Mali Financial Sector Assessment Program : The Banking System and Credit to the Economy

There has been significant development of Mali’s banking sector in recent years, but it remains shallow, and access to banking services is limited. With the opening of a new bank in 2014, there are now 14 commercial banks operating in Mali. There h...

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Bibliographic Details
Main Author: World Bank
Format: Report
Language:English
en_US
Published: World Bank, Washington, DC 2016
Subjects:
MFI
Online Access:http://documents.worldbank.org/curated/en/2016/05/26361872/mali-financial-sector-assessment-program
http://hdl.handle.net/10986/24269
id okr-10986-24269
recordtype oai_dc
spelling okr-10986-242692021-04-23T14:04:21Z Mali Financial Sector Assessment Program : The Banking System and Credit to the Economy World Bank CONSOLIDATED SUPERVISION INTERNATIONAL ACCOUNTING STANDARDS MONETARY POLICY BANKING REGULATION DEPOSIT FINANCIAL SERVICES REGULATORY FRAMEWORK HOLDING COMPANIES BORROWER ECONOMIC GROWTH PROFIT MARGINS ACCOUNTING DEPOSITS PEOPLE AGRICULTURAL DEVELOPMENT BANK FINANCING RETURN ON EQUITY LOAN-TO-DEPOSIT RATIO INTEREST LAWS GUARANTEES PRIVATIZATION LIQUIDITY RISKS DEMAND DEPOSITS INDUSTRY SAVINGS ACCOUNTS INTEREST RATE REMITTANCE BANKING SYSTEM BANKING SERVICES SERVICES HOUSING MORTGAGE CAPITAL ADEQUACY LOAN LOAN CLASSIFICATION PRICING PROJECTS BORROWERS INTEREST MARGIN PAYMENTS DEVELOPMENT COMPANY INFORMATION SYSTEMS INFLATION INTERNATIONAL BANK FINANCIAL CREDIT BANK LENDING ACCESS TO BANKING EQUITY CAPITAL LONG TERM ASSETS SAVINGS MORTGAGES TECHNICAL ASSISTANCE HOUSING FINANCE FINANCIAL INSTITUTION INTEREST EXPENSE INSIDER LENDING CONTRACT ENFORCEMENT COMMERCIAL BANK TRANSPORT BANK ASSETS FINANCIAL DATA UNION USURY CREDIT RISKS INTEREST RATES TRANSFERS PAYMENT FINANCIAL INSTITUTIONS MARKETS DEBT PROTECTION MEASURES BANK HOLDING COMPANIES LEGISLATION CAPITAL REQUIREMENTS DEPOSIT INSURANCE BANK LIQUIDITY LOANS ENTERPRISES BANK CREDIT FINANCIAL SYSTEM LEGAL FRAMEWORK RETURN ON ASSETS BANK FINANCING FINANCE INTEREST RATE RISKS DONOR SUPPORT BROAD ACCESS INFRASTRUCTURE TAXES BANKING SECTOR BANKS PROFIT MARGIN GOVERNMENT SECURITIES EQUITY CAPITAL WAGES FINANCIAL STABILITY BRANCH BANKING CREDIT INFORMATION BUREAU SUBSIDIARIES VALUE PENSIONS BANK CREDIT WORKING CAPITAL CAPITALIZATION CREDIT INFORMATION PROPERTY REGULATORY FORBEARANCE FINANCIAL REGULATION BALANCE SHEET ACCESS TO BANKING SERVICES CREDIT BUREAU CREDIT POLICIES DEPOSIT MOBILIZATION SECURITIES PUBLIC DEBT BANK ACCOUNTS FINANCIAL INFRASTRUCTURE PROFITABILITY INSURANCE TAXATION MICROFINANCE NEW ENTRANTS FINANCIAL SECTOR ASSESSMENT LAND SMALL BANK TIME DEPOSITS SUPPLY CHAINS FIXED ASSETS SECURITY PRUDENTIAL REQUIREMENTS ACCOUNTING STANDARDS INVESTMENT RISK CREDIT INFORMATION SYSTEMS COMMERCIAL BANKS SHAREHOLDERS EQUITY PAYMENT SERVICES FINANCIAL MARKETS CAPITAL REQUIREMENT COOPERATION BANKING NET WORTH INVESTMENTS LENDING AGRICULTURAL FINANCE LIQUIDITY RATIO BANKING SUPERVISION BANKING LAW BANK BRANCHES INTERNATIONAL BANKS CREDIT INSTITUTIONS PROFITABLE BUSINESS GUARANTEE CONSUMER PROTECTION DEVELOPMENT BANK CONSOLIDATION MICROFINANCE INSTITUTION MFI There has been significant development of Mali’s banking sector in recent years, but it remains shallow, and access to banking services is limited. With the opening of a new bank in 2014, there are now 14 commercial banks operating in Mali. There has been a positive evolution of the banking sector in Mali from 2009-13. There have been a number of changes in recent years in the ownership structure of the banking sector, which is now dominated by foreign shareholders, primarily from Africa. The emergence of WAEMU banking groups is a recent phenomenon, spurred in part by the approval of a single banking license for the sub-region. Available financial soundness indicators (FSI) suggest that the banking sector is generally sound, though performance varies widely among banks, and asset quality is weak. 2016-05-10T20:59:14Z 2016-05-10T20:59:14Z 2015-12 Report http://documents.worldbank.org/curated/en/2016/05/26361872/mali-financial-sector-assessment-program http://hdl.handle.net/10986/24269 English en_US CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank World Bank, Washington, DC Economic & Sector Work Economic & Sector Work :: Financial Sector Assessment Program Africa Mali
repository_type Digital Repository
institution_category Foreign Institution
institution Digital Repositories
building World Bank Open Knowledge Repository
collection World Bank
language English
en_US
topic CONSOLIDATED SUPERVISION
INTERNATIONAL ACCOUNTING STANDARDS
MONETARY POLICY
BANKING REGULATION
DEPOSIT
FINANCIAL SERVICES
REGULATORY FRAMEWORK
HOLDING COMPANIES
BORROWER
ECONOMIC GROWTH
PROFIT MARGINS
ACCOUNTING
DEPOSITS
PEOPLE
AGRICULTURAL DEVELOPMENT BANK
FINANCING
RETURN ON EQUITY
LOAN-TO-DEPOSIT RATIO
INTEREST
LAWS
GUARANTEES
PRIVATIZATION
LIQUIDITY RISKS
DEMAND DEPOSITS
INDUSTRY
SAVINGS ACCOUNTS
INTEREST RATE
REMITTANCE
BANKING SYSTEM
BANKING SERVICES
SERVICES
HOUSING
MORTGAGE
CAPITAL ADEQUACY
LOAN
LOAN CLASSIFICATION
PRICING
PROJECTS
BORROWERS
INTEREST MARGIN
PAYMENTS
DEVELOPMENT COMPANY
INFORMATION SYSTEMS
INFLATION
INTERNATIONAL BANK
FINANCIAL CREDIT
BANK LENDING
ACCESS TO BANKING
EQUITY CAPITAL
LONG TERM ASSETS
SAVINGS
MORTGAGES
TECHNICAL ASSISTANCE
HOUSING FINANCE
FINANCIAL INSTITUTION
INTEREST EXPENSE
INSIDER LENDING
CONTRACT ENFORCEMENT
COMMERCIAL BANK
TRANSPORT
BANK ASSETS
FINANCIAL DATA
UNION
USURY
CREDIT RISKS
INTEREST RATES
TRANSFERS
PAYMENT
FINANCIAL INSTITUTIONS
MARKETS
DEBT
PROTECTION MEASURES
BANK HOLDING COMPANIES
LEGISLATION
CAPITAL REQUIREMENTS
DEPOSIT INSURANCE
BANK LIQUIDITY
LOANS
ENTERPRISES
BANK CREDIT
FINANCIAL SYSTEM
LEGAL FRAMEWORK
RETURN ON ASSETS
BANK FINANCING
FINANCE
INTEREST RATE RISKS
DONOR SUPPORT
BROAD ACCESS
INFRASTRUCTURE
TAXES
BANKING SECTOR
BANKS
PROFIT MARGIN
GOVERNMENT SECURITIES
EQUITY
CAPITAL
WAGES
FINANCIAL STABILITY
BRANCH BANKING
CREDIT INFORMATION BUREAU
SUBSIDIARIES
VALUE
PENSIONS
BANK
CREDIT
WORKING CAPITAL
CAPITALIZATION
CREDIT INFORMATION
PROPERTY
REGULATORY FORBEARANCE
FINANCIAL REGULATION
BALANCE SHEET
ACCESS TO BANKING SERVICES
CREDIT BUREAU
CREDIT POLICIES
DEPOSIT MOBILIZATION
SECURITIES
PUBLIC DEBT
BANK ACCOUNTS
FINANCIAL INFRASTRUCTURE
PROFITABILITY
INSURANCE
TAXATION
MICROFINANCE
NEW ENTRANTS
FINANCIAL SECTOR ASSESSMENT
LAND
SMALL BANK
TIME DEPOSITS
SUPPLY CHAINS
FIXED ASSETS
SECURITY
PRUDENTIAL REQUIREMENTS
ACCOUNTING STANDARDS
INVESTMENT
RISK
CREDIT INFORMATION SYSTEMS
COMMERCIAL BANKS
SHAREHOLDERS EQUITY
PAYMENT SERVICES
FINANCIAL MARKETS
CAPITAL REQUIREMENT
COOPERATION
BANKING
NET WORTH
INVESTMENTS
LENDING
AGRICULTURAL FINANCE
LIQUIDITY RATIO
BANKING SUPERVISION
BANKING LAW
BANK BRANCHES
INTERNATIONAL BANKS
CREDIT INSTITUTIONS
PROFITABLE BUSINESS
GUARANTEE
CONSUMER PROTECTION
DEVELOPMENT BANK
CONSOLIDATION
MICROFINANCE INSTITUTION
MFI
spellingShingle CONSOLIDATED SUPERVISION
INTERNATIONAL ACCOUNTING STANDARDS
MONETARY POLICY
BANKING REGULATION
DEPOSIT
FINANCIAL SERVICES
REGULATORY FRAMEWORK
HOLDING COMPANIES
BORROWER
ECONOMIC GROWTH
PROFIT MARGINS
ACCOUNTING
DEPOSITS
PEOPLE
AGRICULTURAL DEVELOPMENT BANK
FINANCING
RETURN ON EQUITY
LOAN-TO-DEPOSIT RATIO
INTEREST
LAWS
GUARANTEES
PRIVATIZATION
LIQUIDITY RISKS
DEMAND DEPOSITS
INDUSTRY
SAVINGS ACCOUNTS
INTEREST RATE
REMITTANCE
BANKING SYSTEM
BANKING SERVICES
SERVICES
HOUSING
MORTGAGE
CAPITAL ADEQUACY
LOAN
LOAN CLASSIFICATION
PRICING
PROJECTS
BORROWERS
INTEREST MARGIN
PAYMENTS
DEVELOPMENT COMPANY
INFORMATION SYSTEMS
INFLATION
INTERNATIONAL BANK
FINANCIAL CREDIT
BANK LENDING
ACCESS TO BANKING
EQUITY CAPITAL
LONG TERM ASSETS
SAVINGS
MORTGAGES
TECHNICAL ASSISTANCE
HOUSING FINANCE
FINANCIAL INSTITUTION
INTEREST EXPENSE
INSIDER LENDING
CONTRACT ENFORCEMENT
COMMERCIAL BANK
TRANSPORT
BANK ASSETS
FINANCIAL DATA
UNION
USURY
CREDIT RISKS
INTEREST RATES
TRANSFERS
PAYMENT
FINANCIAL INSTITUTIONS
MARKETS
DEBT
PROTECTION MEASURES
BANK HOLDING COMPANIES
LEGISLATION
CAPITAL REQUIREMENTS
DEPOSIT INSURANCE
BANK LIQUIDITY
LOANS
ENTERPRISES
BANK CREDIT
FINANCIAL SYSTEM
LEGAL FRAMEWORK
RETURN ON ASSETS
BANK FINANCING
FINANCE
INTEREST RATE RISKS
DONOR SUPPORT
BROAD ACCESS
INFRASTRUCTURE
TAXES
BANKING SECTOR
BANKS
PROFIT MARGIN
GOVERNMENT SECURITIES
EQUITY
CAPITAL
WAGES
FINANCIAL STABILITY
BRANCH BANKING
CREDIT INFORMATION BUREAU
SUBSIDIARIES
VALUE
PENSIONS
BANK
CREDIT
WORKING CAPITAL
CAPITALIZATION
CREDIT INFORMATION
PROPERTY
REGULATORY FORBEARANCE
FINANCIAL REGULATION
BALANCE SHEET
ACCESS TO BANKING SERVICES
CREDIT BUREAU
CREDIT POLICIES
DEPOSIT MOBILIZATION
SECURITIES
PUBLIC DEBT
BANK ACCOUNTS
FINANCIAL INFRASTRUCTURE
PROFITABILITY
INSURANCE
TAXATION
MICROFINANCE
NEW ENTRANTS
FINANCIAL SECTOR ASSESSMENT
LAND
SMALL BANK
TIME DEPOSITS
SUPPLY CHAINS
FIXED ASSETS
SECURITY
PRUDENTIAL REQUIREMENTS
ACCOUNTING STANDARDS
INVESTMENT
RISK
CREDIT INFORMATION SYSTEMS
COMMERCIAL BANKS
SHAREHOLDERS EQUITY
PAYMENT SERVICES
FINANCIAL MARKETS
CAPITAL REQUIREMENT
COOPERATION
BANKING
NET WORTH
INVESTMENTS
LENDING
AGRICULTURAL FINANCE
LIQUIDITY RATIO
BANKING SUPERVISION
BANKING LAW
BANK BRANCHES
INTERNATIONAL BANKS
CREDIT INSTITUTIONS
PROFITABLE BUSINESS
GUARANTEE
CONSUMER PROTECTION
DEVELOPMENT BANK
CONSOLIDATION
MICROFINANCE INSTITUTION
MFI
World Bank
Mali Financial Sector Assessment Program : The Banking System and Credit to the Economy
geographic_facet Africa
Mali
description There has been significant development of Mali’s banking sector in recent years, but it remains shallow, and access to banking services is limited. With the opening of a new bank in 2014, there are now 14 commercial banks operating in Mali. There has been a positive evolution of the banking sector in Mali from 2009-13. There have been a number of changes in recent years in the ownership structure of the banking sector, which is now dominated by foreign shareholders, primarily from Africa. The emergence of WAEMU banking groups is a recent phenomenon, spurred in part by the approval of a single banking license for the sub-region. Available financial soundness indicators (FSI) suggest that the banking sector is generally sound, though performance varies widely among banks, and asset quality is weak.
format Report
author World Bank
author_facet World Bank
author_sort World Bank
title Mali Financial Sector Assessment Program : The Banking System and Credit to the Economy
title_short Mali Financial Sector Assessment Program : The Banking System and Credit to the Economy
title_full Mali Financial Sector Assessment Program : The Banking System and Credit to the Economy
title_fullStr Mali Financial Sector Assessment Program : The Banking System and Credit to the Economy
title_full_unstemmed Mali Financial Sector Assessment Program : The Banking System and Credit to the Economy
title_sort mali financial sector assessment program : the banking system and credit to the economy
publisher World Bank, Washington, DC
publishDate 2016
url http://documents.worldbank.org/curated/en/2016/05/26361872/mali-financial-sector-assessment-program
http://hdl.handle.net/10986/24269
_version_ 1764456285739155456