Financial Access and Stability : A Road Map for the Middle East and North Africa

This report contributes to the effort to improve Middle East and North Africa's (MENA's) growth and employment performance by providing a diagnostic of MENA's financial systems and proposing a roadmap for more diversified, competitiv...

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Bibliographic Details
Main Authors: Rocha, Roberto R., Arvai, Zsofia, Farazi, Subika
Format: Publication
Language:English
Published: World Bank 2012
Subjects:
ATM
UPU
Online Access:http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000386194_20111013020024
http://hdl.handle.net/10986/2360
id okr-10986-2360
recordtype oai_dc
repository_type Digital Repository
institution_category Foreign Institution
institution Digital Repositories
building World Bank Open Knowledge Repository
collection World Bank
language English
topic ACCOUNTING
ACCOUNTING PRACTICES
ACCOUNTING STANDARDS
ADVANCED TECHNOLOGY
ATM
ATM CARD
BANK BRANCHES
BASIC
BUSINESS DEVELOPMENT
CENTRAL BANKS
COMMERCIAL BANKS
COMMERCIALIZATION
COMMUNICATION TECHNOLOGIES
COMMUNICATION TECHNOLOGY
COMMUNITIES
COMPUTERIZATION
CREDIT CARDS
CREDIT PRODUCTS
DATABASE MANAGEMENT
DEFICITS
DEPOSIT MARKET
DEPOSITORS
DEPOSITS
DIGITAL
DIGITAL DIVIDE
E-GOVERNMENT
E-LEARNING
E-MAIL
EGOVERNMENT
FINANCIAL INSTITUTION
FINANCIAL INSTITUTIONS
FINANCIAL PERFORMANCE
FINANCIAL SERVICE PROVIDERS
FINANCIAL SERVICES
FINANCIAL TRANSACTIONS
FIXED ASSET
INCOME
INFORMATION SERVICES
INSURANCE
INTERNATIONAL MAIL
INTERNATIONAL REMITTANCE
INTERNATIONAL REMITTANCES
LATIN AMERICAN
LEARNING
LEGAL FRAMEWORK
LETTER CARRIERS
LIQUIDITY
MAIL BUSINESS
MAIL CARRIER
MAIL CARRIERS
MAIL FLOW
MAIL FLOWS
MAIL HANDLING
MAIL ITEMS
MAIL PROCESSING
MAIL SERVICE
MAIL SERVICES
MAIL VOLUME
MAIL VOLUMES
MANAGEMENT INFORMATION SYSTEMS
MARKETING
MICROFINANCE
MIDDLE EAST
MIGRATION
MONEY TRANSFER
MONEY TRANSFER PRODUCTS
MONEY TRANSFER SERVICES
MONEY TRANSFERS
MONEY TRANSMISSION
NATIONAL POSTAL
NATIONAL POSTAL OPERATOR
NATIONAL POSTAL OPERATORS
NEW TECHNOLOGIES
NEW TECHNOLOGY
NORTH AFRICA
NUMBER OF POST OFFICES
OUTSOURCING
PACKAGES
PARCELS
PAYMENT SERVICES
PAYMENT SYSTEMS
PAYMENTS INSTRUMENTS
PENSIONS
POST
POST OFFICE
POST OFFICE SAVINGS
POST OFFICE SAVINGS BANKS
POST OFFICES
POSTAL
POSTAL ADMINISTRATIONS
POSTAL AGENTS
POSTAL BANK
POSTAL BANKS
POSTAL CHECKING
POSTAL COUNTERS
POSTAL EMPLOYEE
POSTAL FINANCIAL SERVICES
POSTAL INFRASTRUCTURE
POSTAL MAIL
POSTAL MANAGEMENT
POSTAL MARKET
POSTAL MARKETS
POSTAL NETWORK
POSTAL NETWORKS
POSTAL OFFICES
POSTAL OPERATIONS
POSTAL OPERATOR
POSTAL OPERATORS
POSTAL ORGANIZATIONS
POSTAL POLICY
POSTAL REFORM
POSTAL REVENUES
POSTAL SAVINGS
POSTAL SECTOR REFORM
POSTAL SERVICE
POSTAL SERVICES
POSTAL STAFF
POSTS
PRIVATE OPERATORS
PRIVATIZATION
PRODUCTIVITY
PROFITABILITY
PROGRAMS
PUBLIC AGENCIES
PUBLIC POSTAL SECTOR
PUBLIC SERVICES
QUALITY OF SERVICE
REMITTANCE SERVICES
REMITTANCES FOR DEVELOPMENT
REMITTANCES · PRODUCT
REMOTE POST OFFICES
RURAL POST OFFICES
SAVINGS ACCOUNTS
SAVINGS BANKS
SAVINGS MOBILIZATION
SUBSIDIARIES
TELECOMMUNICATION
TELECOMMUNICATION SERVICES
TELECOMMUNICATIONS
TRADITIONAL MAIL
TRANSPORT
UNIVERSAL POSTAL
UNIVERSAL POSTAL UNION
UNIVERSAL SERVICE
UNIVERSAL SERVICE OBLIGATION
UPU
VOLUME OF MAIL
VOLUMES OF MAIL
WORLDWIDE POSTAL NETWORK
spellingShingle ACCOUNTING
ACCOUNTING PRACTICES
ACCOUNTING STANDARDS
ADVANCED TECHNOLOGY
ATM
ATM CARD
BANK BRANCHES
BASIC
BUSINESS DEVELOPMENT
CENTRAL BANKS
COMMERCIAL BANKS
COMMERCIALIZATION
COMMUNICATION TECHNOLOGIES
COMMUNICATION TECHNOLOGY
COMMUNITIES
COMPUTERIZATION
CREDIT CARDS
CREDIT PRODUCTS
DATABASE MANAGEMENT
DEFICITS
DEPOSIT MARKET
DEPOSITORS
DEPOSITS
DIGITAL
DIGITAL DIVIDE
E-GOVERNMENT
E-LEARNING
E-MAIL
EGOVERNMENT
FINANCIAL INSTITUTION
FINANCIAL INSTITUTIONS
FINANCIAL PERFORMANCE
FINANCIAL SERVICE PROVIDERS
FINANCIAL SERVICES
FINANCIAL TRANSACTIONS
FIXED ASSET
INCOME
INFORMATION SERVICES
INSURANCE
INTERNATIONAL MAIL
INTERNATIONAL REMITTANCE
INTERNATIONAL REMITTANCES
LATIN AMERICAN
LEARNING
LEGAL FRAMEWORK
LETTER CARRIERS
LIQUIDITY
MAIL BUSINESS
MAIL CARRIER
MAIL CARRIERS
MAIL FLOW
MAIL FLOWS
MAIL HANDLING
MAIL ITEMS
MAIL PROCESSING
MAIL SERVICE
MAIL SERVICES
MAIL VOLUME
MAIL VOLUMES
MANAGEMENT INFORMATION SYSTEMS
MARKETING
MICROFINANCE
MIDDLE EAST
MIGRATION
MONEY TRANSFER
MONEY TRANSFER PRODUCTS
MONEY TRANSFER SERVICES
MONEY TRANSFERS
MONEY TRANSMISSION
NATIONAL POSTAL
NATIONAL POSTAL OPERATOR
NATIONAL POSTAL OPERATORS
NEW TECHNOLOGIES
NEW TECHNOLOGY
NORTH AFRICA
NUMBER OF POST OFFICES
OUTSOURCING
PACKAGES
PARCELS
PAYMENT SERVICES
PAYMENT SYSTEMS
PAYMENTS INSTRUMENTS
PENSIONS
POST
POST OFFICE
POST OFFICE SAVINGS
POST OFFICE SAVINGS BANKS
POST OFFICES
POSTAL
POSTAL ADMINISTRATIONS
POSTAL AGENTS
POSTAL BANK
POSTAL BANKS
POSTAL CHECKING
POSTAL COUNTERS
POSTAL EMPLOYEE
POSTAL FINANCIAL SERVICES
POSTAL INFRASTRUCTURE
POSTAL MAIL
POSTAL MANAGEMENT
POSTAL MARKET
POSTAL MARKETS
POSTAL NETWORK
POSTAL NETWORKS
POSTAL OFFICES
POSTAL OPERATIONS
POSTAL OPERATOR
POSTAL OPERATORS
POSTAL ORGANIZATIONS
POSTAL POLICY
POSTAL REFORM
POSTAL REVENUES
POSTAL SAVINGS
POSTAL SECTOR REFORM
POSTAL SERVICE
POSTAL SERVICES
POSTAL STAFF
POSTS
PRIVATE OPERATORS
PRIVATIZATION
PRODUCTIVITY
PROFITABILITY
PROGRAMS
PUBLIC AGENCIES
PUBLIC POSTAL SECTOR
PUBLIC SERVICES
QUALITY OF SERVICE
REMITTANCE SERVICES
REMITTANCES FOR DEVELOPMENT
REMITTANCES · PRODUCT
REMOTE POST OFFICES
RURAL POST OFFICES
SAVINGS ACCOUNTS
SAVINGS BANKS
SAVINGS MOBILIZATION
SUBSIDIARIES
TELECOMMUNICATION
TELECOMMUNICATION SERVICES
TELECOMMUNICATIONS
TRADITIONAL MAIL
TRANSPORT
UNIVERSAL POSTAL
UNIVERSAL POSTAL UNION
UNIVERSAL SERVICE
UNIVERSAL SERVICE OBLIGATION
UPU
VOLUME OF MAIL
VOLUMES OF MAIL
WORLDWIDE POSTAL NETWORK
Rocha, Roberto R.
Arvai, Zsofia
Farazi, Subika
Financial Access and Stability : A Road Map for the Middle East and North Africa
geographic_facet Middle East and North Africa
Middle East
North Africa
relation MENA development report
description This report contributes to the effort to improve Middle East and North Africa's (MENA's) growth and employment performance by providing a diagnostic of MENA's financial systems and proposing a roadmap for more diversified, competitive, and inclusive financial systems. The report recognizes the need to complement the financial development agenda by a financial stability agenda, to ensure that financial systems remain resilient as access is expanded and new risks emerge. The report starts by briefly reviewing the main causes of MENA's unsatisfactory growth and employment performance, identifying the region's broader growth agenda and the role of financial development in this agenda. It proceeds by reviewing the size and structure of MENA's financial systems, showing that most of these systems are excessively bank based and undiversified. The chapter provides a battery of access indicators showing that access outcomes have been very poor relative to those in other regions. It discusses the main causes of these poor outcomes and proposes a comprehensive agenda for financial development and financial stability. The report emphasizes the many common challenges faced by MENA countries, but it also recognizes the differences and tailors policy recommendations to the initial conditions in each of the main sub regions.
format Publications & Research :: Publication
author Rocha, Roberto R.
Arvai, Zsofia
Farazi, Subika
author_facet Rocha, Roberto R.
Arvai, Zsofia
Farazi, Subika
author_sort Rocha, Roberto R.
title Financial Access and Stability : A Road Map for the Middle East and North Africa
title_short Financial Access and Stability : A Road Map for the Middle East and North Africa
title_full Financial Access and Stability : A Road Map for the Middle East and North Africa
title_fullStr Financial Access and Stability : A Road Map for the Middle East and North Africa
title_full_unstemmed Financial Access and Stability : A Road Map for the Middle East and North Africa
title_sort financial access and stability : a road map for the middle east and north africa
publisher World Bank
publishDate 2012
url http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000386194_20111013020024
http://hdl.handle.net/10986/2360
_version_ 1764385322560389120
spelling okr-10986-23602021-04-23T14:02:01Z Financial Access and Stability : A Road Map for the Middle East and North Africa Rocha, Roberto R. Arvai, Zsofia Farazi, Subika ACCOUNTING ACCOUNTING PRACTICES ACCOUNTING STANDARDS ADVANCED TECHNOLOGY ATM ATM CARD BANK BRANCHES BASIC BUSINESS DEVELOPMENT CENTRAL BANKS COMMERCIAL BANKS COMMERCIALIZATION COMMUNICATION TECHNOLOGIES COMMUNICATION TECHNOLOGY COMMUNITIES COMPUTERIZATION CREDIT CARDS CREDIT PRODUCTS DATABASE MANAGEMENT DEFICITS DEPOSIT MARKET DEPOSITORS DEPOSITS DIGITAL DIGITAL DIVIDE E-GOVERNMENT E-LEARNING E-MAIL EGOVERNMENT FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL PERFORMANCE FINANCIAL SERVICE PROVIDERS FINANCIAL SERVICES FINANCIAL TRANSACTIONS FIXED ASSET INCOME INFORMATION SERVICES INSURANCE INTERNATIONAL MAIL INTERNATIONAL REMITTANCE INTERNATIONAL REMITTANCES LATIN AMERICAN LEARNING LEGAL FRAMEWORK LETTER CARRIERS LIQUIDITY MAIL BUSINESS MAIL CARRIER MAIL CARRIERS MAIL FLOW MAIL FLOWS MAIL HANDLING MAIL ITEMS MAIL PROCESSING MAIL SERVICE MAIL SERVICES MAIL VOLUME MAIL VOLUMES MANAGEMENT INFORMATION SYSTEMS MARKETING MICROFINANCE MIDDLE EAST MIGRATION MONEY TRANSFER MONEY TRANSFER PRODUCTS MONEY TRANSFER SERVICES MONEY TRANSFERS MONEY TRANSMISSION NATIONAL POSTAL NATIONAL POSTAL OPERATOR NATIONAL POSTAL OPERATORS NEW TECHNOLOGIES NEW TECHNOLOGY NORTH AFRICA NUMBER OF POST OFFICES OUTSOURCING PACKAGES PARCELS PAYMENT SERVICES PAYMENT SYSTEMS PAYMENTS INSTRUMENTS PENSIONS POST POST OFFICE POST OFFICE SAVINGS POST OFFICE SAVINGS BANKS POST OFFICES POSTAL POSTAL ADMINISTRATIONS POSTAL AGENTS POSTAL BANK POSTAL BANKS POSTAL CHECKING POSTAL COUNTERS POSTAL EMPLOYEE POSTAL FINANCIAL SERVICES POSTAL INFRASTRUCTURE POSTAL MAIL POSTAL MANAGEMENT POSTAL MARKET POSTAL MARKETS POSTAL NETWORK POSTAL NETWORKS POSTAL OFFICES POSTAL OPERATIONS POSTAL OPERATOR POSTAL OPERATORS POSTAL ORGANIZATIONS POSTAL POLICY POSTAL REFORM POSTAL REVENUES POSTAL SAVINGS POSTAL SECTOR REFORM POSTAL SERVICE POSTAL SERVICES POSTAL STAFF POSTS PRIVATE OPERATORS PRIVATIZATION PRODUCTIVITY PROFITABILITY PROGRAMS PUBLIC AGENCIES PUBLIC POSTAL SECTOR PUBLIC SERVICES QUALITY OF SERVICE REMITTANCE SERVICES REMITTANCES FOR DEVELOPMENT REMITTANCES · PRODUCT REMOTE POST OFFICES RURAL POST OFFICES SAVINGS ACCOUNTS SAVINGS BANKS SAVINGS MOBILIZATION SUBSIDIARIES TELECOMMUNICATION TELECOMMUNICATION SERVICES TELECOMMUNICATIONS TRADITIONAL MAIL TRANSPORT UNIVERSAL POSTAL UNIVERSAL POSTAL UNION UNIVERSAL SERVICE UNIVERSAL SERVICE OBLIGATION UPU VOLUME OF MAIL VOLUMES OF MAIL WORLDWIDE POSTAL NETWORK This report contributes to the effort to improve Middle East and North Africa's (MENA's) growth and employment performance by providing a diagnostic of MENA's financial systems and proposing a roadmap for more diversified, competitive, and inclusive financial systems. The report recognizes the need to complement the financial development agenda by a financial stability agenda, to ensure that financial systems remain resilient as access is expanded and new risks emerge. The report starts by briefly reviewing the main causes of MENA's unsatisfactory growth and employment performance, identifying the region's broader growth agenda and the role of financial development in this agenda. It proceeds by reviewing the size and structure of MENA's financial systems, showing that most of these systems are excessively bank based and undiversified. The chapter provides a battery of access indicators showing that access outcomes have been very poor relative to those in other regions. It discusses the main causes of these poor outcomes and proposes a comprehensive agenda for financial development and financial stability. The report emphasizes the many common challenges faced by MENA countries, but it also recognizes the differences and tailors policy recommendations to the initial conditions in each of the main sub regions. 2012-03-19T09:04:49Z 2012-03-19T09:04:49Z 2011-09-21 http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000386194_20111013020024 978-0-8213-8835-8 http://hdl.handle.net/10986/2360 English MENA development report CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo World Bank World Bank Publications & Research :: Publication Publications & Research :: Publication Middle East and North Africa Middle East North Africa