Bank Ownership Type and Banking Relationships
We formulate and test hypotheses about the role of bank ownership type--foreign, state-owned, and private domestic banks--in banking relationships. Our application uses data from India, an important developing nation. The empirical results are consistent with all of our hypotheses with regard to for...
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okr-10986-54082021-04-23T14:02:22Z Bank Ownership Type and Banking Relationships Berger, Allen N. Klapper, Leora F. Martinez Peria, Maria Soledad Zaidi, Rida Multinational Firms International Business F230 Banks Other Depository Institutions Micro Finance Institutions Mortgages G210 Financing Policy Financial Risk and Risk Management Capital and Ownership Structure G320 Economic Development: Financial Markets Saving and Capital Investment Corporate Finance and Governance O160 We formulate and test hypotheses about the role of bank ownership type--foreign, state-owned, and private domestic banks--in banking relationships. Our application uses data from India, an important developing nation. The empirical results are consistent with all of our hypotheses with regard to foreign banks. First, these banks tend to establish relationships with relatively transparent firms. Second, firms that have relationships with foreign banks are more likely to enter into multiple banking relationships and to maintain a larger number of such relationships. Finally, firms banking with foreign banks are more likely than others to diversify relationships across bank ownership types. The data are also consistent with the hypotheses that firms with relationships with state-owned banks are relatively unlikely to maintain multiple banking relationships, tend to interact with a smaller number of banks, and less often diversify across ownership types. 2012-03-30T07:32:41Z 2012-03-30T07:32:41Z 2008 Journal Article Journal of Financial Intermediation 10429573 http://hdl.handle.net/10986/5408 EN http://creativecommons.org/licenses/by-nc-nd/3.0/igo World Bank Journal Article |
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Digital Repository |
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Foreign Institution |
institution |
Digital Repositories |
building |
World Bank Open Knowledge Repository |
collection |
World Bank |
language |
EN |
topic |
Multinational Firms International Business F230 Banks Other Depository Institutions Micro Finance Institutions Mortgages G210 Financing Policy Financial Risk and Risk Management Capital and Ownership Structure G320 Economic Development: Financial Markets Saving and Capital Investment Corporate Finance and Governance O160 |
spellingShingle |
Multinational Firms International Business F230 Banks Other Depository Institutions Micro Finance Institutions Mortgages G210 Financing Policy Financial Risk and Risk Management Capital and Ownership Structure G320 Economic Development: Financial Markets Saving and Capital Investment Corporate Finance and Governance O160 Berger, Allen N. Klapper, Leora F. Martinez Peria, Maria Soledad Zaidi, Rida Bank Ownership Type and Banking Relationships |
relation |
http://creativecommons.org/licenses/by-nc-nd/3.0/igo |
description |
We formulate and test hypotheses about the role of bank ownership type--foreign, state-owned, and private domestic banks--in banking relationships. Our application uses data from India, an important developing nation. The empirical results are consistent with all of our hypotheses with regard to foreign banks. First, these banks tend to establish relationships with relatively transparent firms. Second, firms that have relationships with foreign banks are more likely to enter into multiple banking relationships and to maintain a larger number of such relationships. Finally, firms banking with foreign banks are more likely than others to diversify relationships across bank ownership types. The data are also consistent with the hypotheses that firms with relationships with state-owned banks are relatively unlikely to maintain multiple banking relationships, tend to interact with a smaller number of banks, and less often diversify across ownership types. |
format |
Journal Article |
author |
Berger, Allen N. Klapper, Leora F. Martinez Peria, Maria Soledad Zaidi, Rida |
author_facet |
Berger, Allen N. Klapper, Leora F. Martinez Peria, Maria Soledad Zaidi, Rida |
author_sort |
Berger, Allen N. |
title |
Bank Ownership Type and Banking Relationships |
title_short |
Bank Ownership Type and Banking Relationships |
title_full |
Bank Ownership Type and Banking Relationships |
title_fullStr |
Bank Ownership Type and Banking Relationships |
title_full_unstemmed |
Bank Ownership Type and Banking Relationships |
title_sort |
bank ownership type and banking relationships |
publishDate |
2012 |
url |
http://hdl.handle.net/10986/5408 |
_version_ |
1764394946320662528 |