APA (7th ed.) Citation

Beck, T., Demirgüç-Kunt, A., & Honohan, P. (2012). Access to Financial Services. World Bank.

Chicago Style (17th ed.) Citation

Beck, Thorsten, Asli Demirgüç-Kunt, and Patrick Honohan. Access to Financial Services. World Bank, 2012.

MLA (8th ed.) Citation

Beck, Thorsten, et al. Access to Financial Services. World Bank, 2012.