Strategic Alliances to Scale Up Financial Services in Rural Areas

Firms have employed strategic alliances with other firms to effectively manage costs, overcome resource and technology constraints, and enhance competitive position. Strategic alliances can lead to productive institutional collaborations in rural f...

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Main Authors: Gallardo, Joselito, Goldberg, Michael, Randhawa, Bikki
Format: Publication
Language:English
en_US
Published: Washington, DC: World Bank 2012
Subjects:
MFI
Online Access:http://documents.worldbank.org/curated/en/2006/04/6743377/strategic-alliances-scale-up-financial-services-rural-areas
http://hdl.handle.net/10986/6960
id okr-10986-6960
recordtype oai_dc
spelling okr-10986-69602021-04-23T14:02:27Z Strategic Alliances to Scale Up Financial Services in Rural Areas Gallardo, Joselito Goldberg, Michael Randhawa, Bikki AGRICULTURAL BANKS AGRICULTURAL CREDIT AGRICULTURAL DEVELOPMENT BANKS AGRICULTURAL GROWTH AGRICULTURE ALLIANCES APEX APEX INSTITUTIONS APEX ORGANIZATIONS AUTONOMY BANK BRANCHES BANKING INSTITUTIONS BANKING SERVICES BANKING SYSTEM BUSINESS ENTERPRISES CAPITALIZATION CGAP CHARTER CO. LTD. COLLATERAL COMMERCIAL BANK COMMERCIAL BANKS COMMERCIAL ENTERPRISES COMMERCIAL LOANS COMMUNITY BANKS COMPANY COOPERATIVES CORPORATION CORPORATIONS CREDIT MARKETS CREDIT UNIONS DEPOSITS DISTRIBUTION COMPANIES ECONOMIC GROWTH ECONOMICS EMPLOYMENT FACTORING FINANCE COMPANIES FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INSTRUMENTS FINANCIAL INTERMEDIARIES FINANCIAL MARKETS FINANCIAL PERFORMANCE FINANCIAL SERVICES FINCA FOOD SECURITY FORMAL FINANCE INSURANCE INTEREST RATES LEVERAGE LIMITED LOAN DEFAULTS LOAN PORTFOLIOS LTD. MANAGERS MFI MICRO BUSINESSES MICROFINANCE MICROFINANCE INSTITUTION MICROFINANCE INSTITUTION MANAGEMENT MICROFINANCE INSTITUTIONS OPERATING EXPENSES OUTREACH PARTNERSHIP POOR HOUSEHOLDS PORTFOLIO MANAGEMENT PORTFOLIOS POVERTY REDUCTION PRICE UNCERTAINTIES PRIVATE BANKS PRIVATE COMMERCIAL BANKS PRIVATIZATION PRODUCTIVITY PROFITABILITY REGULATORY FRAMEWORK REGULATORY FRAMEWORKS RETAIL BANKING RISK MANAGEMENT RURAL AREAS RURAL BANKS RURAL COMMUNITIES RURAL DEVELOPMENT RURAL FINANCE RURAL FINANCE INSTITUTIONS RURAL FINANCIAL INSTITUTIONS RURAL FINANCIAL MARKETS RURAL FINANCIAL SERVICES RURAL HOUSEHOLDS SAVINGS SAVINGS DEPOSITS SERVICE COMPANY SMALL BUSINESSES SOCIETY SPONSORSHIP SUBSIDIARY SUSTAINABILITY TECHNICAL ASSISTANCE TRANSACTION COSTS UNION WORKING CAPITAL Firms have employed strategic alliances with other firms to effectively manage costs, overcome resource and technology constraints, and enhance competitive position. Strategic alliances can lead to productive institutional collaborations in rural financial markets, thereby expanding the array of financial products, and scaling up access of rural households and micro-businesses to financial services. Strategic alliances comprise a new theme in rural finance. The institutions in the study used strategic alliances to tap new capital resources, manage transaction costs, access banking technology and infrastructure, and acquire new skills to provide an expanding array of financial services to wider markets. The authors carefully examine the experiences of selected rural finance institutions, and their strategic allies or development partners in Guatemala, the Philippines, Ghana, and India to draw out the main findings and share lessons that may be applied in other country settings. The study addressed a number of key questions: What motivated the rural finance institution to structure its alliance or partnership with a bank, commercial, or development organization? How are gains from and costs of alliances and partnerships shared between collaborating institutions? What are the key elements that make partnerships or alliances successful, and which conditions lead to unproductive ones? Which financial products and services are best introduced through strategic alliances? 2012-06-04T14:25:43Z 2012-06-04T14:25:43Z 2006 http://documents.worldbank.org/curated/en/2006/04/6743377/strategic-alliances-scale-up-financial-services-rural-areas 978-0-8213-6603-5 http://hdl.handle.net/10986/6960 English en_US World Bank Working Paper No. 76 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo World Bank Washington, DC: World Bank Publications & Research :: Publication Publications & Research :: Publication Africa East Asia and Pacific Latin America & Caribbean South Asia Latin America Asia Central America South Asia Southeast Asia West Africa Sub-Saharan Africa
repository_type Digital Repository
institution_category Foreign Institution
institution Digital Repositories
building World Bank Open Knowledge Repository
collection World Bank
language English
en_US
topic AGRICULTURAL BANKS
AGRICULTURAL CREDIT
AGRICULTURAL DEVELOPMENT BANKS
AGRICULTURAL GROWTH
AGRICULTURE
ALLIANCES
APEX
APEX INSTITUTIONS
APEX ORGANIZATIONS
AUTONOMY
BANK BRANCHES
BANKING INSTITUTIONS
BANKING SERVICES
BANKING SYSTEM
BUSINESS ENTERPRISES
CAPITALIZATION
CGAP
CHARTER
CO. LTD.
COLLATERAL
COMMERCIAL BANK
COMMERCIAL BANKS
COMMERCIAL ENTERPRISES
COMMERCIAL LOANS
COMMUNITY BANKS
COMPANY
COOPERATIVES
CORPORATION
CORPORATIONS
CREDIT MARKETS
CREDIT UNIONS
DEPOSITS
DISTRIBUTION COMPANIES
ECONOMIC GROWTH
ECONOMICS
EMPLOYMENT
FACTORING
FINANCE COMPANIES
FINANCIAL INSTITUTION
FINANCIAL INSTITUTIONS
FINANCIAL INSTRUMENTS
FINANCIAL INTERMEDIARIES
FINANCIAL MARKETS
FINANCIAL PERFORMANCE
FINANCIAL SERVICES
FINCA
FOOD SECURITY
FORMAL FINANCE
INSURANCE
INTEREST RATES
LEVERAGE
LIMITED
LOAN DEFAULTS
LOAN PORTFOLIOS
LTD.
MANAGERS
MFI
MICRO BUSINESSES
MICROFINANCE
MICROFINANCE INSTITUTION
MICROFINANCE INSTITUTION MANAGEMENT
MICROFINANCE INSTITUTIONS
OPERATING EXPENSES
OUTREACH
PARTNERSHIP
POOR HOUSEHOLDS
PORTFOLIO MANAGEMENT
PORTFOLIOS
POVERTY REDUCTION
PRICE UNCERTAINTIES
PRIVATE BANKS
PRIVATE COMMERCIAL BANKS
PRIVATIZATION
PRODUCTIVITY
PROFITABILITY
REGULATORY FRAMEWORK
REGULATORY FRAMEWORKS
RETAIL BANKING
RISK MANAGEMENT
RURAL AREAS
RURAL BANKS
RURAL COMMUNITIES
RURAL DEVELOPMENT
RURAL FINANCE
RURAL FINANCE INSTITUTIONS
RURAL FINANCIAL INSTITUTIONS
RURAL FINANCIAL MARKETS
RURAL FINANCIAL SERVICES
RURAL HOUSEHOLDS
SAVINGS
SAVINGS DEPOSITS
SERVICE COMPANY
SMALL BUSINESSES
SOCIETY
SPONSORSHIP
SUBSIDIARY
SUSTAINABILITY
TECHNICAL ASSISTANCE
TRANSACTION COSTS
UNION
WORKING CAPITAL
spellingShingle AGRICULTURAL BANKS
AGRICULTURAL CREDIT
AGRICULTURAL DEVELOPMENT BANKS
AGRICULTURAL GROWTH
AGRICULTURE
ALLIANCES
APEX
APEX INSTITUTIONS
APEX ORGANIZATIONS
AUTONOMY
BANK BRANCHES
BANKING INSTITUTIONS
BANKING SERVICES
BANKING SYSTEM
BUSINESS ENTERPRISES
CAPITALIZATION
CGAP
CHARTER
CO. LTD.
COLLATERAL
COMMERCIAL BANK
COMMERCIAL BANKS
COMMERCIAL ENTERPRISES
COMMERCIAL LOANS
COMMUNITY BANKS
COMPANY
COOPERATIVES
CORPORATION
CORPORATIONS
CREDIT MARKETS
CREDIT UNIONS
DEPOSITS
DISTRIBUTION COMPANIES
ECONOMIC GROWTH
ECONOMICS
EMPLOYMENT
FACTORING
FINANCE COMPANIES
FINANCIAL INSTITUTION
FINANCIAL INSTITUTIONS
FINANCIAL INSTRUMENTS
FINANCIAL INTERMEDIARIES
FINANCIAL MARKETS
FINANCIAL PERFORMANCE
FINANCIAL SERVICES
FINCA
FOOD SECURITY
FORMAL FINANCE
INSURANCE
INTEREST RATES
LEVERAGE
LIMITED
LOAN DEFAULTS
LOAN PORTFOLIOS
LTD.
MANAGERS
MFI
MICRO BUSINESSES
MICROFINANCE
MICROFINANCE INSTITUTION
MICROFINANCE INSTITUTION MANAGEMENT
MICROFINANCE INSTITUTIONS
OPERATING EXPENSES
OUTREACH
PARTNERSHIP
POOR HOUSEHOLDS
PORTFOLIO MANAGEMENT
PORTFOLIOS
POVERTY REDUCTION
PRICE UNCERTAINTIES
PRIVATE BANKS
PRIVATE COMMERCIAL BANKS
PRIVATIZATION
PRODUCTIVITY
PROFITABILITY
REGULATORY FRAMEWORK
REGULATORY FRAMEWORKS
RETAIL BANKING
RISK MANAGEMENT
RURAL AREAS
RURAL BANKS
RURAL COMMUNITIES
RURAL DEVELOPMENT
RURAL FINANCE
RURAL FINANCE INSTITUTIONS
RURAL FINANCIAL INSTITUTIONS
RURAL FINANCIAL MARKETS
RURAL FINANCIAL SERVICES
RURAL HOUSEHOLDS
SAVINGS
SAVINGS DEPOSITS
SERVICE COMPANY
SMALL BUSINESSES
SOCIETY
SPONSORSHIP
SUBSIDIARY
SUSTAINABILITY
TECHNICAL ASSISTANCE
TRANSACTION COSTS
UNION
WORKING CAPITAL
Gallardo, Joselito
Goldberg, Michael
Randhawa, Bikki
Strategic Alliances to Scale Up Financial Services in Rural Areas
geographic_facet Africa
East Asia and Pacific
Latin America & Caribbean
South Asia
Latin America
Asia
Central America
South Asia
Southeast Asia
West Africa
Sub-Saharan Africa
relation World Bank Working Paper No. 76
description Firms have employed strategic alliances with other firms to effectively manage costs, overcome resource and technology constraints, and enhance competitive position. Strategic alliances can lead to productive institutional collaborations in rural financial markets, thereby expanding the array of financial products, and scaling up access of rural households and micro-businesses to financial services. Strategic alliances comprise a new theme in rural finance. The institutions in the study used strategic alliances to tap new capital resources, manage transaction costs, access banking technology and infrastructure, and acquire new skills to provide an expanding array of financial services to wider markets. The authors carefully examine the experiences of selected rural finance institutions, and their strategic allies or development partners in Guatemala, the Philippines, Ghana, and India to draw out the main findings and share lessons that may be applied in other country settings. The study addressed a number of key questions: What motivated the rural finance institution to structure its alliance or partnership with a bank, commercial, or development organization? How are gains from and costs of alliances and partnerships shared between collaborating institutions? What are the key elements that make partnerships or alliances successful, and which conditions lead to unproductive ones? Which financial products and services are best introduced through strategic alliances?
format Publications & Research :: Publication
author Gallardo, Joselito
Goldberg, Michael
Randhawa, Bikki
author_facet Gallardo, Joselito
Goldberg, Michael
Randhawa, Bikki
author_sort Gallardo, Joselito
title Strategic Alliances to Scale Up Financial Services in Rural Areas
title_short Strategic Alliances to Scale Up Financial Services in Rural Areas
title_full Strategic Alliances to Scale Up Financial Services in Rural Areas
title_fullStr Strategic Alliances to Scale Up Financial Services in Rural Areas
title_full_unstemmed Strategic Alliances to Scale Up Financial Services in Rural Areas
title_sort strategic alliances to scale up financial services in rural areas
publisher Washington, DC: World Bank
publishDate 2012
url http://documents.worldbank.org/curated/en/2006/04/6743377/strategic-alliances-scale-up-financial-services-rural-areas
http://hdl.handle.net/10986/6960
_version_ 1764398898077499392