The Proliferation of Digital Credit Deployments
This brief provides an introduction to the fast-evolving landscape of digital credit and illustrates common features of this new digital finance offering. The focus is on digital credit services that leverage customers’ existing access to a mobile...
| Main Authors: | , |
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| Format: | Brief |
| Language: | English en_US |
| Published: |
World Bank, Washington, DC
2016
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| Subjects: | |
| Online Access: | http://documents.worldbank.org/curated/en/2016/06/26430465/proliferation-digital-credit-deployments http://hdl.handle.net/10986/24567 |
| Summary: | This brief provides an introduction to
the fast-evolving landscape of digital credit and
illustrates common features of this new digital finance
offering. The focus is on digital credit services that
leverage customers’ existing access to a mobile phone,
though there are also digital credit models building on a
person’s connection to the internet. This brief uses 10 case
examples to describe the digital credit trend, recognizing
that there are many more pilots and products under design
than are covered. Many of the case examples are new and have
not reached scale yet, while a few already have portfolios
reaching 800,000 to 1.8 million active borrowers. |
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