How Does Geographic Distance Affect Credit Market Access in Niger?
Distances involved in accessing basic services can constitute a major barrier to development. This paper analyzes the relationship between the distance separating households from microfinance institutions' offices in Niger, and the low levels...
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| Format: | Policy Research Working Paper |
| Language: | English |
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World Bank, Washington, DC
2012
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| Online Access: | http://documents.worldbank.org/curated/en/2008/11/10002177/geographic-distance-affect-credit-market-access-niger http://hdl.handle.net/10986/6388 |
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okr-10986-63882021-04-23T14:02:30Z How Does Geographic Distance Affect Credit Market Access in Niger? Pedrosa, Jose Do, Quy-Toan Distances involved in accessing basic services can constitute a major barrier to development. This paper analyzes the relationship between the distance separating households from microfinance institutions' offices in Niger, and the low levels of development and performance of the microfinance sector in the country. To cope with the effects of geographical distance, microfinance institutions adapt their policies through more restrictive loan conditions, higher interest rates, and more intensive screening. The authors to discuss the tension between access and sustainability in the context of financial services for the poor. 2012-05-24T20:23:53Z 2012-05-24T20:23:53Z 2008-11 http://documents.worldbank.org/curated/en/2008/11/10002177/geographic-distance-affect-credit-market-access-niger http://hdl.handle.net/10986/6388 English Policy Research Working Paper; No. 4772 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank World Bank, Washington, DC Publications & Research :: Policy Research Working Paper Publications & Research Africa Niger |
| repository_type |
Digital Repository |
| institution_category |
Foreign Institution |
| institution |
Digital Repositories |
| building |
World Bank Open Knowledge Repository |
| collection |
World Bank |
| language |
English |
| geographic_facet |
Africa Niger |
| relation |
Policy Research Working Paper; No. 4772 |
| description |
Distances involved in accessing basic
services can constitute a major barrier to development. This
paper analyzes the relationship between the distance
separating households from microfinance institutions'
offices in Niger, and the low levels of development and
performance of the microfinance sector in the country. To
cope with the effects of geographical distance, microfinance
institutions adapt their policies through more restrictive
loan conditions, higher interest rates, and more intensive
screening. The authors to discuss the tension between access
and sustainability in the context of financial services for
the poor. |
| format |
Publications & Research :: Policy Research Working Paper |
| author |
Pedrosa, Jose Do, Quy-Toan |
| spellingShingle |
Pedrosa, Jose Do, Quy-Toan How Does Geographic Distance Affect Credit Market Access in Niger? |
| author_facet |
Pedrosa, Jose Do, Quy-Toan |
| author_sort |
Pedrosa, Jose |
| title |
How Does Geographic Distance Affect Credit Market Access in Niger? |
| title_short |
How Does Geographic Distance Affect Credit Market Access in Niger? |
| title_full |
How Does Geographic Distance Affect Credit Market Access in Niger? |
| title_fullStr |
How Does Geographic Distance Affect Credit Market Access in Niger? |
| title_full_unstemmed |
How Does Geographic Distance Affect Credit Market Access in Niger? |
| title_sort |
how does geographic distance affect credit market access in niger? |
| publisher |
World Bank, Washington, DC |
| publishDate |
2012 |
| url |
http://documents.worldbank.org/curated/en/2008/11/10002177/geographic-distance-affect-credit-market-access-niger http://hdl.handle.net/10986/6388 |
| _version_ |
1764399966216781824 |