The Social Value of Health Insurance Results from Ghana

This paper uses the roll-out of the national health insurance in Ghana to assess the cushioning effect of coverage on the financial consequences of health shocks and resulting changes in coping behaviors. The analysis finds a strong reduction in me...

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Main Authors:	Garcia-Mandico, Silvia, Reichert, Arndt, Strupat, Christoph
Format:	Working Paper
Language:	English
Published:	World Bank, Washington, DC 2019
Subjects:	SOCIAL PROTECTION HEALTH SHOCK CHILD LABOR HEALTH INSURANCE COPING STRATEGY LABOR SUPPLY
Online Access:	http://documents.worldbank.org/curated/en/715441568214752631/The-Social-Value-of-Health-Insurance-Results-from-Ghana http://hdl.handle.net/10986/32378

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recordtype	oai_dc
spelling	okr-10986-323782022-09-20T00:15:28Z The Social Value of Health Insurance Results from Ghana Garcia-Mandico, Silvia Reichert, Arndt Strupat, Christoph SOCIAL PROTECTION HEALTH SHOCK CHILD LABOR HEALTH INSURANCE COPING STRATEGY LABOR SUPPLY This paper uses the roll-out of the national health insurance in Ghana to assess the cushioning effect of coverage on the financial consequences of health shocks and resulting changes in coping behaviors. The analysis finds a strong reduction in medical expenditures, preventing households from cutting non-food consumption and causing a decrease in the volume of received remittances as well as the labor supply of healthy adult household members. Moreover, the paper presents evidence that the insurance scheme reduced the likelihood that households experiencing a health shock pulled their children out of school to put them to work. Avoidance of such costly coping mechanisms is potentially an important part of the social value of formal health insurance. 2019-09-12T16:58:00Z 2019-09-12T16:58:00Z 2019-09 Working Paper http://documents.worldbank.org/curated/en/715441568214752631/The-Social-Value-of-Health-Insurance-Results-from-Ghana http://hdl.handle.net/10986/32378 English Policy Research Working Paper;No. 9004 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo World Bank World Bank, Washington, DC Publications & Research Publications & Research :: Policy Research Working Paper Africa Ghana
repository_type	Digital Repository
institution_category	Foreign Institution
institution	Digital Repositories
building	World Bank Open Knowledge Repository
collection	World Bank
language	English
topic	SOCIAL PROTECTION HEALTH SHOCK CHILD LABOR HEALTH INSURANCE COPING STRATEGY LABOR SUPPLY
spellingShingle	SOCIAL PROTECTION HEALTH SHOCK CHILD LABOR HEALTH INSURANCE COPING STRATEGY LABOR SUPPLY Garcia-Mandico, Silvia Reichert, Arndt Strupat, Christoph The Social Value of Health Insurance Results from Ghana
geographic_facet	Africa Ghana
relation	Policy Research Working Paper;No. 9004
description	This paper uses the roll-out of the national health insurance in Ghana to assess the cushioning effect of coverage on the financial consequences of health shocks and resulting changes in coping behaviors. The analysis finds a strong reduction in medical expenditures, preventing households from cutting non-food consumption and causing a decrease in the volume of received remittances as well as the labor supply of healthy adult household members. Moreover, the paper presents evidence that the insurance scheme reduced the likelihood that households experiencing a health shock pulled their children out of school to put them to work. Avoidance of such costly coping mechanisms is potentially an important part of the social value of formal health insurance.
format	Working Paper
author	Garcia-Mandico, Silvia Reichert, Arndt Strupat, Christoph
author_facet	Garcia-Mandico, Silvia Reichert, Arndt Strupat, Christoph
author_sort	Garcia-Mandico, Silvia
title	The Social Value of Health Insurance Results from Ghana
title_short	The Social Value of Health Insurance Results from Ghana
title_full	The Social Value of Health Insurance Results from Ghana
title_fullStr	The Social Value of Health Insurance Results from Ghana
title_full_unstemmed	The Social Value of Health Insurance Results from Ghana
title_sort	social value of health insurance results from ghana
publisher	World Bank, Washington, DC
publishDate	2019
url	http://documents.worldbank.org/curated/en/715441568214752631/The-Social-Value-of-Health-Insurance-Results-from-Ghana http://hdl.handle.net/10986/32378
_version_	1764476419125018624

The Social Value of Health Insurance Results from Ghana

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