APA (7th ed.) Citation

Luo, Y., Smith, W. T., & Zou, H. (2012). The Spirit of Capitalism, Precautionary Savings, and Consumption.

Chicago Style (17th ed.) Citation

Luo, Yulei, William T. Smith, and Heng-Fu Zou. The Spirit of Capitalism, Precautionary Savings, and Consumption. 2012.

MLA (8th ed.) Citation

Luo, Yulei, et al. The Spirit of Capitalism, Precautionary Savings, and Consumption. 2012.