Managing Risk and Creating Value with Microfinance

This report brings together the results of an eight-part series of presentations by leading experts in issues directly related to microfinance institutional sustainability. It is intended for microfinance institution (MFI) board members, managers,...

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Bibliographic Details
Main Authors: Goldberg, Mike, Palladini, Eric
Format: Publication
Language:English
Published: World Bank 2012
Subjects:
CS
LLC
MFI
TAX
Online Access:http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000333038_20100427014716
http://hdl.handle.net/10986/2442
id okr-10986-2442
recordtype oai_dc
repository_type Digital Repository
institution_category Foreign Institution
institution Digital Repositories
building World Bank Open Knowledge Repository
collection World Bank
language English
topic ACCESS TO CREDIT
ACCESS TO FUNDS
ACCESS TO MARKETS
ACCESS TO RURAL FINANCE
ACCESSIBILITY
ADVISORY SERVICES
AGRICULTURAL CREDIT
ALTERNATIVE CREDIT
ASSET QUALITY
BALANCE SHEET
BANK
BANK OFFICE
BANKING NETWORK
BANKING SERVICE
BANKING SYSTEM
BANKRUPTCY
BANKS
BOND
BORROWER
BORROWERS
BUSINESS DEVELOPMENT
BUSINESS PLAN
BUSINESS PLANNING
BUSINESS STRATEGIES
CAPITAL
CAPITAL ADEQUACY
CAPITAL MARKETS
CAPITAL REQUIREMENTS
CENTRAL BANK
CHECKS
COLLATERAL
COLLATERAL REQUIREMENTS
COMMERCIAL BANKING
COMMERCIAL BANKS
COMMERCIAL LENDING
COOPERATION
COOPERATIVE
COOPERATIVES
CORRUPTION
CREDIT BUREAUS
CREDIT COOPERATIVE
CREDIT CULTURE
CREDIT INFORMATION
CREDIT INFORMATION SYSTEM
CREDIT LIMITS
CREDIT LINES
CREDIT MANAGEMENT
CREDIT RATING
CREDIT RISK
CREDIT UNIONS
CREDITOR
CREDITORS
CREDITS
CS
CURRENCY CRISES
CURRENCY MISMATCH
CURRENCY RISK
DEBT
DEBT CAPITAL
DEMAND FOR FUNDS
DEPOSIT
DEVELOPMENT BANK
DISTANCE LEARNING
DOUBLE BOTTOM LINE
EARNINGS
ECONOMIC DEVELOPMENT
EMPLOYEE
EMPLOYEES
ENTERPRISE
ENTERPRISE DEVELOPMENT
EQUIPMENT
EQUITABLE TREATMENT
EQUITY
EQUITY FUNDS
EQUITY INVESTMENT
EXCHANGE
EXCHANGE RATE
EXCHANGE RATES
FARMERS
FINANCE COMPANY
FINANCIAL HEALTH
FINANCIAL INNOVATION
FINANCIAL INSTITUTIONS
FINANCIAL INTERMEDIARY
FINANCIAL OBLIGATIONS
FINANCIAL PRODUCTS
FINANCIAL RESOURCES
FINANCIAL RISK
FINANCIAL RISKS
FINANCIAL SECTOR POLICIES
FINANCIAL SECTOR REGULATION
FINANCIAL SERVICES
FINANCIAL SOCIETY
FINANCIAL SUPPORT
FINANCING
FIXED ASSET
FOREIGN CURRENCY
FOREIGN EXCHANGE
FOREIGN EXCHANGE RISK
FRAUD
FUNDING SOURCES
FUTURE
GENDER
GOOD
GOOD FAITH
GOVERNMENT FUNDING
GOVERNMENT LENDING
GOVERNMENT POLICY
GRACE PERIOD
GRANT
GUARANTEE
GUARANTEE FUNDS
GUARANTEES
HOLDINGS
HOUSEHOLDS
HUMAN RESOURCES
INFLATION
INFORMATION MANAGEMENT
INFORMATION SYSTEM
INFORMATION SYSTEMS
INSTALLMENT
INSTITUTIONAL DEVELOPMENT
INSURANCE MARKETS
INSURANCE PRODUCTS
INTEREST
INTEREST RATE
INTEREST RATE PAYMENT
INTEREST RATES
INTERESTS
INTERNATIONAL DEVELOPMENT
INTERNATIONAL FINANCE
INTERNATIONAL TRADE
INVESTMENT
INVESTMENT VEHICLE
INVESTMENT VEHICLES
INVESTMENTS
LIABILITIES
LIQUIDITY
LIQUIDITY MANAGEMENT
LIQUIDITY PROBLEMS
LIQUIDITY RISK
LIQUIDITY RISKS
LLC
LOAN
LOAN AMOUNT
LOAN CONTRACT
LOAN CONTRACTS
LOAN DEFAULT
LOAN FUNDS
LOAN MATURITY
LOAN OFFICER
LOAN OFFICERS
LOAN PORTFOLIO
LOAN PROCESSING
LOAN PRODUCT
LOAN PRODUCTS
LOAN RECOVERY
LOAN REPAYMENT
LOANS
LOANS TO WOMEN
LONG-TERM LOANS
LOSS OF ASSETS
MARKET INFORMATION
MARKET PRICES
MARKET RISK
MARKET RISKS
MARKET STRUCTURE
MFI
MFIS
MICROCREDIT
MICROENTERPRISES
MICROFINANCE
MICROFINANCE INSTITUTION
MICROFINANCE INSTITUTIONS
MICROFINANCE LOAN
MICROFINANCE PRACTITIONERS
MICROFINANCE SECTOR
MICROINSURANCE
MORAL HAZARD
NATURAL DISASTERS
NEW MARKET
NONPAYMENT
NONPROFIT ORGANIZATIONS
OPTION
OPTIONS
OUTREACH
OUTSTANDING LOAN
OUTSTANDING LOANS
OWNERSHIP STRUCTURE
PAYMENT
PAYMENTS
PENSION
PENSION FUNDS
PEOPLE
PHYSICAL ASSETS
POINT OF SALE
PORTFOLIO MANAGEMENT
PORTFOLIO QUALITY
PRIVATE INVESTORS
PRIVATIZATION
PROFESSIONAL DEVELOPMENT
PROFITABILITY
PROFITS
PROPERTY
RATES OF INTEREST
REAL INTEREST
REAL INTEREST RATES
REPAYMENT SCHEDULE
REPAYMENTS
RESERVE
RETURNS
RISK EXPOSURE
RISK MANAGEMENT
RISK MANAGEMENT SYSTEM
RISK MANAGEMENT SYSTEMS
RISK MEASUREMENT
RISK OF LOAN
RISK OF LOSS
RURAL BORROWERS
RURAL CLIENT
RURAL CLIENTS
SAVING
SAVINGS
SAVINGS BANKS
SECURITY
SHARE
SHORT-TERM ASSETS
SOCIAL ENTREPRENEUR
SOCIAL RESPONSIBILITY
SOLVENCY
SOURCES OF FUNDS
STUDENTS
SUPPLY CHAIN
TAX
TECHNICAL ASSISTANCE
TECHNICAL SUPPORT
TRUST FUNDS
USURY
USURY LAWS
VALUABLE ASSET
VILLAGE
WAREHOUSES
WOMEN
WORKING CAPITAL
spellingShingle ACCESS TO CREDIT
ACCESS TO FUNDS
ACCESS TO MARKETS
ACCESS TO RURAL FINANCE
ACCESSIBILITY
ADVISORY SERVICES
AGRICULTURAL CREDIT
ALTERNATIVE CREDIT
ASSET QUALITY
BALANCE SHEET
BANK
BANK OFFICE
BANKING NETWORK
BANKING SERVICE
BANKING SYSTEM
BANKRUPTCY
BANKS
BOND
BORROWER
BORROWERS
BUSINESS DEVELOPMENT
BUSINESS PLAN
BUSINESS PLANNING
BUSINESS STRATEGIES
CAPITAL
CAPITAL ADEQUACY
CAPITAL MARKETS
CAPITAL REQUIREMENTS
CENTRAL BANK
CHECKS
COLLATERAL
COLLATERAL REQUIREMENTS
COMMERCIAL BANKING
COMMERCIAL BANKS
COMMERCIAL LENDING
COOPERATION
COOPERATIVE
COOPERATIVES
CORRUPTION
CREDIT BUREAUS
CREDIT COOPERATIVE
CREDIT CULTURE
CREDIT INFORMATION
CREDIT INFORMATION SYSTEM
CREDIT LIMITS
CREDIT LINES
CREDIT MANAGEMENT
CREDIT RATING
CREDIT RISK
CREDIT UNIONS
CREDITOR
CREDITORS
CREDITS
CS
CURRENCY CRISES
CURRENCY MISMATCH
CURRENCY RISK
DEBT
DEBT CAPITAL
DEMAND FOR FUNDS
DEPOSIT
DEVELOPMENT BANK
DISTANCE LEARNING
DOUBLE BOTTOM LINE
EARNINGS
ECONOMIC DEVELOPMENT
EMPLOYEE
EMPLOYEES
ENTERPRISE
ENTERPRISE DEVELOPMENT
EQUIPMENT
EQUITABLE TREATMENT
EQUITY
EQUITY FUNDS
EQUITY INVESTMENT
EXCHANGE
EXCHANGE RATE
EXCHANGE RATES
FARMERS
FINANCE COMPANY
FINANCIAL HEALTH
FINANCIAL INNOVATION
FINANCIAL INSTITUTIONS
FINANCIAL INTERMEDIARY
FINANCIAL OBLIGATIONS
FINANCIAL PRODUCTS
FINANCIAL RESOURCES
FINANCIAL RISK
FINANCIAL RISKS
FINANCIAL SECTOR POLICIES
FINANCIAL SECTOR REGULATION
FINANCIAL SERVICES
FINANCIAL SOCIETY
FINANCIAL SUPPORT
FINANCING
FIXED ASSET
FOREIGN CURRENCY
FOREIGN EXCHANGE
FOREIGN EXCHANGE RISK
FRAUD
FUNDING SOURCES
FUTURE
GENDER
GOOD
GOOD FAITH
GOVERNMENT FUNDING
GOVERNMENT LENDING
GOVERNMENT POLICY
GRACE PERIOD
GRANT
GUARANTEE
GUARANTEE FUNDS
GUARANTEES
HOLDINGS
HOUSEHOLDS
HUMAN RESOURCES
INFLATION
INFORMATION MANAGEMENT
INFORMATION SYSTEM
INFORMATION SYSTEMS
INSTALLMENT
INSTITUTIONAL DEVELOPMENT
INSURANCE MARKETS
INSURANCE PRODUCTS
INTEREST
INTEREST RATE
INTEREST RATE PAYMENT
INTEREST RATES
INTERESTS
INTERNATIONAL DEVELOPMENT
INTERNATIONAL FINANCE
INTERNATIONAL TRADE
INVESTMENT
INVESTMENT VEHICLE
INVESTMENT VEHICLES
INVESTMENTS
LIABILITIES
LIQUIDITY
LIQUIDITY MANAGEMENT
LIQUIDITY PROBLEMS
LIQUIDITY RISK
LIQUIDITY RISKS
LLC
LOAN
LOAN AMOUNT
LOAN CONTRACT
LOAN CONTRACTS
LOAN DEFAULT
LOAN FUNDS
LOAN MATURITY
LOAN OFFICER
LOAN OFFICERS
LOAN PORTFOLIO
LOAN PROCESSING
LOAN PRODUCT
LOAN PRODUCTS
LOAN RECOVERY
LOAN REPAYMENT
LOANS
LOANS TO WOMEN
LONG-TERM LOANS
LOSS OF ASSETS
MARKET INFORMATION
MARKET PRICES
MARKET RISK
MARKET RISKS
MARKET STRUCTURE
MFI
MFIS
MICROCREDIT
MICROENTERPRISES
MICROFINANCE
MICROFINANCE INSTITUTION
MICROFINANCE INSTITUTIONS
MICROFINANCE LOAN
MICROFINANCE PRACTITIONERS
MICROFINANCE SECTOR
MICROINSURANCE
MORAL HAZARD
NATURAL DISASTERS
NEW MARKET
NONPAYMENT
NONPROFIT ORGANIZATIONS
OPTION
OPTIONS
OUTREACH
OUTSTANDING LOAN
OUTSTANDING LOANS
OWNERSHIP STRUCTURE
PAYMENT
PAYMENTS
PENSION
PENSION FUNDS
PEOPLE
PHYSICAL ASSETS
POINT OF SALE
PORTFOLIO MANAGEMENT
PORTFOLIO QUALITY
PRIVATE INVESTORS
PRIVATIZATION
PROFESSIONAL DEVELOPMENT
PROFITABILITY
PROFITS
PROPERTY
RATES OF INTEREST
REAL INTEREST
REAL INTEREST RATES
REPAYMENT SCHEDULE
REPAYMENTS
RESERVE
RETURNS
RISK EXPOSURE
RISK MANAGEMENT
RISK MANAGEMENT SYSTEM
RISK MANAGEMENT SYSTEMS
RISK MEASUREMENT
RISK OF LOAN
RISK OF LOSS
RURAL BORROWERS
RURAL CLIENT
RURAL CLIENTS
SAVING
SAVINGS
SAVINGS BANKS
SECURITY
SHARE
SHORT-TERM ASSETS
SOCIAL ENTREPRENEUR
SOCIAL RESPONSIBILITY
SOLVENCY
SOURCES OF FUNDS
STUDENTS
SUPPLY CHAIN
TAX
TECHNICAL ASSISTANCE
TECHNICAL SUPPORT
TRUST FUNDS
USURY
USURY LAWS
VALUABLE ASSET
VILLAGE
WAREHOUSES
WOMEN
WORKING CAPITAL
Goldberg, Mike
Palladini, Eric
Managing Risk and Creating Value with Microfinance
description This report brings together the results of an eight-part series of presentations by leading experts in issues directly related to microfinance institutional sustainability. It is intended for microfinance institution (MFI) board members, managers, and staff members as well as for government regulators, supervisors, and donor staff members. The first four chapters include topics in risk management: (1) risk management systems, (2) good governance, (3) interest rates, and (4) micro-insurance. The last four chapters include four topics in new product development and efficient delivery methodologies: (5) housing microfinance, (6) micro-leasing, (7) disaster preparedness products and systems, and (8) new technologies. The objectives of the series were as follows: i) to strengthen MFIs by disseminating innovative approaches in risk management, cost control, governance, and new technologies; ii) to promote a South-South exchange of experiences and lessons learned; iii) to promote greater ties among the MFIs in the region and between MFIs and government supervisors and regulators; and iv) to highlight the Bank's ability to mobilize international technical expertise in microfinance.
format Publications & Research :: Publication
author Goldberg, Mike
Palladini, Eric
author_facet Goldberg, Mike
Palladini, Eric
author_sort Goldberg, Mike
title Managing Risk and Creating Value with Microfinance
title_short Managing Risk and Creating Value with Microfinance
title_full Managing Risk and Creating Value with Microfinance
title_fullStr Managing Risk and Creating Value with Microfinance
title_full_unstemmed Managing Risk and Creating Value with Microfinance
title_sort managing risk and creating value with microfinance
publisher World Bank
publishDate 2012
url http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000333038_20100427014716
http://hdl.handle.net/10986/2442
_version_ 1764385470580523008
spelling okr-10986-24422021-04-23T14:02:02Z Managing Risk and Creating Value with Microfinance Goldberg, Mike Palladini, Eric ACCESS TO CREDIT ACCESS TO FUNDS ACCESS TO MARKETS ACCESS TO RURAL FINANCE ACCESSIBILITY ADVISORY SERVICES AGRICULTURAL CREDIT ALTERNATIVE CREDIT ASSET QUALITY BALANCE SHEET BANK BANK OFFICE BANKING NETWORK BANKING SERVICE BANKING SYSTEM BANKRUPTCY BANKS BOND BORROWER BORROWERS BUSINESS DEVELOPMENT BUSINESS PLAN BUSINESS PLANNING BUSINESS STRATEGIES CAPITAL CAPITAL ADEQUACY CAPITAL MARKETS CAPITAL REQUIREMENTS CENTRAL BANK CHECKS COLLATERAL COLLATERAL REQUIREMENTS COMMERCIAL BANKING COMMERCIAL BANKS COMMERCIAL LENDING COOPERATION COOPERATIVE COOPERATIVES CORRUPTION CREDIT BUREAUS CREDIT COOPERATIVE CREDIT CULTURE CREDIT INFORMATION CREDIT INFORMATION SYSTEM CREDIT LIMITS CREDIT LINES CREDIT MANAGEMENT CREDIT RATING CREDIT RISK CREDIT UNIONS CREDITOR CREDITORS CREDITS CS CURRENCY CRISES CURRENCY MISMATCH CURRENCY RISK DEBT DEBT CAPITAL DEMAND FOR FUNDS DEPOSIT DEVELOPMENT BANK DISTANCE LEARNING DOUBLE BOTTOM LINE EARNINGS ECONOMIC DEVELOPMENT EMPLOYEE EMPLOYEES ENTERPRISE ENTERPRISE DEVELOPMENT EQUIPMENT EQUITABLE TREATMENT EQUITY EQUITY FUNDS EQUITY INVESTMENT EXCHANGE EXCHANGE RATE EXCHANGE RATES FARMERS FINANCE COMPANY FINANCIAL HEALTH FINANCIAL INNOVATION FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIARY FINANCIAL OBLIGATIONS FINANCIAL PRODUCTS FINANCIAL RESOURCES FINANCIAL RISK FINANCIAL RISKS FINANCIAL SECTOR POLICIES FINANCIAL SECTOR REGULATION FINANCIAL SERVICES FINANCIAL SOCIETY FINANCIAL SUPPORT FINANCING FIXED ASSET FOREIGN CURRENCY FOREIGN EXCHANGE FOREIGN EXCHANGE RISK FRAUD FUNDING SOURCES FUTURE GENDER GOOD GOOD FAITH GOVERNMENT FUNDING GOVERNMENT LENDING GOVERNMENT POLICY GRACE PERIOD GRANT GUARANTEE GUARANTEE FUNDS GUARANTEES HOLDINGS HOUSEHOLDS HUMAN RESOURCES INFLATION INFORMATION MANAGEMENT INFORMATION SYSTEM INFORMATION SYSTEMS INSTALLMENT INSTITUTIONAL DEVELOPMENT INSURANCE MARKETS INSURANCE PRODUCTS INTEREST INTEREST RATE INTEREST RATE PAYMENT INTEREST RATES INTERESTS INTERNATIONAL DEVELOPMENT INTERNATIONAL FINANCE INTERNATIONAL TRADE INVESTMENT INVESTMENT VEHICLE INVESTMENT VEHICLES INVESTMENTS LIABILITIES LIQUIDITY LIQUIDITY MANAGEMENT LIQUIDITY PROBLEMS LIQUIDITY RISK LIQUIDITY RISKS LLC LOAN LOAN AMOUNT LOAN CONTRACT LOAN CONTRACTS LOAN DEFAULT LOAN FUNDS LOAN MATURITY LOAN OFFICER LOAN OFFICERS LOAN PORTFOLIO LOAN PROCESSING LOAN PRODUCT LOAN PRODUCTS LOAN RECOVERY LOAN REPAYMENT LOANS LOANS TO WOMEN LONG-TERM LOANS LOSS OF ASSETS MARKET INFORMATION MARKET PRICES MARKET RISK MARKET RISKS MARKET STRUCTURE MFI MFIS MICROCREDIT MICROENTERPRISES MICROFINANCE MICROFINANCE INSTITUTION MICROFINANCE INSTITUTIONS MICROFINANCE LOAN MICROFINANCE PRACTITIONERS MICROFINANCE SECTOR MICROINSURANCE MORAL HAZARD NATURAL DISASTERS NEW MARKET NONPAYMENT NONPROFIT ORGANIZATIONS OPTION OPTIONS OUTREACH OUTSTANDING LOAN OUTSTANDING LOANS OWNERSHIP STRUCTURE PAYMENT PAYMENTS PENSION PENSION FUNDS PEOPLE PHYSICAL ASSETS POINT OF SALE PORTFOLIO MANAGEMENT PORTFOLIO QUALITY PRIVATE INVESTORS PRIVATIZATION PROFESSIONAL DEVELOPMENT PROFITABILITY PROFITS PROPERTY RATES OF INTEREST REAL INTEREST REAL INTEREST RATES REPAYMENT SCHEDULE REPAYMENTS RESERVE RETURNS RISK EXPOSURE RISK MANAGEMENT RISK MANAGEMENT SYSTEM RISK MANAGEMENT SYSTEMS RISK MEASUREMENT RISK OF LOAN RISK OF LOSS RURAL BORROWERS RURAL CLIENT RURAL CLIENTS SAVING SAVINGS SAVINGS BANKS SECURITY SHARE SHORT-TERM ASSETS SOCIAL ENTREPRENEUR SOCIAL RESPONSIBILITY SOLVENCY SOURCES OF FUNDS STUDENTS SUPPLY CHAIN TAX TECHNICAL ASSISTANCE TECHNICAL SUPPORT TRUST FUNDS USURY USURY LAWS VALUABLE ASSET VILLAGE WAREHOUSES WOMEN WORKING CAPITAL This report brings together the results of an eight-part series of presentations by leading experts in issues directly related to microfinance institutional sustainability. It is intended for microfinance institution (MFI) board members, managers, and staff members as well as for government regulators, supervisors, and donor staff members. The first four chapters include topics in risk management: (1) risk management systems, (2) good governance, (3) interest rates, and (4) micro-insurance. The last four chapters include four topics in new product development and efficient delivery methodologies: (5) housing microfinance, (6) micro-leasing, (7) disaster preparedness products and systems, and (8) new technologies. The objectives of the series were as follows: i) to strengthen MFIs by disseminating innovative approaches in risk management, cost control, governance, and new technologies; ii) to promote a South-South exchange of experiences and lessons learned; iii) to promote greater ties among the MFIs in the region and between MFIs and government supervisors and regulators; and iv) to highlight the Bank's ability to mobilize international technical expertise in microfinance. 2012-03-19T09:33:43Z 2012-03-19T09:33:43Z 2010 http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000333038_20100427014716 978-0-8213-8228-8 http://hdl.handle.net/10986/2442 English CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo World Bank World Bank Publications & Research :: Publication Publications & Research :: Publication