APA (7th ed.) Citation

Cull, R., Demirgüç-Kunt, A., & Lyman, T. (2012). Financial Inclusion and Stability: What Does Research Show? Washington, DC: World Bank.

Chicago Style (17th ed.) Citation

Cull, Robert, Aslı Demirgüç-Kunt, and Timothy Lyman. Financial Inclusion and Stability: What Does Research Show? Washington, DC: World Bank, 2012.

MLA (8th ed.) Citation

Cull, Robert, et al. Financial Inclusion and Stability: What Does Research Show? Washington, DC: World Bank, 2012.