Factors influencing credit card spending behaviour among gen Y employees in Zuellig pharma Sdn. Bhd. / Fatin Atasha Md Zaki

The study aims to identify the factors influencing credit card spending behaviour among Gen Y employees in Zuellig Pharma Sdn. Bhd. The objectives of this study were to identify the level of credit card spending behaviour, the relationship between independent variables (benefits given by bank and...

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Bibliographic Details
Main Author:	Md Zaki, Fatin Atasha
Format:	Student Project
Language:	English
Published:	Faculty of Business Management 2015
Subjects:	Credit. Debt. Loans Commercial credit. Commercial loans. Credit management
Online Access:	http://ir.uitm.edu.my/id/eprint/14764/ http://ir.uitm.edu.my/id/eprint/14764/1/PPb_FATIN%20ATASHA%20MD%20ZAKI%20%20BM%2015_5.pdf

id	uitm-14764
recordtype	eprints
spelling	uitm-147642016-09-27T03:39:05Z http://ir.uitm.edu.my/id/eprint/14764/ Factors influencing credit card spending behaviour among gen Y employees in Zuellig pharma Sdn. Bhd. / Fatin Atasha Md Zaki Md Zaki, Fatin Atasha Credit. Debt. Loans Commercial credit. Commercial loans. Credit management The study aims to identify the factors influencing credit card spending behaviour among Gen Y employees in Zuellig Pharma Sdn. Bhd. The objectives of this study were to identify the level of credit card spending behaviour, the relationship between independent variables (benefits given by bank and attitude towards money); and dependent variable (credit card spending behaviour) and what is the significant predictor variable of credit card spending behaviour among Gen Y employees in Zuellig Pharma Sdn. Bhd. Moreover, the study employed survey research design and primary data was collected through questionnaires with 123 respondents were selected. Eventually, the findings of this research shows significant relationship between both the independent variables (benefits given by bank and attitude towards money); and dependent variable (credit card spending behaviour). It was acknowledged that the most significant predictor variable of credit card spending behaviour among Gen Y employees in Zuellig Pharma Sdn. Bhd. was attitude towards money. However, this study have recommended, since benefits given by bank are found to influence credit card spending behaviour as well, the issuing banks and nonbanks must continuously examine the incentives provided and payment policies enforced in order to attract applicants and ensure usage. As for future researchers, they may complement other independent variables, considering a bigger sample size and retest the survey instrument in different countries or states to extend the understanding of credit card spending behaviour for the forthcoming. Faculty of Business Management 2015 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/14764/1/PPb_FATIN%20ATASHA%20MD%20ZAKI%20%20BM%2015_5.pdf Md Zaki, Fatin Atasha (2015) Factors influencing credit card spending behaviour among gen Y employees in Zuellig pharma Sdn. Bhd. / Fatin Atasha Md Zaki. [Student Project] (Unpublished)
repository_type	Digital Repository
institution_category	Local University
institution	Universiti Teknologi MARA
building	UiTM Institutional Repository
collection	Online Access
language	English
topic	Credit. Debt. Loans Commercial credit. Commercial loans. Credit management
spellingShingle	Credit. Debt. Loans Commercial credit. Commercial loans. Credit management Md Zaki, Fatin Atasha Factors influencing credit card spending behaviour among gen Y employees in Zuellig pharma Sdn. Bhd. / Fatin Atasha Md Zaki
description	The study aims to identify the factors influencing credit card spending behaviour among Gen Y employees in Zuellig Pharma Sdn. Bhd. The objectives of this study were to identify the level of credit card spending behaviour, the relationship between independent variables (benefits given by bank and attitude towards money); and dependent variable (credit card spending behaviour) and what is the significant predictor variable of credit card spending behaviour among Gen Y employees in Zuellig Pharma Sdn. Bhd. Moreover, the study employed survey research design and primary data was collected through questionnaires with 123 respondents were selected. Eventually, the findings of this research shows significant relationship between both the independent variables (benefits given by bank and attitude towards money); and dependent variable (credit card spending behaviour). It was acknowledged that the most significant predictor variable of credit card spending behaviour among Gen Y employees in Zuellig Pharma Sdn. Bhd. was attitude towards money. However, this study have recommended, since benefits given by bank are found to influence credit card spending behaviour as well, the issuing banks and nonbanks must continuously examine the incentives provided and payment policies enforced in order to attract applicants and ensure usage. As for future researchers, they may complement other independent variables, considering a bigger sample size and retest the survey instrument in different countries or states to extend the understanding of credit card spending behaviour for the forthcoming.
format	Student Project
author	Md Zaki, Fatin Atasha
author_facet	Md Zaki, Fatin Atasha
author_sort	Md Zaki, Fatin Atasha
title	Factors influencing credit card spending behaviour among gen Y employees in Zuellig pharma Sdn. Bhd. / Fatin Atasha Md Zaki
title_short	Factors influencing credit card spending behaviour among gen Y employees in Zuellig pharma Sdn. Bhd. / Fatin Atasha Md Zaki
title_full	Factors influencing credit card spending behaviour among gen Y employees in Zuellig pharma Sdn. Bhd. / Fatin Atasha Md Zaki
title_fullStr	Factors influencing credit card spending behaviour among gen Y employees in Zuellig pharma Sdn. Bhd. / Fatin Atasha Md Zaki
title_full_unstemmed	Factors influencing credit card spending behaviour among gen Y employees in Zuellig pharma Sdn. Bhd. / Fatin Atasha Md Zaki
title_sort	factors influencing credit card spending behaviour among gen y employees in zuellig pharma sdn. bhd. / fatin atasha md zaki
publisher	Faculty of Business Management
publishDate	2015
url	http://ir.uitm.edu.my/id/eprint/14764/ http://ir.uitm.edu.my/id/eprint/14764/1/PPb_FATIN%20ATASHA%20MD%20ZAKI%20%20BM%2015_5.pdf
first_indexed	2023-09-18T22:52:21Z
last_indexed	2023-09-18T22:52:21Z
_version_	1777417628026929152

Factors influencing credit card spending behaviour among gen Y employees in Zuellig pharma Sdn. Bhd. / Fatin Atasha Md Zaki

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