APA (7th ed.) Citation

Beck, T., Demirguc-Kunt, A., & Martinez Peria, M. S. (2012). Reaching Out: Access to and Use of Banking Services across Countries. World Bank, Washington, DC.

Chicago Style (17th ed.) Citation

Beck, Thorsten, Asli Demirguc-Kunt, and Maria Soledad Martinez Peria. Reaching Out: Access to and Use of Banking Services Across Countries. World Bank, Washington, DC, 2012.

MLA (8th ed.) Citation

Beck, Thorsten, et al. Reaching Out: Access to and Use of Banking Services Across Countries. World Bank, Washington, DC, 2012.