APA (7th ed.) Citation

Demirguc-Kunt, A., Klapper, L., & Panos, G. A. (2016). Saving for Old Age. World Bank, Washington, DC.

Chicago Style (17th ed.) Citation

Demirguc-Kunt, Asli, Leora Klapper, and Georgios A. Panos. Saving for Old Age. World Bank, Washington, DC, 2016.

MLA (8th ed.) Citation

Demirguc-Kunt, Asli, et al. Saving for Old Age. World Bank, Washington, DC, 2016.