECONOMIC SHOCK ECONOMICS ENROLLMENT ENTREPRENEURIAL SKILLS ENTREPRENEURSHIP EXCHANGE RATES FAMILY MEMBERS FEMALE ENTREPRENEURS FEMALE PARTICIPANTS FEMALE-OWNED BUSINESSES FINANCIAL GOAL FINANCIAL INCENTIVES FINANCIAL LITERACY FINANCIAL PRODUCTS FINANCIAL SERVICES FINANCIAL STUDIES FINANCIAL TRANSACTIONS GENDER GENDER DIFFERENCES GENDER EQUALITY GENDER GAPS GENDER NORMS GENDER SEGREGATION GIRLS GROWTH OF WOMEN HOUSEHOLD EXPENDITURES HOUSEHOLD EXPENSES HOUSEHOLD FINANCES HOUSEHOLD INCOME HOUSEHOLD INCOMES HOUSEWIVES HUMAN CAPITAL INCENTIVES TO SAVE INCOME INCOME DISTRIBUTION INCOME LEVELS INDIVIDUAL ACCOUNTS INNOVATIONS INTERVENTIONS INVENTORY INVESTMENT CHOICE INVESTMENT DECISIONS JOB SEARCH JOB SEARCH ASSISTANCE JOB TRAINING KNOWLEDGE GAPS LABOR FORCE LABOR MARKET LABOR MARKET POLICIES LABOR RELATIONS LABOR SUPPLY LABOUR LARGE FIRMS LEARNING LIABILITY LIFE SKILLS LITERACY CLASSES LOAN LOAN PRODUCTS LOCAL GOVERNMENT LOCAL GOVERNMENTS LOW COST LOW-INCOME LOWER INCOMES MARKET ENTRY MARRIED COUPLES MARRIED MEN MARRIED WOMEN MICROFINANCE MINIMUM WAGE MONTHLY INCOMES NET SAVINGS NUMERACY OCCUPATIONAL TRAINING OCCUPATIONS ORPHANS PENALTIES PERSONAL SAVINGS PERSONALITY PERSONALITY TRAITS POOR WOMEN PROBABILITIES PROBABILITY PRODUCTIVITY REPAYMENT RIGHTS FOR WOMEN RISK AVERSION RISK TAKING RURAL WOMEN SALARY SALES SAVINGS SAVINGS ACCOUNT SAVINGS ACCOUNTS SAVINGS GOAL SECONDARY EDUCATION SELF-EMPLOYMENT SENIOR SEXES SEXUAL BEHAVIOR SKILLS TRAINING SMALL BUSINESSES SMALL LOAN SOCIAL PROTECTION TECHNICAL ASSISTANCE TECHNICAL SKILLS TEMPORARY EMPLOYMENT TRAINING COURSES TRAINING PROGRAM TRAINING PROGRAMS TRANSACTION TRANSACTION COSTS TRANSITION ECONOMIES TRANSPORT UNEMPLOYED UNEMPLOYED PEOPLE UNEMPLOYED WORKERS UNEMPLOYMENT UNEMPLOYMENT BENEFITS UNITED NATIONS URBAN WOMEN VALUABLE VOCATIONAL EDUCATION VOCATIONAL TRAINING WAGE WAGE GAP WAGE SUBSIDIES WAGES WITHDRAWAL WOMEN ENTREPRENEURS WOMEN FARMERS WOMEN IN BUSINESS WORK EXPERIENCE WORK HOURS WORKING WOMEN YOUNG ADULTS YOUNG PEOPLE YOUNG WOMEN YOUNGER PEOPLE YOUNGER WORKERS YOUTH YOUTH EMPLOYMENT A review of rigorous evaluations of interventions that seek to empower women economically shows that the same class of interventions has significantly different outcomes depending on the client. Capital alone, as a small cash loan or grant, is not sufficient to grow women-owned subsistence-level firms. However, it can work if it is delivered in-kind to more successful women microentrepreneurs, and it should boost the performance of women's larger-sized SMEs. Very poor women need a more intensive package of services than do less poor women to break out of subsistence production and grow their businesses. What works for young women does not necessarily work for adult women. Skills training, job search assistance, internships, and wage subsidies increase the employment levels of adult women but do not raise wages. However, similar interventions increase young women's employability and earnings if social restrictions are not binding. Women who run subsistence-level firms face additional social constraints when compared to similar men, thus explaining the differences in the outcomes of some loans, grants, and training interventions that favor men. Social constraints may also play a role in explaining women's outcome gains that are short-lasting or emerge with a delay. The good news is that many of the additional constraints that women face can be overcome by simple, inexpensive adjustments in program design that lessen family and social pressures. These include providing capital in-kind or transacted through the privacy of a mobile phone and providing secure savings accounts to nudge women to keep the money in the business rather than to divert it to non-business uses. 2014-12-03T19:52:08Z 2014-12-03T19:52:08Z 2014-11 http://documents.worldbank.org/curated/en/2014/11/20346367/promoting-womens-economic-empowerment-works http://hdl.handle.net/10986/20629 English en_US Policy Research Working Paper;No. 7087 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank Group, Washington, DC Publications & Research :: Policy Research Working Paper Publications & Research