Chile - Financial Sector Assessment Program, December 2021 : Technical Note - Household Indebtedness and Financial Consumer Protection

This Technical Note discusses household indebtedness issues in Chile from a financial consumer protection perspective. The note discusses over-indebtedness concerns and other creditrelated issues practices that appear to be adversely affecting cons...

Full description

Bibliographic Details
Main Authors:	Cohen, Charles, Dijkman, Miquel
Format:	Report
Language:	English
Published:	World Bank, Washington, DC 2022
Subjects:	HOUSEHOLD INDEBTEDNESS FINANCIAL CONSUMER PROTECTION OVER-INDEBTEDNESS CREDIT LOWER INCOME CONSUMERS CONSUMER PROTECTION FINANCIAL EQUITY FINANCIAL IMPACT OF COVID-19 LOSS OF INCOME INDEBTEDNESS VULNERABILITY FINANCIAL IMPACT OF PANDEMIC
Online Access:	http://documents.worldbank.org/curated/en/099455107152211331/P172020018d97103a0aa0c02fbdce66bdcd http://hdl.handle.net/10986/37750

id	okr-10986-37750
recordtype	oai_dc
spelling	okr-10986-377502022-07-26T05:10:38Z Chile - Financial Sector Assessment Program, December 2021 : Technical Note - Household Indebtedness and Financial Consumer Protection Cohen, Charles Dijkman, Miquel HOUSEHOLD INDEBTEDNESS FINANCIAL CONSUMER PROTECTION OVER-INDEBTEDNESS CREDIT LOWER INCOME CONSUMERS CONSUMER PROTECTION FINANCIAL EQUITY FINANCIAL IMPACT OF COVID-19 LOSS OF INCOME INDEBTEDNESS VULNERABILITY FINANCIAL IMPACT OF PANDEMIC This Technical Note discusses household indebtedness issues in Chile from a financial consumer protection perspective. The note discusses over-indebtedness concerns and other creditrelated issues practices that appear to be adversely affecting consumers – particularly more vulnerable, lower income consumers – in Chile and gaps in the current financial consumer protection regulatory and supervisory framework needing to be bridged to assist in addressing these issues. The note considers both issues that had already manifested prior to the COVID-19 pandemic and developments during the pandemic. Importantly, the note highlights credit-related issues which warrant focus from a consumer protection perspective even if they may not necessarily be a concern from a stability perspective. 2022-07-25T13:38:05Z 2022-07-25T13:38:05Z 2021-11 Report http://documents.worldbank.org/curated/en/099455107152211331/P172020018d97103a0aa0c02fbdce66bdcd http://hdl.handle.net/10986/37750 English CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo World Bank World Bank, Washington, DC Economic & Sector Work :: Financial Sector Assessment Program (FSAP) Latin America & Caribbean Chile
repository_type	Digital Repository
institution_category	Foreign Institution
institution	Digital Repositories
building	World Bank Open Knowledge Repository
collection	World Bank
language	English
topic	HOUSEHOLD INDEBTEDNESS FINANCIAL CONSUMER PROTECTION OVER-INDEBTEDNESS CREDIT LOWER INCOME CONSUMERS CONSUMER PROTECTION FINANCIAL EQUITY FINANCIAL IMPACT OF COVID-19 LOSS OF INCOME INDEBTEDNESS VULNERABILITY FINANCIAL IMPACT OF PANDEMIC
spellingShingle	HOUSEHOLD INDEBTEDNESS FINANCIAL CONSUMER PROTECTION OVER-INDEBTEDNESS CREDIT LOWER INCOME CONSUMERS CONSUMER PROTECTION FINANCIAL EQUITY FINANCIAL IMPACT OF COVID-19 LOSS OF INCOME INDEBTEDNESS VULNERABILITY FINANCIAL IMPACT OF PANDEMIC Cohen, Charles Dijkman, Miquel Chile - Financial Sector Assessment Program, December 2021 : Technical Note - Household Indebtedness and Financial Consumer Protection
geographic_facet	Latin America & Caribbean Chile
description	This Technical Note discusses household indebtedness issues in Chile from a financial consumer protection perspective. The note discusses over-indebtedness concerns and other creditrelated issues practices that appear to be adversely affecting consumers – particularly more vulnerable, lower income consumers – in Chile and gaps in the current financial consumer protection regulatory and supervisory framework needing to be bridged to assist in addressing these issues. The note considers both issues that had already manifested prior to the COVID-19 pandemic and developments during the pandemic. Importantly, the note highlights credit-related issues which warrant focus from a consumer protection perspective even if they may not necessarily be a concern from a stability perspective.
format	Report
author	Cohen, Charles Dijkman, Miquel
author_facet	Cohen, Charles Dijkman, Miquel
author_sort	Cohen, Charles
title	Chile - Financial Sector Assessment Program, December 2021 : Technical Note - Household Indebtedness and Financial Consumer Protection
title_short	Chile - Financial Sector Assessment Program, December 2021 : Technical Note - Household Indebtedness and Financial Consumer Protection
title_full	Chile - Financial Sector Assessment Program, December 2021 : Technical Note - Household Indebtedness and Financial Consumer Protection
title_fullStr	Chile - Financial Sector Assessment Program, December 2021 : Technical Note - Household Indebtedness and Financial Consumer Protection
title_full_unstemmed	Chile - Financial Sector Assessment Program, December 2021 : Technical Note - Household Indebtedness and Financial Consumer Protection
title_sort	chile - financial sector assessment program, december 2021 : technical note - household indebtedness and financial consumer protection
publisher	World Bank, Washington, DC
publishDate	2022
url	http://documents.worldbank.org/curated/en/099455107152211331/P172020018d97103a0aa0c02fbdce66bdcd http://hdl.handle.net/10986/37750
_version_	1764487835669233664

Chile - Financial Sector Assessment Program, December 2021 : Technical Note - Household Indebtedness and Financial Consumer Protection

Similar Items