Consolidated Assessment of UPK Revolving Loan Funds in Indonesia for their Financial Performance and Capacity Building Needs
This is the final consolidated report of an extensive program to assess the financial performance and capacity building needs of the UPK Revolving Loan Funds under the PNPM Mandiri project. As explained in the report, the assessment program covered...
| Main Author: | |
|---|---|
| Format: | Report |
| Language: | English en_US |
| Published: |
Washington, DC
2015
|
| Subjects: | |
| Online Access: | http://documents.worldbank.org/curated/en/2015/04/24424323/pnpm-mandiri-consolidated-assessment-upk-revolving-loan-funds-indonesia-financial-performance-capacity-building-needs http://hdl.handle.net/10986/21975 |
| id |
okr-10986-21975 |
|---|---|
| recordtype |
oai_dc |
| repository_type |
Digital Repository |
| institution_category |
Foreign Institution |
| institution |
Digital Repositories |
| building |
World Bank Open Knowledge Repository |
| collection |
World Bank |
| language |
English en_US |
| topic |
HOLDING BORROWER INTEREST INCOME BANK LINKAGE EQUIPMENT ACCOUNTING CHECKS DEPOSITS DEMAND FOR CREDIT DEFAULTS INTEREST RATE OF RETURN SUPERVISORY BOARD REPAYMENTS REVENUES PORTFOLIO CAPACITY BUILDING LOAN MICRO‐FINANCE INSTITUTIONS BUDGET CONSTRAINTS LOAN AMOUNT BORROWERS GOVERNMENT ASSETS INFORMATION SYSTEMS GOVERNMENT SUPPORT LOAN APPRAISALS DEMAND FOR FUNDS REVOLVING FUNDS CONVERSION HUMAN RESOURCE CREDIT COOPERATIVE GOVERNMENT POLICY FINANCIAL INSTITUTION BANK LINKAGES HYPOTHECATION COOPERATIVE BANKS LOAN PRODUCTS FINANCES FINANCIAL INSTITUTIONS DEBT LOCAL GOVERNMENT SETTLEMENT LOAN REPAYMENTS INCOME LEVELS MONEYLENDERS LOAN SIZES RESERVE REQUIREMENT LEGAL FRAMEWORK LOAN TERMS TRANSACTIONS INDIVIDUAL LOAN MICRO‐CREDIT PREPAYMENTS INTEREST PAYMENTS GOOD TURNOVER FUTURE CONFLICTS OF INTEREST FINANCIAL INSTITUTION FINANCIAL PERFORMANCE DISBURSEMENTS LIQUIDITY MANAGEMENT FINANCIAL SERVICE PROVIDERS LOAN PORTFOLIO ACCOUNTANT REPAYMENT RECORD INSTITUTIONAL CAPACITY IMPLICIT SUBSIDY LOAN PERIOD GRACE PERIOD MICROCREDIT INSURANCE MICROFINANCE PERSONAL GUARANTEES LOAN RECOVERY FIDUCIARY RESPONSIBILITY DEGREE OF RISK LOAN APPLICATIONS COMMERCIAL BANKS MONEYLENDER LOAN SIZE LOAN BALANCE LOAN AMOUNTS COLLECTION PROCESSES CAPITAL GROWTH CASH BALANCES COLLATERAL FREE LOANS LENDING LIQUIDITY RATIO GROUP BORROWERS CAPITAL INVESTMENT LOANS TO INDIVIDUAL LIABILITIES ARREARS CASH FLOW DEVELOPMENT BANK MICROFINANCE INSTITUTION MONEY LENDERS NON‐PERFORMING LOANS MICRO‐LOANS DEPOSIT LIABILITY NPL GOVERNMENT GRANT JOINT LIABILITY RURAL BORROWERS FINANCIAL MANAGEMENT OUTSTANDING LOAN OVERDUE LOAN INFORMATION SYSTEM GUARANTEES INTEREST RATE EXCHANGE REVOLVING FUND BANKING SYSTEM LIQUIDITY BANK ACCOUNT LOAN PRODUCT MICRO‐FINANCE FINANCIAL STATEMENTS TAX RESERVE CREDIT PERFORMANCE INFLATION GROUP LOAN MICROFINANCE INSTITUTIONS BUDGET OVERDUE LOANS CREDIT RATINGS LOCAL BANKS DISBURSEMENT PORTFOLIOS CONTRACTS INTEREST RATES OPTIONS FINANCIAL PERFORMANCE RETURN EXCESS LIQUIDITY LENDERS LOANS RESERVES FINANCIAL SYSTEM FINANCE RETURN ON ASSETS LENDING CYCLES PORTFOLIO QUALITY PUBLIC INVESTMENT SMALL LOANS EQUITY LOAN REPAYMENT FRAUD CREDIT ASSESSMENT LOAN APPRAISAL ACCESS TO CAPITAL FINANCIAL SECTOR INDICATOR RETURNS INTERNAL SAVINGS REPAYMENT ASSET QUALITY PROPERTY FUND MANAGEMENT BALANCE SHEET NON‐PERFORMING LOAN DEFAULT MARKET PERSONAL PROPERTY RURAL BANK LOAN DEMAND BANK ACCOUNTS INTERESTS LEVEL OF COMMITMENT FIXED ASSETS SECURITY GOVERNMENT SUBSIDIES LOSS STATEMENT INVESTMENT HUMAN RESOURCES INTERNAL AUDIT BALANCE SHEETS BANKING INSTITUTION COLLATERAL FINANCIAL INFORMATION POVERTY COLLECTION PROCEDURE INSTITUTIONAL DEVELOPMENT REVENUE PROFIT RISK MANAGEMENT CHECK CREDIT‐ WORTHINESS REPAYMENT PERFORMANCE RURAL BORROWER EXCHANGE RATE INSTRUMENT OUTSTANDING LOANS PROFITS BUSINESS PLANNING LOANS FROM BANKS HUMAN RESOURCE QUALITY ADMINISTRATIVE CONTROL |
| spellingShingle |
HOLDING BORROWER INTEREST INCOME BANK LINKAGE EQUIPMENT ACCOUNTING CHECKS DEPOSITS DEMAND FOR CREDIT DEFAULTS INTEREST RATE OF RETURN SUPERVISORY BOARD REPAYMENTS REVENUES PORTFOLIO CAPACITY BUILDING LOAN MICRO‐FINANCE INSTITUTIONS BUDGET CONSTRAINTS LOAN AMOUNT BORROWERS GOVERNMENT ASSETS INFORMATION SYSTEMS GOVERNMENT SUPPORT LOAN APPRAISALS DEMAND FOR FUNDS REVOLVING FUNDS CONVERSION HUMAN RESOURCE CREDIT COOPERATIVE GOVERNMENT POLICY FINANCIAL INSTITUTION BANK LINKAGES HYPOTHECATION COOPERATIVE BANKS LOAN PRODUCTS FINANCES FINANCIAL INSTITUTIONS DEBT LOCAL GOVERNMENT SETTLEMENT LOAN REPAYMENTS INCOME LEVELS MONEYLENDERS LOAN SIZES RESERVE REQUIREMENT LEGAL FRAMEWORK LOAN TERMS TRANSACTIONS INDIVIDUAL LOAN MICRO‐CREDIT PREPAYMENTS INTEREST PAYMENTS GOOD TURNOVER FUTURE CONFLICTS OF INTEREST FINANCIAL INSTITUTION FINANCIAL PERFORMANCE DISBURSEMENTS LIQUIDITY MANAGEMENT FINANCIAL SERVICE PROVIDERS LOAN PORTFOLIO ACCOUNTANT REPAYMENT RECORD INSTITUTIONAL CAPACITY IMPLICIT SUBSIDY LOAN PERIOD GRACE PERIOD MICROCREDIT INSURANCE MICROFINANCE PERSONAL GUARANTEES LOAN RECOVERY FIDUCIARY RESPONSIBILITY DEGREE OF RISK LOAN APPLICATIONS COMMERCIAL BANKS MONEYLENDER LOAN SIZE LOAN BALANCE LOAN AMOUNTS COLLECTION PROCESSES CAPITAL GROWTH CASH BALANCES COLLATERAL FREE LOANS LENDING LIQUIDITY RATIO GROUP BORROWERS CAPITAL INVESTMENT LOANS TO INDIVIDUAL LIABILITIES ARREARS CASH FLOW DEVELOPMENT BANK MICROFINANCE INSTITUTION MONEY LENDERS NON‐PERFORMING LOANS MICRO‐LOANS DEPOSIT LIABILITY NPL GOVERNMENT GRANT JOINT LIABILITY RURAL BORROWERS FINANCIAL MANAGEMENT OUTSTANDING LOAN OVERDUE LOAN INFORMATION SYSTEM GUARANTEES INTEREST RATE EXCHANGE REVOLVING FUND BANKING SYSTEM LIQUIDITY BANK ACCOUNT LOAN PRODUCT MICRO‐FINANCE FINANCIAL STATEMENTS TAX RESERVE CREDIT PERFORMANCE INFLATION GROUP LOAN MICROFINANCE INSTITUTIONS BUDGET OVERDUE LOANS CREDIT RATINGS LOCAL BANKS DISBURSEMENT PORTFOLIOS CONTRACTS INTEREST RATES OPTIONS FINANCIAL PERFORMANCE RETURN EXCESS LIQUIDITY LENDERS LOANS RESERVES FINANCIAL SYSTEM FINANCE RETURN ON ASSETS LENDING CYCLES PORTFOLIO QUALITY PUBLIC INVESTMENT SMALL LOANS EQUITY LOAN REPAYMENT FRAUD CREDIT ASSESSMENT LOAN APPRAISAL ACCESS TO CAPITAL FINANCIAL SECTOR INDICATOR RETURNS INTERNAL SAVINGS REPAYMENT ASSET QUALITY PROPERTY FUND MANAGEMENT BALANCE SHEET NON‐PERFORMING LOAN DEFAULT MARKET PERSONAL PROPERTY RURAL BANK LOAN DEMAND BANK ACCOUNTS INTERESTS LEVEL OF COMMITMENT FIXED ASSETS SECURITY GOVERNMENT SUBSIDIES LOSS STATEMENT INVESTMENT HUMAN RESOURCES INTERNAL AUDIT BALANCE SHEETS BANKING INSTITUTION COLLATERAL FINANCIAL INFORMATION POVERTY COLLECTION PROCEDURE INSTITUTIONAL DEVELOPMENT REVENUE PROFIT RISK MANAGEMENT CHECK CREDIT‐ WORTHINESS REPAYMENT PERFORMANCE RURAL BORROWER EXCHANGE RATE INSTRUMENT OUTSTANDING LOANS PROFITS BUSINESS PLANNING LOANS FROM BANKS HUMAN RESOURCE QUALITY ADMINISTRATIVE CONTROL World Bank Consolidated Assessment of UPK Revolving Loan Funds in Indonesia for their Financial Performance and Capacity Building Needs |
| geographic_facet |
East Asia and Pacific Indonesia |
| description |
This is the final consolidated report of
an extensive program to assess the financial performance and
capacity building needs of the UPK Revolving Loan Funds
under the PNPM Mandiri project. As explained in the report,
the assessment program covered 508 rural and urban UPKs in
the provinces of Central Java, Yogyakarta, Nusa Tenggara
Timor and West Sumatra. The aim was to cover 30 percent of
rural UPK RLFs in these four provinces and 10 percent of the
urban UPKs in order to establish the achievements and
determine areas of improvement to enable these UPKs to
provide a better service to the low income families in their
operational areas. This report covers all 267 rural UPK RLFs
and 241 urban UPKs identified for the purpose in the four provinces. |
| format |
Report |
| author |
World Bank |
| author_facet |
World Bank |
| author_sort |
World Bank |
| title |
Consolidated Assessment of UPK Revolving Loan Funds in Indonesia for their Financial Performance and Capacity Building Needs |
| title_short |
Consolidated Assessment of UPK Revolving Loan Funds in Indonesia for their Financial Performance and Capacity Building Needs |
| title_full |
Consolidated Assessment of UPK Revolving Loan Funds in Indonesia for their Financial Performance and Capacity Building Needs |
| title_fullStr |
Consolidated Assessment of UPK Revolving Loan Funds in Indonesia for their Financial Performance and Capacity Building Needs |
| title_full_unstemmed |
Consolidated Assessment of UPK Revolving Loan Funds in Indonesia for their Financial Performance and Capacity Building Needs |
| title_sort |
consolidated assessment of upk revolving loan funds in indonesia for their financial performance and capacity building needs |
| publisher |
Washington, DC |
| publishDate |
2015 |
| url |
http://documents.worldbank.org/curated/en/2015/04/24424323/pnpm-mandiri-consolidated-assessment-upk-revolving-loan-funds-indonesia-financial-performance-capacity-building-needs http://hdl.handle.net/10986/21975 |
| _version_ |
1764449639835107328 |
| spelling |
okr-10986-219752021-04-23T14:04:05Z Consolidated Assessment of UPK Revolving Loan Funds in Indonesia for their Financial Performance and Capacity Building Needs World Bank HOLDING BORROWER INTEREST INCOME BANK LINKAGE EQUIPMENT ACCOUNTING CHECKS DEPOSITS DEMAND FOR CREDIT DEFAULTS INTEREST RATE OF RETURN SUPERVISORY BOARD REPAYMENTS REVENUES PORTFOLIO CAPACITY BUILDING LOAN MICRO‐FINANCE INSTITUTIONS BUDGET CONSTRAINTS LOAN AMOUNT BORROWERS GOVERNMENT ASSETS INFORMATION SYSTEMS GOVERNMENT SUPPORT LOAN APPRAISALS DEMAND FOR FUNDS REVOLVING FUNDS CONVERSION HUMAN RESOURCE CREDIT COOPERATIVE GOVERNMENT POLICY FINANCIAL INSTITUTION BANK LINKAGES HYPOTHECATION COOPERATIVE BANKS LOAN PRODUCTS FINANCES FINANCIAL INSTITUTIONS DEBT LOCAL GOVERNMENT SETTLEMENT LOAN REPAYMENTS INCOME LEVELS MONEYLENDERS LOAN SIZES RESERVE REQUIREMENT LEGAL FRAMEWORK LOAN TERMS TRANSACTIONS INDIVIDUAL LOAN MICRO‐CREDIT PREPAYMENTS INTEREST PAYMENTS GOOD TURNOVER FUTURE CONFLICTS OF INTEREST FINANCIAL INSTITUTION FINANCIAL PERFORMANCE DISBURSEMENTS LIQUIDITY MANAGEMENT FINANCIAL SERVICE PROVIDERS LOAN PORTFOLIO ACCOUNTANT REPAYMENT RECORD INSTITUTIONAL CAPACITY IMPLICIT SUBSIDY LOAN PERIOD GRACE PERIOD MICROCREDIT INSURANCE MICROFINANCE PERSONAL GUARANTEES LOAN RECOVERY FIDUCIARY RESPONSIBILITY DEGREE OF RISK LOAN APPLICATIONS COMMERCIAL BANKS MONEYLENDER LOAN SIZE LOAN BALANCE LOAN AMOUNTS COLLECTION PROCESSES CAPITAL GROWTH CASH BALANCES COLLATERAL FREE LOANS LENDING LIQUIDITY RATIO GROUP BORROWERS CAPITAL INVESTMENT LOANS TO INDIVIDUAL LIABILITIES ARREARS CASH FLOW DEVELOPMENT BANK MICROFINANCE INSTITUTION MONEY LENDERS NON‐PERFORMING LOANS MICRO‐LOANS DEPOSIT LIABILITY NPL GOVERNMENT GRANT JOINT LIABILITY RURAL BORROWERS FINANCIAL MANAGEMENT OUTSTANDING LOAN OVERDUE LOAN INFORMATION SYSTEM GUARANTEES INTEREST RATE EXCHANGE REVOLVING FUND BANKING SYSTEM LIQUIDITY BANK ACCOUNT LOAN PRODUCT MICRO‐FINANCE FINANCIAL STATEMENTS TAX RESERVE CREDIT PERFORMANCE INFLATION GROUP LOAN MICROFINANCE INSTITUTIONS BUDGET OVERDUE LOANS CREDIT RATINGS LOCAL BANKS DISBURSEMENT PORTFOLIOS CONTRACTS INTEREST RATES OPTIONS FINANCIAL PERFORMANCE RETURN EXCESS LIQUIDITY LENDERS LOANS RESERVES FINANCIAL SYSTEM FINANCE RETURN ON ASSETS LENDING CYCLES PORTFOLIO QUALITY PUBLIC INVESTMENT SMALL LOANS EQUITY LOAN REPAYMENT FRAUD CREDIT ASSESSMENT LOAN APPRAISAL ACCESS TO CAPITAL FINANCIAL SECTOR INDICATOR RETURNS INTERNAL SAVINGS REPAYMENT ASSET QUALITY PROPERTY FUND MANAGEMENT BALANCE SHEET NON‐PERFORMING LOAN DEFAULT MARKET PERSONAL PROPERTY RURAL BANK LOAN DEMAND BANK ACCOUNTS INTERESTS LEVEL OF COMMITMENT FIXED ASSETS SECURITY GOVERNMENT SUBSIDIES LOSS STATEMENT INVESTMENT HUMAN RESOURCES INTERNAL AUDIT BALANCE SHEETS BANKING INSTITUTION COLLATERAL FINANCIAL INFORMATION POVERTY COLLECTION PROCEDURE INSTITUTIONAL DEVELOPMENT REVENUE PROFIT RISK MANAGEMENT CHECK CREDIT‐ WORTHINESS REPAYMENT PERFORMANCE RURAL BORROWER EXCHANGE RATE INSTRUMENT OUTSTANDING LOANS PROFITS BUSINESS PLANNING LOANS FROM BANKS HUMAN RESOURCE QUALITY ADMINISTRATIVE CONTROL This is the final consolidated report of an extensive program to assess the financial performance and capacity building needs of the UPK Revolving Loan Funds under the PNPM Mandiri project. As explained in the report, the assessment program covered 508 rural and urban UPKs in the provinces of Central Java, Yogyakarta, Nusa Tenggara Timor and West Sumatra. The aim was to cover 30 percent of rural UPK RLFs in these four provinces and 10 percent of the urban UPKs in order to establish the achievements and determine areas of improvement to enable these UPKs to provide a better service to the low income families in their operational areas. This report covers all 267 rural UPK RLFs and 241 urban UPKs identified for the purpose in the four provinces. 2015-05-21T19:50:59Z 2015-05-21T19:50:59Z 2012-05-01 Report http://documents.worldbank.org/curated/en/2015/04/24424323/pnpm-mandiri-consolidated-assessment-upk-revolving-loan-funds-indonesia-financial-performance-capacity-building-needs http://hdl.handle.net/10986/21975 English en_US CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank Washington, DC Economic & Sector Work Economic & Sector Work :: Other Financial Sector Study East Asia and Pacific Indonesia |