APA (7th ed.) Citation

Beck, T., Demirgüç-Kunt, A., & Martinez Peria, M. S. (2012). Banking Services for Everyone? Barriers to Bank Access and Use around the World. World Bank.

Chicago Style (17th ed.) Citation

Beck, Thorsten, Asli Demirgüç-Kunt, and Maria Soledad Martinez Peria. Banking Services for Everyone? Barriers to Bank Access and Use Around the World. World Bank, 2012.

MLA (8th ed.) Citation

Beck, Thorsten, et al. Banking Services for Everyone? Barriers to Bank Access and Use Around the World. World Bank, 2012.