Reducing Vulnerability and Promoting the Self-Employment of Roma in Eastern Europe through Financial Inclusion
European Commission
| Main Author: | |
|---|---|
| Format: | Report |
| Language: | English en_US |
| Published: |
Washington, DC
2017
|
| Subjects: | |
| Online Access: | http://documents.worldbank.org/curated/en/157071468249644850/Reducing-vulnerability-and-promoting-the-self-employment-of-Roma-in-Eastern-Europe-through-financial-inclusion http://hdl.handle.net/10986/26852 |
| id |
okr-10986-26852 |
|---|---|
| recordtype |
oai_dc |
| repository_type |
Digital Repository |
| institution_category |
Foreign Institution |
| institution |
Digital Repositories |
| building |
World Bank Open Knowledge Repository |
| collection |
World Bank |
| language |
English en_US |
| topic |
ACCESS TO BANK ACCOUNTS ACCESS TO CREDIT ACCESS TO FINANCE ACCESS TO FINANCIAL SERVICES ACCESS TO SAVINGS ACCESSIBILITY ACCOUNTING ADMINISTRATIVE COSTS ADMINISTRATIVE SUPPORT ADULT LEARNING ADVISORY SERVICES AFFORDABILITY AGRICULTURAL SECTOR ARREARS ATM ATMS BANK ACCOUNT BANK ACCOUNT ACCESS BANK ACCOUNTS BANK BRANCH BANK BRANCHES BANK DEPOSITS BANKING SECTOR BANKING SERVICES BANKS BASIC FINANCIAL LITERACY BASIC FINANCIAL SERVICES BASIC NEEDS BENEFICIARIES BIASES BORROWING BUSINESS DEVELOPMENT BUSINESS DEVELOPMENT SERVICES BUSINESS PLAN BUSINESS SUPPORT BUSINESS TRAINING CALCULATION CALCULATIONS CENTRAL BANKS COLLATERAL COMMERCIAL BANK COMMERCIAL BANKS COMMODITY CONTRIBUTION CONTRIBUTION PAYMENTS CONTRIBUTIONS COOPERATIVES CORPORATE SOCIAL RESPONSIBILITY CREDIT ASSOCIATION CREDIT CARD CREDIT CARDS CREDIT GROUPS CREDIT MARKETS CREDIT PROVIDERS CREDIT-WORTHINESS CURRENT ACCOUNT CURRENT ACCOUNTS CURRENT PRICES DEBIT CARD DEBIT CARDS DEBT DEBT MANAGEMENT DEMOGRAPHIC DEPOSIT DEPOSITORY INSTITUTION DEPOSITORY INSTITUTIONS DEPOSITS DEVELOPMENT BANK DISCRIMINATION DISPOSABLE INCOME DOWN PAYMENT EARNINGS ECONOMIC GROWTH ECONOMIC SECURITY EDUCATION LEVEL EDUCATION LEVELS EIB EMPLOYEE EMPLOYER EMPLOYERS EMPLOYMENT EXPERIENCE EMPLOYMENT STATUS ENTERPRISE FINANCING ENTERPRISE PROMOTION ENTREPRENEURS ENTREPRENEURSHIP ENTRY POINT ENTRY POINTS ETHNIC GROUP EXCHANGE RATE EXCHANGE RATES EXTREME POVERTY FACILITATION FAMILIES FAMILY BENEFITS FAMILY BUSINESS FAMILY BUSINESSES FEMALE POPULATION FINANCES FINANCIAL ACCESS FINANCIAL ACCESS INDICATORS FINANCIAL EDUCATION FINANCIAL EXCLUSION FINANCIAL INSTITUTIONS FINANCIAL INSTRUMENTS FINANCIAL INTERMEDIARIES FINANCIAL INTERMEDIATION FINANCIAL LITERACY FINANCIAL LITERACY TRAINING FINANCIAL MAINSTREAM FINANCIAL PLANNING FINANCIAL PRODUCTS FINANCIAL SECTOR FINANCIAL SERVICE FINANCIAL SERVICE PROVIDER FINANCIAL SERVICE PROVIDERS FINANCIAL TRAINING FIXED COST FIXED COSTS FORM OF SAVINGS FORMAL BANK FORMAL ECONOMY FORMAL FINANCIAL SERVICES FORMAL SAVINGS FUTURE INCOME GENDER GENDER DIFFERENCES GENERAL POPULATION GENERAL POPULATIONS GREATER ACCESS HOME IMPROVEMENTS HOME OWNERSHIP HOUSEHOLD INCOME HOUSEHOLD INVESTMENTS HOUSEHOLDS HOUSING INCENTIVES TO SAVE INCOME LEVELS INDEBTEDNESS INEQUALITY INFORMATION ASYMMETRIES INFORMATION ASYMMETRY INSTALLMENTS INVESTMENT BANK JOB LOSS JOB OPPORTUNITIES LABOR FORCE LABOR FORCE SURVEY LABOR MARKET LACK OF ACCESS LOAN LOAN APPLICANT LOAN SIZE LOCAL ENTERPRISE AGENCY LOW FINANCIAL LITERACY LOWER INCOME MAINSTREAM CREDIT MEDIUM ENTERPRISE MEDIUM ENTERPRISES MFI MICRO-CREDIT MICRO-FINANCE MICRO-FINANCE INSTITUTIONS MICRO-LENDING MICROCREDIT MICROFINANCE MICROFINANCE INSTITUTION MONEY TRANSFER MONTHLY INCOME MORTGAGES NATIONAL ECONOMY ONLINE BANKING OUTREACH PAYMENT SERVICES PAYMENT SYSTEMS PENSION PENSIONS POINT OF SALE POOR CLIENTS POSSESSION POSSESSIONS PROBABILITY PUBLIC ENTERPRISES PURCHASING POWER QUESTIONNAIRE REPAYMENT ROMA ROMANI SAFETY NETS SAVINGS SAVINGS ACCOUNT SAVINGS ACCOUNTS SAVINGS INITIATIVE SAVINGS MECHANISMS SAVINGS PRODUCTS SECONDARY EDUCATION SELF-EMPLOYMENT SELF-EXCLUSION SENIOR SMALL BUSINESS SMALL ENTERPRISES SOCIAL ASSISTANCE SOCIAL FUND SOCIAL PROTECTION SOCIAL RESPONSIBILITY SOURCE OF INCOME SOURCES OF CREDIT START-UP START-UP GRANT START-UPS TEMPORARY EMPLOYMENT TRANSACTION UNEMPLOYED UNEMPLOYED WOMEN UNEMPLOYMENT UNEMPLOYMENT INSURANCE UNEXPECTED EXPENSES UNION UNSKILLED WORKERS UTILITY BILLS VILLAGE VULNERABLE HOUSEHOLDS WATER SUPPLY WITHDRAWAL WORK EXPERIENCE WORKING AGE WORKING AGE POPULATION WORKING LIFE |
| spellingShingle |
ACCESS TO BANK ACCOUNTS ACCESS TO CREDIT ACCESS TO FINANCE ACCESS TO FINANCIAL SERVICES ACCESS TO SAVINGS ACCESSIBILITY ACCOUNTING ADMINISTRATIVE COSTS ADMINISTRATIVE SUPPORT ADULT LEARNING ADVISORY SERVICES AFFORDABILITY AGRICULTURAL SECTOR ARREARS ATM ATMS BANK ACCOUNT BANK ACCOUNT ACCESS BANK ACCOUNTS BANK BRANCH BANK BRANCHES BANK DEPOSITS BANKING SECTOR BANKING SERVICES BANKS BASIC FINANCIAL LITERACY BASIC FINANCIAL SERVICES BASIC NEEDS BENEFICIARIES BIASES BORROWING BUSINESS DEVELOPMENT BUSINESS DEVELOPMENT SERVICES BUSINESS PLAN BUSINESS SUPPORT BUSINESS TRAINING CALCULATION CALCULATIONS CENTRAL BANKS COLLATERAL COMMERCIAL BANK COMMERCIAL BANKS COMMODITY CONTRIBUTION CONTRIBUTION PAYMENTS CONTRIBUTIONS COOPERATIVES CORPORATE SOCIAL RESPONSIBILITY CREDIT ASSOCIATION CREDIT CARD CREDIT CARDS CREDIT GROUPS CREDIT MARKETS CREDIT PROVIDERS CREDIT-WORTHINESS CURRENT ACCOUNT CURRENT ACCOUNTS CURRENT PRICES DEBIT CARD DEBIT CARDS DEBT DEBT MANAGEMENT DEMOGRAPHIC DEPOSIT DEPOSITORY INSTITUTION DEPOSITORY INSTITUTIONS DEPOSITS DEVELOPMENT BANK DISCRIMINATION DISPOSABLE INCOME DOWN PAYMENT EARNINGS ECONOMIC GROWTH ECONOMIC SECURITY EDUCATION LEVEL EDUCATION LEVELS EIB EMPLOYEE EMPLOYER EMPLOYERS EMPLOYMENT EXPERIENCE EMPLOYMENT STATUS ENTERPRISE FINANCING ENTERPRISE PROMOTION ENTREPRENEURS ENTREPRENEURSHIP ENTRY POINT ENTRY POINTS ETHNIC GROUP EXCHANGE RATE EXCHANGE RATES EXTREME POVERTY FACILITATION FAMILIES FAMILY BENEFITS FAMILY BUSINESS FAMILY BUSINESSES FEMALE POPULATION FINANCES FINANCIAL ACCESS FINANCIAL ACCESS INDICATORS FINANCIAL EDUCATION FINANCIAL EXCLUSION FINANCIAL INSTITUTIONS FINANCIAL INSTRUMENTS FINANCIAL INTERMEDIARIES FINANCIAL INTERMEDIATION FINANCIAL LITERACY FINANCIAL LITERACY TRAINING FINANCIAL MAINSTREAM FINANCIAL PLANNING FINANCIAL PRODUCTS FINANCIAL SECTOR FINANCIAL SERVICE FINANCIAL SERVICE PROVIDER FINANCIAL SERVICE PROVIDERS FINANCIAL TRAINING FIXED COST FIXED COSTS FORM OF SAVINGS FORMAL BANK FORMAL ECONOMY FORMAL FINANCIAL SERVICES FORMAL SAVINGS FUTURE INCOME GENDER GENDER DIFFERENCES GENERAL POPULATION GENERAL POPULATIONS GREATER ACCESS HOME IMPROVEMENTS HOME OWNERSHIP HOUSEHOLD INCOME HOUSEHOLD INVESTMENTS HOUSEHOLDS HOUSING INCENTIVES TO SAVE INCOME LEVELS INDEBTEDNESS INEQUALITY INFORMATION ASYMMETRIES INFORMATION ASYMMETRY INSTALLMENTS INVESTMENT BANK JOB LOSS JOB OPPORTUNITIES LABOR FORCE LABOR FORCE SURVEY LABOR MARKET LACK OF ACCESS LOAN LOAN APPLICANT LOAN SIZE LOCAL ENTERPRISE AGENCY LOW FINANCIAL LITERACY LOWER INCOME MAINSTREAM CREDIT MEDIUM ENTERPRISE MEDIUM ENTERPRISES MFI MICRO-CREDIT MICRO-FINANCE MICRO-FINANCE INSTITUTIONS MICRO-LENDING MICROCREDIT MICROFINANCE MICROFINANCE INSTITUTION MONEY TRANSFER MONTHLY INCOME MORTGAGES NATIONAL ECONOMY ONLINE BANKING OUTREACH PAYMENT SERVICES PAYMENT SYSTEMS PENSION PENSIONS POINT OF SALE POOR CLIENTS POSSESSION POSSESSIONS PROBABILITY PUBLIC ENTERPRISES PURCHASING POWER QUESTIONNAIRE REPAYMENT ROMA ROMANI SAFETY NETS SAVINGS SAVINGS ACCOUNT SAVINGS ACCOUNTS SAVINGS INITIATIVE SAVINGS MECHANISMS SAVINGS PRODUCTS SECONDARY EDUCATION SELF-EMPLOYMENT SELF-EXCLUSION SENIOR SMALL BUSINESS SMALL ENTERPRISES SOCIAL ASSISTANCE SOCIAL FUND SOCIAL PROTECTION SOCIAL RESPONSIBILITY SOURCE OF INCOME SOURCES OF CREDIT START-UP START-UP GRANT START-UPS TEMPORARY EMPLOYMENT TRANSACTION UNEMPLOYED UNEMPLOYED WOMEN UNEMPLOYMENT UNEMPLOYMENT INSURANCE UNEXPECTED EXPENSES UNION UNSKILLED WORKERS UTILITY BILLS VILLAGE VULNERABLE HOUSEHOLDS WATER SUPPLY WITHDRAWAL WORK EXPERIENCE WORKING AGE WORKING AGE POPULATION WORKING LIFE World Bank Reducing Vulnerability and Promoting the Self-Employment of Roma in Eastern Europe through Financial Inclusion |
| geographic_facet |
Europe and Central Asia |
| description |
European Commission |
| format |
Report |
| author |
World Bank |
| author_facet |
World Bank |
| author_sort |
World Bank |
| title |
Reducing Vulnerability and Promoting the Self-Employment of Roma in Eastern Europe through Financial Inclusion |
| title_short |
Reducing Vulnerability and Promoting the Self-Employment of Roma in Eastern Europe through Financial Inclusion |
| title_full |
Reducing Vulnerability and Promoting the Self-Employment of Roma in Eastern Europe through Financial Inclusion |
| title_fullStr |
Reducing Vulnerability and Promoting the Self-Employment of Roma in Eastern Europe through Financial Inclusion |
| title_full_unstemmed |
Reducing Vulnerability and Promoting the Self-Employment of Roma in Eastern Europe through Financial Inclusion |
| title_sort |
reducing vulnerability and promoting the self-employment of roma in eastern europe through financial inclusion |
| publisher |
Washington, DC |
| publishDate |
2017 |
| url |
http://documents.worldbank.org/curated/en/157071468249644850/Reducing-vulnerability-and-promoting-the-self-employment-of-Roma-in-Eastern-Europe-through-financial-inclusion http://hdl.handle.net/10986/26852 |
| _version_ |
1764462914824044544 |
| spelling |
okr-10986-268522021-04-23T14:04:38Z Reducing Vulnerability and Promoting the Self-Employment of Roma in Eastern Europe through Financial Inclusion World Bank ACCESS TO BANK ACCOUNTS ACCESS TO CREDIT ACCESS TO FINANCE ACCESS TO FINANCIAL SERVICES ACCESS TO SAVINGS ACCESSIBILITY ACCOUNTING ADMINISTRATIVE COSTS ADMINISTRATIVE SUPPORT ADULT LEARNING ADVISORY SERVICES AFFORDABILITY AGRICULTURAL SECTOR ARREARS ATM ATMS BANK ACCOUNT BANK ACCOUNT ACCESS BANK ACCOUNTS BANK BRANCH BANK BRANCHES BANK DEPOSITS BANKING SECTOR BANKING SERVICES BANKS BASIC FINANCIAL LITERACY BASIC FINANCIAL SERVICES BASIC NEEDS BENEFICIARIES BIASES BORROWING BUSINESS DEVELOPMENT BUSINESS DEVELOPMENT SERVICES BUSINESS PLAN BUSINESS SUPPORT BUSINESS TRAINING CALCULATION CALCULATIONS CENTRAL BANKS COLLATERAL COMMERCIAL BANK COMMERCIAL BANKS COMMODITY CONTRIBUTION CONTRIBUTION PAYMENTS CONTRIBUTIONS COOPERATIVES CORPORATE SOCIAL RESPONSIBILITY CREDIT ASSOCIATION CREDIT CARD CREDIT CARDS CREDIT GROUPS CREDIT MARKETS CREDIT PROVIDERS CREDIT-WORTHINESS CURRENT ACCOUNT CURRENT ACCOUNTS CURRENT PRICES DEBIT CARD DEBIT CARDS DEBT DEBT MANAGEMENT DEMOGRAPHIC DEPOSIT DEPOSITORY INSTITUTION DEPOSITORY INSTITUTIONS DEPOSITS DEVELOPMENT BANK DISCRIMINATION DISPOSABLE INCOME DOWN PAYMENT EARNINGS ECONOMIC GROWTH ECONOMIC SECURITY EDUCATION LEVEL EDUCATION LEVELS EIB EMPLOYEE EMPLOYER EMPLOYERS EMPLOYMENT EXPERIENCE EMPLOYMENT STATUS ENTERPRISE FINANCING ENTERPRISE PROMOTION ENTREPRENEURS ENTREPRENEURSHIP ENTRY POINT ENTRY POINTS ETHNIC GROUP EXCHANGE RATE EXCHANGE RATES EXTREME POVERTY FACILITATION FAMILIES FAMILY BENEFITS FAMILY BUSINESS FAMILY BUSINESSES FEMALE POPULATION FINANCES FINANCIAL ACCESS FINANCIAL ACCESS INDICATORS FINANCIAL EDUCATION FINANCIAL EXCLUSION FINANCIAL INSTITUTIONS FINANCIAL INSTRUMENTS FINANCIAL INTERMEDIARIES FINANCIAL INTERMEDIATION FINANCIAL LITERACY FINANCIAL LITERACY TRAINING FINANCIAL MAINSTREAM FINANCIAL PLANNING FINANCIAL PRODUCTS FINANCIAL SECTOR FINANCIAL SERVICE FINANCIAL SERVICE PROVIDER FINANCIAL SERVICE PROVIDERS FINANCIAL TRAINING FIXED COST FIXED COSTS FORM OF SAVINGS FORMAL BANK FORMAL ECONOMY FORMAL FINANCIAL SERVICES FORMAL SAVINGS FUTURE INCOME GENDER GENDER DIFFERENCES GENERAL POPULATION GENERAL POPULATIONS GREATER ACCESS HOME IMPROVEMENTS HOME OWNERSHIP HOUSEHOLD INCOME HOUSEHOLD INVESTMENTS HOUSEHOLDS HOUSING INCENTIVES TO SAVE INCOME LEVELS INDEBTEDNESS INEQUALITY INFORMATION ASYMMETRIES INFORMATION ASYMMETRY INSTALLMENTS INVESTMENT BANK JOB LOSS JOB OPPORTUNITIES LABOR FORCE LABOR FORCE SURVEY LABOR MARKET LACK OF ACCESS LOAN LOAN APPLICANT LOAN SIZE LOCAL ENTERPRISE AGENCY LOW FINANCIAL LITERACY LOWER INCOME MAINSTREAM CREDIT MEDIUM ENTERPRISE MEDIUM ENTERPRISES MFI MICRO-CREDIT MICRO-FINANCE MICRO-FINANCE INSTITUTIONS MICRO-LENDING MICROCREDIT MICROFINANCE MICROFINANCE INSTITUTION MONEY TRANSFER MONTHLY INCOME MORTGAGES NATIONAL ECONOMY ONLINE BANKING OUTREACH PAYMENT SERVICES PAYMENT SYSTEMS PENSION PENSIONS POINT OF SALE POOR CLIENTS POSSESSION POSSESSIONS PROBABILITY PUBLIC ENTERPRISES PURCHASING POWER QUESTIONNAIRE REPAYMENT ROMA ROMANI SAFETY NETS SAVINGS SAVINGS ACCOUNT SAVINGS ACCOUNTS SAVINGS INITIATIVE SAVINGS MECHANISMS SAVINGS PRODUCTS SECONDARY EDUCATION SELF-EMPLOYMENT SELF-EXCLUSION SENIOR SMALL BUSINESS SMALL ENTERPRISES SOCIAL ASSISTANCE SOCIAL FUND SOCIAL PROTECTION SOCIAL RESPONSIBILITY SOURCE OF INCOME SOURCES OF CREDIT START-UP START-UP GRANT START-UPS TEMPORARY EMPLOYMENT TRANSACTION UNEMPLOYED UNEMPLOYED WOMEN UNEMPLOYMENT UNEMPLOYMENT INSURANCE UNEXPECTED EXPENSES UNION UNSKILLED WORKERS UTILITY BILLS VILLAGE VULNERABLE HOUSEHOLDS WATER SUPPLY WITHDRAWAL WORK EXPERIENCE WORKING AGE WORKING AGE POPULATION WORKING LIFE European Commission This chapter highlights the growing global and European financial inclusion agenda and provides a brief assessment of vulnerability and labor market outcomes for Roma in Eastern Europe. Financial inclusion is considered by many to be among the main instruments to improve welfare, especially among the poor, which need financial services as much as, if not more, than non-poor, to reduce vulnerability and improve self-employment. Following a brief description of the main data sources used in the analysis, the chapter highlights the very high levels of vulnerability and exclusion among Roma in Eastern Europe and the poor labor market outcomes by any measure, including extremely low employment rates and high informality. Against this background, the following chapters assess financial exclusion among Roma, and self-employment levels and (credit) barriers to starting businesses. The final chapter highlights international experiences promoting comprehensive, incremental approaches to financial inclusion. 2017-06-02T18:47:22Z 2017-06-02T18:47:22Z 2012-09-04 Report http://documents.worldbank.org/curated/en/157071468249644850/Reducing-vulnerability-and-promoting-the-self-employment-of-Roma-in-Eastern-Europe-through-financial-inclusion http://hdl.handle.net/10986/26852 English en_US CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo World Bank Washington, DC Economic & Sector Work :: Other Financial Sector Study Economic & Sector Work Europe and Central Asia |