Strategic Alliances to Scale Up Financial Services in Rural Areas
Firms have employed strategic alliances with other firms to effectively manage costs, overcome resource and technology constraints, and enhance competitive position. Strategic alliances can lead to productive institutional collaborations in rural f...
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Washington, DC: World Bank
2012
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| Online Access: | http://documents.worldbank.org/curated/en/2006/04/6743377/strategic-alliances-scale-up-financial-services-rural-areas http://hdl.handle.net/10986/6960 |
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okr-10986-69602021-04-23T14:02:27Z Strategic Alliances to Scale Up Financial Services in Rural Areas Gallardo, Joselito Goldberg, Michael Randhawa, Bikki AGRICULTURAL BANKS AGRICULTURAL CREDIT AGRICULTURAL DEVELOPMENT BANKS AGRICULTURAL GROWTH AGRICULTURE ALLIANCES APEX APEX INSTITUTIONS APEX ORGANIZATIONS AUTONOMY BANK BRANCHES BANKING INSTITUTIONS BANKING SERVICES BANKING SYSTEM BUSINESS ENTERPRISES CAPITALIZATION CGAP CHARTER CO. LTD. COLLATERAL COMMERCIAL BANK COMMERCIAL BANKS COMMERCIAL ENTERPRISES COMMERCIAL LOANS COMMUNITY BANKS COMPANY COOPERATIVES CORPORATION CORPORATIONS CREDIT MARKETS CREDIT UNIONS DEPOSITS DISTRIBUTION COMPANIES ECONOMIC GROWTH ECONOMICS EMPLOYMENT FACTORING FINANCE COMPANIES FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INSTRUMENTS FINANCIAL INTERMEDIARIES FINANCIAL MARKETS FINANCIAL PERFORMANCE FINANCIAL SERVICES FINCA FOOD SECURITY FORMAL FINANCE INSURANCE INTEREST RATES LEVERAGE LIMITED LOAN DEFAULTS LOAN PORTFOLIOS LTD. MANAGERS MFI MICRO BUSINESSES MICROFINANCE MICROFINANCE INSTITUTION MICROFINANCE INSTITUTION MANAGEMENT MICROFINANCE INSTITUTIONS OPERATING EXPENSES OUTREACH PARTNERSHIP POOR HOUSEHOLDS PORTFOLIO MANAGEMENT PORTFOLIOS POVERTY REDUCTION PRICE UNCERTAINTIES PRIVATE BANKS PRIVATE COMMERCIAL BANKS PRIVATIZATION PRODUCTIVITY PROFITABILITY REGULATORY FRAMEWORK REGULATORY FRAMEWORKS RETAIL BANKING RISK MANAGEMENT RURAL AREAS RURAL BANKS RURAL COMMUNITIES RURAL DEVELOPMENT RURAL FINANCE RURAL FINANCE INSTITUTIONS RURAL FINANCIAL INSTITUTIONS RURAL FINANCIAL MARKETS RURAL FINANCIAL SERVICES RURAL HOUSEHOLDS SAVINGS SAVINGS DEPOSITS SERVICE COMPANY SMALL BUSINESSES SOCIETY SPONSORSHIP SUBSIDIARY SUSTAINABILITY TECHNICAL ASSISTANCE TRANSACTION COSTS UNION WORKING CAPITAL Firms have employed strategic alliances with other firms to effectively manage costs, overcome resource and technology constraints, and enhance competitive position. Strategic alliances can lead to productive institutional collaborations in rural financial markets, thereby expanding the array of financial products, and scaling up access of rural households and micro-businesses to financial services. Strategic alliances comprise a new theme in rural finance. The institutions in the study used strategic alliances to tap new capital resources, manage transaction costs, access banking technology and infrastructure, and acquire new skills to provide an expanding array of financial services to wider markets. The authors carefully examine the experiences of selected rural finance institutions, and their strategic allies or development partners in Guatemala, the Philippines, Ghana, and India to draw out the main findings and share lessons that may be applied in other country settings. The study addressed a number of key questions: What motivated the rural finance institution to structure its alliance or partnership with a bank, commercial, or development organization? How are gains from and costs of alliances and partnerships shared between collaborating institutions? What are the key elements that make partnerships or alliances successful, and which conditions lead to unproductive ones? Which financial products and services are best introduced through strategic alliances? 2012-06-04T14:25:43Z 2012-06-04T14:25:43Z 2006 http://documents.worldbank.org/curated/en/2006/04/6743377/strategic-alliances-scale-up-financial-services-rural-areas 978-0-8213-6603-5 http://hdl.handle.net/10986/6960 English en_US World Bank Working Paper No. 76 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo World Bank Washington, DC: World Bank Publications & Research :: Publication Publications & Research :: Publication Africa East Asia and Pacific Latin America & Caribbean South Asia Latin America Asia Central America South Asia Southeast Asia West Africa Sub-Saharan Africa |
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Digital Repository |
| institution_category |
Foreign Institution |
| institution |
Digital Repositories |
| building |
World Bank Open Knowledge Repository |
| collection |
World Bank |
| language |
English en_US |
| topic |
AGRICULTURAL BANKS AGRICULTURAL CREDIT AGRICULTURAL DEVELOPMENT BANKS AGRICULTURAL GROWTH AGRICULTURE ALLIANCES APEX APEX INSTITUTIONS APEX ORGANIZATIONS AUTONOMY BANK BRANCHES BANKING INSTITUTIONS BANKING SERVICES BANKING SYSTEM BUSINESS ENTERPRISES CAPITALIZATION CGAP CHARTER CO. LTD. COLLATERAL COMMERCIAL BANK COMMERCIAL BANKS COMMERCIAL ENTERPRISES COMMERCIAL LOANS COMMUNITY BANKS COMPANY COOPERATIVES CORPORATION CORPORATIONS CREDIT MARKETS CREDIT UNIONS DEPOSITS DISTRIBUTION COMPANIES ECONOMIC GROWTH ECONOMICS EMPLOYMENT FACTORING FINANCE COMPANIES FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INSTRUMENTS FINANCIAL INTERMEDIARIES FINANCIAL MARKETS FINANCIAL PERFORMANCE FINANCIAL SERVICES FINCA FOOD SECURITY FORMAL FINANCE INSURANCE INTEREST RATES LEVERAGE LIMITED LOAN DEFAULTS LOAN PORTFOLIOS LTD. MANAGERS MFI MICRO BUSINESSES MICROFINANCE MICROFINANCE INSTITUTION MICROFINANCE INSTITUTION MANAGEMENT MICROFINANCE INSTITUTIONS OPERATING EXPENSES OUTREACH PARTNERSHIP POOR HOUSEHOLDS PORTFOLIO MANAGEMENT PORTFOLIOS POVERTY REDUCTION PRICE UNCERTAINTIES PRIVATE BANKS PRIVATE COMMERCIAL BANKS PRIVATIZATION PRODUCTIVITY PROFITABILITY REGULATORY FRAMEWORK REGULATORY FRAMEWORKS RETAIL BANKING RISK MANAGEMENT RURAL AREAS RURAL BANKS RURAL COMMUNITIES RURAL DEVELOPMENT RURAL FINANCE RURAL FINANCE INSTITUTIONS RURAL FINANCIAL INSTITUTIONS RURAL FINANCIAL MARKETS RURAL FINANCIAL SERVICES RURAL HOUSEHOLDS SAVINGS SAVINGS DEPOSITS SERVICE COMPANY SMALL BUSINESSES SOCIETY SPONSORSHIP SUBSIDIARY SUSTAINABILITY TECHNICAL ASSISTANCE TRANSACTION COSTS UNION WORKING CAPITAL |
| spellingShingle |
AGRICULTURAL BANKS AGRICULTURAL CREDIT AGRICULTURAL DEVELOPMENT BANKS AGRICULTURAL GROWTH AGRICULTURE ALLIANCES APEX APEX INSTITUTIONS APEX ORGANIZATIONS AUTONOMY BANK BRANCHES BANKING INSTITUTIONS BANKING SERVICES BANKING SYSTEM BUSINESS ENTERPRISES CAPITALIZATION CGAP CHARTER CO. LTD. COLLATERAL COMMERCIAL BANK COMMERCIAL BANKS COMMERCIAL ENTERPRISES COMMERCIAL LOANS COMMUNITY BANKS COMPANY COOPERATIVES CORPORATION CORPORATIONS CREDIT MARKETS CREDIT UNIONS DEPOSITS DISTRIBUTION COMPANIES ECONOMIC GROWTH ECONOMICS EMPLOYMENT FACTORING FINANCE COMPANIES FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INSTRUMENTS FINANCIAL INTERMEDIARIES FINANCIAL MARKETS FINANCIAL PERFORMANCE FINANCIAL SERVICES FINCA FOOD SECURITY FORMAL FINANCE INSURANCE INTEREST RATES LEVERAGE LIMITED LOAN DEFAULTS LOAN PORTFOLIOS LTD. MANAGERS MFI MICRO BUSINESSES MICROFINANCE MICROFINANCE INSTITUTION MICROFINANCE INSTITUTION MANAGEMENT MICROFINANCE INSTITUTIONS OPERATING EXPENSES OUTREACH PARTNERSHIP POOR HOUSEHOLDS PORTFOLIO MANAGEMENT PORTFOLIOS POVERTY REDUCTION PRICE UNCERTAINTIES PRIVATE BANKS PRIVATE COMMERCIAL BANKS PRIVATIZATION PRODUCTIVITY PROFITABILITY REGULATORY FRAMEWORK REGULATORY FRAMEWORKS RETAIL BANKING RISK MANAGEMENT RURAL AREAS RURAL BANKS RURAL COMMUNITIES RURAL DEVELOPMENT RURAL FINANCE RURAL FINANCE INSTITUTIONS RURAL FINANCIAL INSTITUTIONS RURAL FINANCIAL MARKETS RURAL FINANCIAL SERVICES RURAL HOUSEHOLDS SAVINGS SAVINGS DEPOSITS SERVICE COMPANY SMALL BUSINESSES SOCIETY SPONSORSHIP SUBSIDIARY SUSTAINABILITY TECHNICAL ASSISTANCE TRANSACTION COSTS UNION WORKING CAPITAL Gallardo, Joselito Goldberg, Michael Randhawa, Bikki Strategic Alliances to Scale Up Financial Services in Rural Areas |
| geographic_facet |
Africa East Asia and Pacific Latin America & Caribbean South Asia Latin America Asia Central America South Asia Southeast Asia West Africa Sub-Saharan Africa |
| relation |
World Bank Working Paper No. 76 |
| description |
Firms have employed strategic alliances
with other firms to effectively manage costs, overcome
resource and technology constraints, and enhance competitive
position. Strategic alliances can lead to productive
institutional collaborations in rural financial markets,
thereby expanding the array of financial products, and
scaling up access of rural households and micro-businesses
to financial services. Strategic alliances comprise a new
theme in rural finance. The institutions in the study used
strategic alliances to tap new capital resources, manage
transaction costs, access banking technology and
infrastructure, and acquire new skills to provide an
expanding array of financial services to wider markets. The
authors carefully examine the experiences of selected rural
finance institutions, and their strategic allies or
development partners in Guatemala, the Philippines, Ghana,
and India to draw out the main findings and share lessons
that may be applied in other country settings. The study
addressed a number of key questions: What motivated the
rural finance institution to structure its alliance or
partnership with a bank, commercial, or development
organization? How are gains from and costs of alliances and
partnerships shared between collaborating institutions? What
are the key elements that make partnerships or alliances
successful, and which conditions lead to unproductive ones?
Which financial products and services are best introduced
through strategic alliances? |
| format |
Publications & Research :: Publication |
| author |
Gallardo, Joselito Goldberg, Michael Randhawa, Bikki |
| author_facet |
Gallardo, Joselito Goldberg, Michael Randhawa, Bikki |
| author_sort |
Gallardo, Joselito |
| title |
Strategic Alliances to Scale Up Financial Services in Rural Areas |
| title_short |
Strategic Alliances to Scale Up Financial Services in Rural Areas |
| title_full |
Strategic Alliances to Scale Up Financial Services in Rural Areas |
| title_fullStr |
Strategic Alliances to Scale Up Financial Services in Rural Areas |
| title_full_unstemmed |
Strategic Alliances to Scale Up Financial Services in Rural Areas |
| title_sort |
strategic alliances to scale up financial services in rural areas |
| publisher |
Washington, DC: World Bank |
| publishDate |
2012 |
| url |
http://documents.worldbank.org/curated/en/2006/04/6743377/strategic-alliances-scale-up-financial-services-rural-areas http://hdl.handle.net/10986/6960 |
| _version_ |
1764398898077499392 |