Personal financial planning among adult learners / Masitah Hashim, Haziah Jamaludin and Fadzilah Azam Ahmad

Planning for a secure financial future is not an easy task. This is because as an adult learner, one may save to buy one's first house, starting one's own business, pay for one's children education and setting enough retirement plans to maintain one's standard of living after ret...

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Main Authors:	Hashim, Masitah, Jamaludin, Haziah, Azam Ahmad, Fadzilah
Format:	Article
Language:	English
Published:	Institute of Education Development (InED) 2007
Subjects:	Malaysia
Online Access:	http://ir.uitm.edu.my/id/eprint/16168/ http://ir.uitm.edu.my/id/eprint/16168/1/AJ_MASITAH%20HASHIM%20NJED%2007.pdf

id	uitm-16168
recordtype	eprints
spelling	uitm-161682017-03-14T05:15:06Z http://ir.uitm.edu.my/id/eprint/16168/ Personal financial planning among adult learners / Masitah Hashim, Haziah Jamaludin and Fadzilah Azam Ahmad Hashim, Masitah Jamaludin, Haziah Azam Ahmad, Fadzilah Malaysia Planning for a secure financial future is not an easy task. This is because as an adult learner, one may save to buy one's first house, starting one's own business, pay for one's children education and setting enough retirement plans to maintain one's standard of living after retirement. Complex financial investments and changing tax laws will make it difficult to plan financially. We need to plan for tomorrow irregardless of our income level. This is important because adult learners are often faced with the problem of not having enough funds to pay for their tuition fees during registration. They have to register less number of courses initially and later during the semester (during one month after registration) they will add other courses to their list of registered courses. The purpose of the study is to determine whether the adult learners practice financial planning in their lives, to identify the sources and uses of their income/funds and to determine the learners' components of personal financial planning. The research was carried out from a quantitative perspective on 279 adult learners. Majority of the adult learners practiced personal financial planning. The main source of fund was from salary and the major use of income was for education. The components of personal financial planning were preparation of personal financial record keeping and preparation of personal financial planning. Institute of Education Development (InED) 2007 Article PeerReviewed text en http://ir.uitm.edu.my/id/eprint/16168/1/AJ_MASITAH%20HASHIM%20NJED%2007.pdf Hashim, Masitah and Jamaludin, Haziah and Azam Ahmad, Fadzilah (2007) Personal financial planning among adult learners / Masitah Hashim, Haziah Jamaludin and Fadzilah Azam Ahmad. The National Journal of Education Development, 1. pp. 13-31. ISSN 1985-2002
repository_type	Digital Repository
institution_category	Local University
institution	Universiti Teknologi MARA
building	UiTM Institutional Repository
collection	Online Access
language	English
topic	Malaysia
spellingShingle	Malaysia Hashim, Masitah Jamaludin, Haziah Azam Ahmad, Fadzilah Personal financial planning among adult learners / Masitah Hashim, Haziah Jamaludin and Fadzilah Azam Ahmad
description	Planning for a secure financial future is not an easy task. This is because as an adult learner, one may save to buy one's first house, starting one's own business, pay for one's children education and setting enough retirement plans to maintain one's standard of living after retirement. Complex financial investments and changing tax laws will make it difficult to plan financially. We need to plan for tomorrow irregardless of our income level. This is important because adult learners are often faced with the problem of not having enough funds to pay for their tuition fees during registration. They have to register less number of courses initially and later during the semester (during one month after registration) they will add other courses to their list of registered courses. The purpose of the study is to determine whether the adult learners practice financial planning in their lives, to identify the sources and uses of their income/funds and to determine the learners' components of personal financial planning. The research was carried out from a quantitative perspective on 279 adult learners. Majority of the adult learners practiced personal financial planning. The main source of fund was from salary and the major use of income was for education. The components of personal financial planning were preparation of personal financial record keeping and preparation of personal financial planning.
format	Article
author	Hashim, Masitah Jamaludin, Haziah Azam Ahmad, Fadzilah
author_facet	Hashim, Masitah Jamaludin, Haziah Azam Ahmad, Fadzilah
author_sort	Hashim, Masitah
title	Personal financial planning among adult learners / Masitah Hashim, Haziah Jamaludin and Fadzilah Azam Ahmad
title_short	Personal financial planning among adult learners / Masitah Hashim, Haziah Jamaludin and Fadzilah Azam Ahmad
title_full	Personal financial planning among adult learners / Masitah Hashim, Haziah Jamaludin and Fadzilah Azam Ahmad
title_fullStr	Personal financial planning among adult learners / Masitah Hashim, Haziah Jamaludin and Fadzilah Azam Ahmad
title_full_unstemmed	Personal financial planning among adult learners / Masitah Hashim, Haziah Jamaludin and Fadzilah Azam Ahmad
title_sort	personal financial planning among adult learners / masitah hashim, haziah jamaludin and fadzilah azam ahmad
publisher	Institute of Education Development (InED)
publishDate	2007
url	http://ir.uitm.edu.my/id/eprint/16168/ http://ir.uitm.edu.my/id/eprint/16168/1/AJ_MASITAH%20HASHIM%20NJED%2007.pdf
first_indexed	2023-09-18T22:55:27Z
last_indexed	2023-09-18T22:55:27Z
_version_	1777417823710085120

Personal financial planning among adult learners / Masitah Hashim, Haziah Jamaludin and Fadzilah Azam Ahmad

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