Improving Access to Finance for India's Rural Poor
Improving Access to Finance for India's Rural Poor examines the current level and pattern of access to finance for India's rural households, evaluates various approaches for delivering financial services to the rural poor, analyzes what l...
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| Language: | English en_US |
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Washington, DC: World Bank
2012
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| Online Access: | http://documents.worldbank.org/curated/en/2006/05/6857121/improving-access-finance-indias-rural-poor http://hdl.handle.net/10986/6927 |
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okr-10986-69272021-04-23T14:02:27Z Improving Access to Finance for India's Rural Poor Basu, Priya ADVERSE SELECTION AGRICULTURAL CREDIT APEX ASSET CLASSIFICATION BANK ACCOUNTS BANK ASSETS BANK BRANCHES BANK INDONESIA BANKING CRISES BANKING SECTOR BANKS BROKERS CAPITAL ADEQUACY CAPITAL BASE CAPITAL REQUIREMENTS CEO CHIEF EXECUTIVE COLLATERAL COMMERCIAL BANK COMMERCIAL BANKS COMMERCIAL BORROWING COMPANY COOPERATIVE BANKS COOPERATIVES CORPORATION DEBT DEFAULT RISK DEPOSIT ACCOUNTS DEPOSIT MOBILIZATION DEPOSITS DEREGULATION FINANCE COMPANIES FINANCIAL DATABASES FINANCIAL DISTRESS FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIATION FINANCIAL SERVICES FINANCIAL SYSTEMS FINANCIAL TRANSACTIONS FISCAL DEFICITS FORMAL FINANCE FORMALINFORMAL LINKAGES GOVERNMENT INTERVENTION HOUSEHOLD DEBT INCENTIVE FRAMEWORK INCOME DISTRIBUTION INDIVIDUALS INFORMAL FINANCE INSTITUTIONAL ENVIRONMENT INSTITUTIONAL STRUCTURES INSURANCE INTEREST RATES INVESTIGATION LAWS LEGAL FRAMEWORK LIMITED LIQUIDITY LIQUIDITY RATIO MANAGEMENT INFORMATION SYSTEMS MARKET DISCIPLINE MERGERS MFI MICROCREDIT MICROCREDIT LOANS MICROFINANCE MICROFINANCE INSTITUTION MICROFINANCE INSTITUTIONS MICROFINANCE PRACTITIONERS MICROFINANCE SECTOR MORAL HAZARD NATIONAL BANK NATIONALIZATION NON-GOVERNMENTAL ORGANIZATION NON-GOVERNMENTAL ORGANIZATIONS OUTREACH PACS PARTNERSHIP POOR HOUSEHOLDS PORTFOLIOS PRIVATE BANKS PROFITABILITY PRUDENTIAL REGULATION REGIONAL RURAL BANKS REGULATORY FORBEARANCE REGULATORY FRAMEWORK RESERVE BANK OF INDIA RETURN ON ASSETS RISK MANAGEMENT RURAL BANKS RURAL CREDIT RURAL FINANCE RURAL FINANCE INSTITUTIONS SAVINGS SAVINGS ACCOUNTS SECURITIES SMALL LOANS SOCIETIES SOCIETY SPONSOR STAKEHOLDERS SUBSIDIARY SUBSIDIZED CREDIT SUSTAINABILITY TRANSACTION COSTS VULNERABILITY Improving Access to Finance for India's Rural Poor examines the current level and pattern of access to finance for India's rural households, evaluates various approaches for delivering financial services to the rural poor, analyzes what lies behind the lack of adequate financial access for the rural poor, and identifies what it would take to improve access to finance for India's rural poor. Based on the analysis of a large-scale rural household survey, in combination with an evaluation of the role of financial markets and institutions, this title also examines different forms of financial service provision, including formal, informal and microfinance, raises questions about approaches used so far to address financial exclusion, and makes recommendations for policy advisors and financial service providers on how to scale-up access to finance for India's rural poor, to meet their diverse financial needs (savings, credit, insurance against unexpected events, etc.), in a commercially sustainable manner. Its conclusions will be of interest to anyone involved in economic policy, finance or microfinance, poverty analysis, and poverty reduction. 2012-06-01T20:23:33Z 2012-06-01T20:23:33Z 2006 http://documents.worldbank.org/curated/en/2006/05/6857121/improving-access-finance-indias-rural-poor 978-0-8213-6146-7 http://hdl.handle.net/10986/6927 English en_US Directions in Development CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo World Bank Washington, DC: World Bank Publications & Research :: Publication Publications & Research :: Publication India |
| repository_type |
Digital Repository |
| institution_category |
Foreign Institution |
| institution |
Digital Repositories |
| building |
World Bank Open Knowledge Repository |
| collection |
World Bank |
| language |
English en_US |
| topic |
ADVERSE SELECTION AGRICULTURAL CREDIT APEX ASSET CLASSIFICATION BANK ACCOUNTS BANK ASSETS BANK BRANCHES BANK INDONESIA BANKING CRISES BANKING SECTOR BANKS BROKERS CAPITAL ADEQUACY CAPITAL BASE CAPITAL REQUIREMENTS CEO CHIEF EXECUTIVE COLLATERAL COMMERCIAL BANK COMMERCIAL BANKS COMMERCIAL BORROWING COMPANY COOPERATIVE BANKS COOPERATIVES CORPORATION DEBT DEFAULT RISK DEPOSIT ACCOUNTS DEPOSIT MOBILIZATION DEPOSITS DEREGULATION FINANCE COMPANIES FINANCIAL DATABASES FINANCIAL DISTRESS FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIATION FINANCIAL SERVICES FINANCIAL SYSTEMS FINANCIAL TRANSACTIONS FISCAL DEFICITS FORMAL FINANCE FORMALINFORMAL LINKAGES GOVERNMENT INTERVENTION HOUSEHOLD DEBT INCENTIVE FRAMEWORK INCOME DISTRIBUTION INDIVIDUALS INFORMAL FINANCE INSTITUTIONAL ENVIRONMENT INSTITUTIONAL STRUCTURES INSURANCE INTEREST RATES INVESTIGATION LAWS LEGAL FRAMEWORK LIMITED LIQUIDITY LIQUIDITY RATIO MANAGEMENT INFORMATION SYSTEMS MARKET DISCIPLINE MERGERS MFI MICROCREDIT MICROCREDIT LOANS MICROFINANCE MICROFINANCE INSTITUTION MICROFINANCE INSTITUTIONS MICROFINANCE PRACTITIONERS MICROFINANCE SECTOR MORAL HAZARD NATIONAL BANK NATIONALIZATION NON-GOVERNMENTAL ORGANIZATION NON-GOVERNMENTAL ORGANIZATIONS OUTREACH PACS PARTNERSHIP POOR HOUSEHOLDS PORTFOLIOS PRIVATE BANKS PROFITABILITY PRUDENTIAL REGULATION REGIONAL RURAL BANKS REGULATORY FORBEARANCE REGULATORY FRAMEWORK RESERVE BANK OF INDIA RETURN ON ASSETS RISK MANAGEMENT RURAL BANKS RURAL CREDIT RURAL FINANCE RURAL FINANCE INSTITUTIONS SAVINGS SAVINGS ACCOUNTS SECURITIES SMALL LOANS SOCIETIES SOCIETY SPONSOR STAKEHOLDERS SUBSIDIARY SUBSIDIZED CREDIT SUSTAINABILITY TRANSACTION COSTS VULNERABILITY |
| spellingShingle |
ADVERSE SELECTION AGRICULTURAL CREDIT APEX ASSET CLASSIFICATION BANK ACCOUNTS BANK ASSETS BANK BRANCHES BANK INDONESIA BANKING CRISES BANKING SECTOR BANKS BROKERS CAPITAL ADEQUACY CAPITAL BASE CAPITAL REQUIREMENTS CEO CHIEF EXECUTIVE COLLATERAL COMMERCIAL BANK COMMERCIAL BANKS COMMERCIAL BORROWING COMPANY COOPERATIVE BANKS COOPERATIVES CORPORATION DEBT DEFAULT RISK DEPOSIT ACCOUNTS DEPOSIT MOBILIZATION DEPOSITS DEREGULATION FINANCE COMPANIES FINANCIAL DATABASES FINANCIAL DISTRESS FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIATION FINANCIAL SERVICES FINANCIAL SYSTEMS FINANCIAL TRANSACTIONS FISCAL DEFICITS FORMAL FINANCE FORMALINFORMAL LINKAGES GOVERNMENT INTERVENTION HOUSEHOLD DEBT INCENTIVE FRAMEWORK INCOME DISTRIBUTION INDIVIDUALS INFORMAL FINANCE INSTITUTIONAL ENVIRONMENT INSTITUTIONAL STRUCTURES INSURANCE INTEREST RATES INVESTIGATION LAWS LEGAL FRAMEWORK LIMITED LIQUIDITY LIQUIDITY RATIO MANAGEMENT INFORMATION SYSTEMS MARKET DISCIPLINE MERGERS MFI MICROCREDIT MICROCREDIT LOANS MICROFINANCE MICROFINANCE INSTITUTION MICROFINANCE INSTITUTIONS MICROFINANCE PRACTITIONERS MICROFINANCE SECTOR MORAL HAZARD NATIONAL BANK NATIONALIZATION NON-GOVERNMENTAL ORGANIZATION NON-GOVERNMENTAL ORGANIZATIONS OUTREACH PACS PARTNERSHIP POOR HOUSEHOLDS PORTFOLIOS PRIVATE BANKS PROFITABILITY PRUDENTIAL REGULATION REGIONAL RURAL BANKS REGULATORY FORBEARANCE REGULATORY FRAMEWORK RESERVE BANK OF INDIA RETURN ON ASSETS RISK MANAGEMENT RURAL BANKS RURAL CREDIT RURAL FINANCE RURAL FINANCE INSTITUTIONS SAVINGS SAVINGS ACCOUNTS SECURITIES SMALL LOANS SOCIETIES SOCIETY SPONSOR STAKEHOLDERS SUBSIDIARY SUBSIDIZED CREDIT SUSTAINABILITY TRANSACTION COSTS VULNERABILITY Basu, Priya Improving Access to Finance for India's Rural Poor |
| geographic_facet |
India |
| relation |
Directions in Development |
| description |
Improving Access to Finance for
India's Rural Poor examines the current level and
pattern of access to finance for India's rural
households, evaluates various approaches for delivering
financial services to the rural poor, analyzes what lies
behind the lack of adequate financial access for the rural
poor, and identifies what it would take to improve access to
finance for India's rural poor. Based on the analysis
of a large-scale rural household survey, in combination with
an evaluation of the role of financial markets and
institutions, this title also examines different forms of
financial service provision, including formal, informal and
microfinance, raises questions about approaches used so far
to address financial exclusion, and makes recommendations
for policy advisors and financial service providers on how
to scale-up access to finance for India's rural poor,
to meet their diverse financial needs (savings, credit,
insurance against unexpected events, etc.), in a
commercially sustainable manner. Its conclusions will be of
interest to anyone involved in economic policy, finance or
microfinance, poverty analysis, and poverty reduction. |
| format |
Publications & Research :: Publication |
| author |
Basu, Priya |
| author_facet |
Basu, Priya |
| author_sort |
Basu, Priya |
| title |
Improving Access to Finance for India's Rural Poor |
| title_short |
Improving Access to Finance for India's Rural Poor |
| title_full |
Improving Access to Finance for India's Rural Poor |
| title_fullStr |
Improving Access to Finance for India's Rural Poor |
| title_full_unstemmed |
Improving Access to Finance for India's Rural Poor |
| title_sort |
improving access to finance for india's rural poor |
| publisher |
Washington, DC: World Bank |
| publishDate |
2012 |
| url |
http://documents.worldbank.org/curated/en/2006/05/6857121/improving-access-finance-indias-rural-poor http://hdl.handle.net/10986/6927 |
| _version_ |
1764398964445020160 |