Ownership, Competition, and Bank Productivity: An Analysis of Indian Banking in the Post-reform Period
This paper investigates the effect of ownership and competition on Indian bank productivity since the 1991 reforms. We find that Indian private banks dominate the public and foreign banks both in terms of productivity levels and productivity growth, with the new Indian private banks leading the char...
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| Format: | Journal Article |
| Language: | EN |
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2012
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| Online Access: | http://hdl.handle.net/10986/4912 |
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okr-10986-49122021-04-23T14:02:20Z Ownership, Competition, and Bank Productivity: An Analysis of Indian Banking in the Post-reform Period Sanyal, Paroma Shankar, Rashmi Production Cost Capital, Total Factor, and Multifactor Productivity Capacity D240 Banks Other Depository Institutions Micro Finance Institutions Mortgages G210 Financing Policy Financial Risk and Risk Management Capital and Ownership Structure G320 Production, Pricing, and Market Structure Size Distribution of Firms L110 Economic Development: Financial Markets Saving and Capital Investment Corporate Finance and Governance O160 This paper investigates the effect of ownership and competition on Indian bank productivity since the 1991 reforms. We find that Indian private banks dominate the public and foreign banks both in terms of productivity levels and productivity growth, with the new Indian private banks leading the charge. Competition has a positive impact on productivity for the old Indian private banks, and all the other banks are hurt by competition--the worst hit being new Indian private banks. A similar picture emerges on the productivity growth side, with the new Indian private bank productivity growth being the worst affected as competition increases. An analysis of the pre- and post-1998 periods shows that the latter period displays a much higher productivity gap between the Indian private banks and the public and foreign banks. Indian private bank productivity and productivity growth suffer due to increasing competition in the post-1998 period. 2012-03-30T07:30:21Z 2012-03-30T07:30:21Z 2011 Journal Article International Review of Economics and Finance 10590560 http://hdl.handle.net/10986/4912 EN http://creativecommons.org/licenses/by-nc-nd/3.0/igo World Bank Journal Article India |
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Digital Repository |
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Foreign Institution |
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Digital Repositories |
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World Bank Open Knowledge Repository |
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World Bank |
| language |
EN |
| topic |
Production Cost Capital, Total Factor, and Multifactor Productivity Capacity D240 Banks Other Depository Institutions Micro Finance Institutions Mortgages G210 Financing Policy Financial Risk and Risk Management Capital and Ownership Structure G320 Production, Pricing, and Market Structure Size Distribution of Firms L110 Economic Development: Financial Markets Saving and Capital Investment Corporate Finance and Governance O160 |
| spellingShingle |
Production Cost Capital, Total Factor, and Multifactor Productivity Capacity D240 Banks Other Depository Institutions Micro Finance Institutions Mortgages G210 Financing Policy Financial Risk and Risk Management Capital and Ownership Structure G320 Production, Pricing, and Market Structure Size Distribution of Firms L110 Economic Development: Financial Markets Saving and Capital Investment Corporate Finance and Governance O160 Sanyal, Paroma Shankar, Rashmi Ownership, Competition, and Bank Productivity: An Analysis of Indian Banking in the Post-reform Period |
| geographic_facet |
India |
| relation |
http://creativecommons.org/licenses/by-nc-nd/3.0/igo |
| description |
This paper investigates the effect of ownership and competition on Indian bank productivity since the 1991 reforms. We find that Indian private banks dominate the public and foreign banks both in terms of productivity levels and productivity growth, with the new Indian private banks leading the charge. Competition has a positive impact on productivity for the old Indian private banks, and all the other banks are hurt by competition--the worst hit being new Indian private banks. A similar picture emerges on the productivity growth side, with the new Indian private bank productivity growth being the worst affected as competition increases. An analysis of the pre- and post-1998 periods shows that the latter period displays a much higher productivity gap between the Indian private banks and the public and foreign banks. Indian private bank productivity and productivity growth suffer due to increasing competition in the post-1998 period. |
| format |
Journal Article |
| author |
Sanyal, Paroma Shankar, Rashmi |
| author_facet |
Sanyal, Paroma Shankar, Rashmi |
| author_sort |
Sanyal, Paroma |
| title |
Ownership, Competition, and Bank Productivity: An Analysis of Indian Banking in the Post-reform Period |
| title_short |
Ownership, Competition, and Bank Productivity: An Analysis of Indian Banking in the Post-reform Period |
| title_full |
Ownership, Competition, and Bank Productivity: An Analysis of Indian Banking in the Post-reform Period |
| title_fullStr |
Ownership, Competition, and Bank Productivity: An Analysis of Indian Banking in the Post-reform Period |
| title_full_unstemmed |
Ownership, Competition, and Bank Productivity: An Analysis of Indian Banking in the Post-reform Period |
| title_sort |
ownership, competition, and bank productivity: an analysis of indian banking in the post-reform period |
| publishDate |
2012 |
| url |
http://hdl.handle.net/10986/4912 |
| _version_ |
1764393217062600704 |